Not your thread, such hostile attitude is not welcomed at all! Instead I should say, you can leave this thread with your hostile attitude and go elsewhere, better off from LYN.

Alright enough side track. If you are not using this card anymore, not point arguing here. It will only show who is real the small boy.

You need to have at least 1 transaction, else you may not be getting last month's cash back.

From the mouth of card service center's officer. Unless you are telling me that they mislead me on this.

For those keeping the WISE Card, can you share some tips on successfully spending RM 2000 on the card, so that we can gain RM 100 of cashback with ease?

Well, if the total spending is anything less than RM 2000, no cashback will be given. That is a huge concern for me.

What I know:

1. Try to spend RM 2000 in single transaction, or multiple transactions, before 20th of each month.

2. Check the transaction history of WISE Card in HL Connect, to make sure that all credit card transactions are successfully posted and there are no reversal of transactions.

3. Use Excel spreadsheet to calculate the total spending and ensure the total spending to be RM 2000 or above.

4. Spend RM 2005.00, or RM 2010.00, on the safe side, perhaps?

Are there any more tips I should use?

Thank you for the advice. 

I hope that I can get the confirmation on this cashback matter, for WISE card.

3 November: My statement date. My outstanding balance is - RM 100. Well, I made full payment of the statement balance on 23 October. Then, the RM 100 cashback was given on 30 October, for September spending.

4 to 22 November: I spend RM 2015 (example) on my WISE card, all of which are on my selected 3 categories selected for cashback. My outstanding balance will be RM 1915.

So, I have fulfilled the condition of minimum retail spend of RM 2000 (based on my spending, and not my outstanding balance), and will get the cashback of RM 100 on 28 December, right?

Thanks for the confirmation. 

wonder how u can get waiver as many cannot get it.

Do u got 4 years consecutive of annual fee waived or only 1 year (4th year) annual fee waived.
i understood he got 4 years consecutive of annual fee waived.

Just realised the SHELL at Bandar Kinrara 5 swipes at the Fuel Pump is not under Rebate category because the MCC is 5541 (Petrol Station). Probably due to change of the terminal in last month.

may i know how much is your annual spending with WISE card?

So, no offer of 0% BT, low rate cash advance etc?

Okay, just cancel it...since not using it anyway.

Thx!

When did you call for AF waiver? I got charged AF last month Jan but did not manage to get waiver....

for waiver which is more effective, email or call?

hl connect is their online banking right and how?

thanks. just wanted to make sure coz planning to pay 1k right away.

I think u misunderstood me. My spending for Jan is 2.4k excluding the 500 balance from Dec. So, I should be qualified for the cashback since my spending is above the min requirement of 2k spending per month.

Just now they called me back and blaming my JOMPAY spending on that Jan. They said JOMPAY does not eligible for the computation of the 2k spending.

I thought someone in this thread got black and white from HLB saying that JOMPAY is eligible for the 2k spending right?

I'm still disputing this issue with HLB and will let you guys know.

big spender spotted. Congrats on the annual fee waiver.

jompay confirm is eligible spending. if not eligible, i will not hit 2k spending in previous months.

Wahh.. How did u manage to get the annual fee waived off? Any secret to it?

When did you send a message on HL Connect, requesting for annual fee waiver (or extension of annual fee, in Hong Leong Bank's language)? Around middle of February 2017 (half a month before your annual fee anniversary date)?

From my experience, after sending a message in HL Connect, I will receive my response from HL, a week later, which is quite slow.

Say that I send a message via HL Connect, requesting for extension of annual fee, 2 weeks before my annual fee anniversary date. If I receive the unfavourable outcome, hopefully I can manage to cancel the WISE card, before HL imposes the annual fee on my card.

Yeah, extension.  That is the magic word. I shall follow your advice to send a message via HL Connect about 3 months from my annual fee anniversary date. 
So, do you consistently spend about RM 2000 every month without fail?

Just called to cancel my HL Wise Card, it will take about 2 weeks to received the letter.

Once cancelled, need to call again to request to transfer CB to another HL Card, sound weird but will definitely call again

The detail of HL Wise card will be remove from my online banking.

Also, request to reduce credit limit, it take about 5 working days

Are you sure the promotion still on?
Last week i do a BT, its reject due to promotion had ended.
Now only offering 6.99% pa or 4.99% pa (birthday month)