why not try on affin 4.5% FD

Maybank 1 month FD @ 3.68% p.a, source: China Press 29 June.

What I don't understand is, what if the FD with 1-mth tenures, have been there renewed automatically for a year... So should it or should it not be eligible?


https://www.pbebank.com/pdf/Banking/pbeFD001eng.aspx
Source

rhb, ocbc, uob lur...will try other banks other days coz i work mon-fri lei

eh 4.5% meh? i tot i saw 4.3%....affin bank is rare here...haha

special rate for certain branch only for limited time only

Only the latest 1 month FD renewal will not get interest.

only some branch has 4.5%. 4.3% all branch can get but got to keep 5k in sa.

Affin Bank 4.5% FD (special)

available branch (as said by fellow forummers)

Affin Bangsar, Cheras, Subang Jaya, Shaftbury Cyberjaya, PJ New Town

charmhy18

Interest only pay after 12 months? Or monthly into saving?

Can share what is the good deals at RHB, OCBC and UOB ?
I think Affin will run out very fast.....

on maturity of fd.

Yes, affin sure hit target soon.. don't be surprise if next week already hit quota...

That will affect my next Monday's plan. Got to get a backup plan if Affin's quota is up !

yeah, better do some back up planning..

people are expecting OPR cut.. so they would "lock" what ever best rate available now

Eager to see what the July FD promo will be. This Friday can start to have an idea about it. But not expecting higher than June promo's like 4.25/4.3%, discounting Affin's 4.5%.

don't be surprise the best rate is 4% or lower

Big boss says to his financial people, "You say this special promo paying monthly interest at 4.3% p.a ending this March is worth catching for 6 months. Just scrape the loose funds around and see whether you can place 5 million. If short a bit, no problem, can top-up. When can we do it?"
"Give us some time to arrange things, and meet any unexpected problems. Probably near end of month, can even at the end at last day as good kawan with bank manager."
Big boss says, "OK, I mark Monday 28, Tuesday 29, Wednesday 30 and Thursday 31 March 2016 for standby for the the good day?"
"All days good, boss"
"What no special good luck day like 28?"
"Err, only one bad day."
"Oh what day is that and how bad can it be?"

If you can work this one out and answer, it means you are beginning to glimpse/grasp what could be called the time factor problem - something most people are not aware of when doing time dependent calculations.

This post has been edited by Deal Hunter: Jun 30 2016, 01:09 AM

Have 10k to put in fd now, for now it seems rhb offers the best rate 4.25% for 12 months, is it comes with any special terms? or it is normal fd?

pls do recommend if you have better option, thanks!

Affin Bank at branches named in various post above is still top at 4.5% for minimum 10k and 12 months, interest on maturity, until end August 2016 unless quota met earlier.