bbgoat

regarding the 4.5% mbb gia which is last oct. I ask the teller to reconfirm to ensure the rate is stepped up. the branch manager call call call at behind don't know do what. And come out take the brochure which is ages ago. Show me the rate currently is at 4.0. I terus know liao, this branch filled with all stupid people. My placing is last OCT, how come still 4.0? should be at least at 7 or 8 months.

Then I say. Yea, now suppose to be stepped up rite because at 7 months. Then he jusy oh yea oh yea. correct . Ok yea. thanks. Just try to brush me off.

I am really like wtf moment there. Hope at the end of the day what I get is really 4.5%

Thanks

Your placement in last Oct same as few of us here.

Did u check the monthly interest and on 7th month to 10th mth, should be 4.5% ?

For my case, last 2 mths they credit me manually the difference of 4.5% and 4%. I was lucky that I just called them without going to the branch to complain. Difficult parking in that branch.

This post has been edited by bbgoat: Jun 28 2016, 06:51 PM

Affin promo, PJ new town branch is included as well.

I dont want to waste time calculate the interest.

At the end of tenure, I just check whether the interest that I get is 4.5% or not.

Let say RM10000, i should get RM 10450

Sure u can do that ! But the earlier u complain may be better. In case everyone "forget" that there is ever an effective 4.5% GIA-i promotion. The interest is paid monthly.

The choice is yours anyway !

This post has been edited by bbgoat: Jun 28 2016, 08:08 PM

Dont worry.
The 4.5% pa is paper based.
Its indicated at the paper.

Thanks for the heads up

Steady ! The choice is in your hands !

Promo expired when.....sifu please advise

Till Aug end or when quota reached.

I go to the branch also useless. I can confirm they just act infront of me, they don't know what I meant either.


Sure sure. But in the end, who will take the trouble wait wait wait and wait, and they don't know shit about the old GIA.

If in the end really 4.0 and what you say "stated in the paper which not 4.5" they we are the dead meat. who is the winner?

U have confirmed that only getting the 4% for 7th and 8th month ? My branch acknowledged the issue over the phone when I complained. But that was after the officer in charge came back one week later.

I still think better to complain early, anyway mine is settled.

This post has been edited by bbgoat: Jun 28 2016, 08:46 PM

don't know yet. can calculated via m2u rite? based on the reading

Yes, u can check the interest credited to see if it is 4% or 4.5% pa based on 30 or 31 days for that month.

This post has been edited by bbgoat: Jun 28 2016, 09:17 PM

U have unlimited supply of monies

Affin Bank 4.5% FD (special)

available branch (as said by fellow forummers)

Affin Bangsar, Cheras, Subang Jaya, Shaftbury Cyberjaya, PJ New Town

Affin Bank 4.5% FD (special)

available branch (as said by fellow forummers)

Affin Bangsar, Cheras, Subang Jaya, Shaftbury Cyberjaya, PJ New Town

Went to Ambank for usual musical chair routine. Was offered 4.15% for 12 mth to retain the fund but declined.

Totally forgotten about my previous Ambank 2 yrs promo which credit interest every 6 month. Only remember after I update my passbook

Besides Malayan Banking, Standard Chartered is another bank that uses 366 days. Number of days in 2015 = 31-12-2015 - effective date in 2015, was multiplied with the interest rate and divided by 365. Number of days in 2016 = maturity date in 2016 - 31-12-2015, was multiplied with the interest rate and divided by 366. Both interests were rounded to the nearest sen and added to give the stated interest given on maturity.