hahaha thx man. I am now on the line with their CS rep. who say must maintain min 1000 in the SA that pays 0.1%pa hahahaha. they so blur & unsure ler. Now waiting for their mgr to confirm T&C

If lock up 1000 in stupid SA, then the 4.3% not worth it ler.

Did you go for it?

EDIT... wait just a second there. maybe worth it wor because monthly interest. and if take pbb 6+6 4.1% for frist 6 mths, the breakeven is 20.5K of principal

This post has been edited by okuribito: Jun 2 2016, 04:57 PM

[quote=Ah SiAnG,Jun 1 2016, 05:35 PM]
*
MAYBANK - eFixed Deposit Flexi Campaign. Minimum Fresh Fund RM10K. Valid until 30 June 2016

12 months - 4.31% p.a.


eFD FLEXI Campaign, effective rate of 4.31%, tenure 12 months has ended on 31st May
2016. Please refer to Maybank2u website, Promotions, (www.maybank2u.com) for more
campaigns.

[quote=Palmwalker001,Jun 2 2016, 04:53 PM]
[quote=Ah SiAnG,Jun 1 2016, 05:35 PM]
*
MAYBANK - eFixed Deposit Flexi Campaign. Minimum Fresh Fund RM10K. Valid until 30 June 2016

12 months - 4.31% p.a.
eFD FLEXI Campaign, effective rate of 4.31%, tenure 12 months has ended on 31st May
2016. Please refer to Maybank2u website, Promotions, (www.maybank2u.com) for more
campaigns.

[/quote]

let me help tag Ah SiAnG

I didnt go for it anyway cos I dont qualify for the age requirement

My SCB FD matures on Sunday and the next day Monday is a public holiday. How do I go about this to get the interest for the 2 days?

hahaha if u hv good relationship with the branch, maybe can lah. me ... never gonna bank with them anymore ler. thx for the 4.5%. sayonara scb

Lol my relationship with the branch is extremely hostile

how u calculate breakeven for what?

I was about to ask the same question as my HLB FD due on 6/7 and it'll be 2 days Hari Raya PH. Presumably bank will reopen on 8/7.

I know SCB not paying interest if maturity fall on non business day.
Try ask the bank if they can allow the change of maturity instruction to credit principal and interest to CASA. If the FD amount is within the IBFT limit la.

got to use 12 mth for base discussion. like 5 years, rate could be higher still.

so dream, dream, 1 year 5%. not this year

I changed the maturity instruction to credit all to CASA. Then was able to IBFT (free) the fund out. But have to do it over 2 days. You have option to place the eFD or whatever instead of the fund idling in SCB.

This post has been edited by bbgoat: Jun 2 2016, 07:16 PM

Ah okay, that is out of the question for me. Will just let the 2 days interest gone and bye bye SCB!

Today took out last remaining FD out from SCB. Bad experience in the normal banking area (after I terminated their PB to avoid monthly charges). I was asking to do RENTAS for the matured FD. Then only 1 hr later they realized not enough in my JustOne acct to deduct for the fees (kept minimum in the CASA). Have to go back to get CO ! That was almost 4pm already !

Originally wanted to place FD using personal cheque after the RENTAS. So since cannot RENTAS already, get CO from SCB. Bad impression of SCB normal banking area ! May hesitate to go there next time unless has really good FD promo !

Luckily Affin still opens till 4.15pm. Got the 4.5% FD done JIT !

This post has been edited by bbgoat: Jun 2 2016, 07:27 PM

hmmmmmmm then say bye bye to those lost days lah.

but good to hear also becos same here. i think they have an amazing talent/ability to make customers loathe them

Still lucky your branch can issue CO as alternative. I will uplift everything to SA and do Instant transfer. Then will close my SA. Once no longer having any money with them, I will resume my complaint with BNM.
A bank with no integrity. I feel unsafe to do any further banking with them.

As my full sum is not out yet, going to do free IBFT out to other banks. Leaving RM1 in each of JustOne SA/CA !

aiseh, that sounds bad! what they do to you? no need full details la but the gist of it?

isn't there a minimum balance requirement?

First time, BM lied that I need to place RM1500 for JustOne SA which in fact not needed. Second time, teller lied that there is no rentas and when I complained, the teller claimed otherwise. I wanted to change standing instruction but another teller wanted me to sign on a stamp stating that I have misplaced my cert and want to uplift. Filed a complaint but the HQ remedial dept is even worse. They had to keep retracting their conflicting statements.

sorry nub question

what is CO?