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 Fixed Deposit Rates In Malaysia V. No.13, Strictly for FD Discussion Only

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bbgoat
post Jun 2 2016, 10:12 AM

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QUOTE(5p3ak @ Jun 2 2016, 09:59 AM)
ok sad.gif

maybe 5% too much, 4.7% can or not? hmm.gif
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My bet is by Q4, 4.6%. Big Bones hoping for 5% by Q4. biggrin.gif

QUOTE(TC-Titan @ Jun 2 2016, 10:08 AM)
Coz I saw the following at the first post, which I thought wasn't true on the PBB eFD. So must ask to see if my understanding is wrong versus the sifus here lo.  wink.gif
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PBB updated their eFD maybe 6 months ago. So it has changed their eFD to be true "e" like some other banks. biggrin.gif
5p3ak
post Jun 2 2016, 10:42 AM

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QUOTE(bbgoat @ Jun 2 2016, 10:12 AM)
My bet is by Q4, 4.6%. Big Bones hoping for 5% by Q4.  biggrin.gif
PBB updated their eFD maybe 6 months ago. So it has changed their eFD to be true "e" like some other banks.  biggrin.gif
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ok la kalao 4.6% pun jadi

only time will tell
bbgoat
post Jun 2 2016, 10:54 AM

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QUOTE(5p3ak @ Jun 2 2016, 10:42 AM)
ok la kalao 4.6% pun jadi

only time will tell
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I will love it if it goes to 4.7%, throw a party if it goes to 5% ! biggrin.gif
wil-i-am
post Jun 2 2016, 11:29 AM

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QUOTE(bbgoat @ Jun 2 2016, 10:54 AM)
I will love it if it goes to 4.7%, throw a party if it goes to 5% !  biggrin.gif
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I tot u will buy champagne to celebrate smile.gif
HarpArtist
post Jun 2 2016, 11:33 AM

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QUOTE(wil-i-am @ Jun 2 2016, 11:29 AM)
I tot u will buy champagne to celebrate  smile.gif
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buy for us. brows.gif
bbgoat
post Jun 2 2016, 12:29 PM

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QUOTE(wil-i-am @ Jun 2 2016, 11:29 AM)
I tot u will buy champagne to celebrate  smile.gif
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QUOTE(HarpArtist @ Jun 2 2016, 11:33 AM)
buy for us. brows.gif
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Sure, will send out invitation. cheers.gif Be online at that time ! tongue.gif

adymfi
post Jun 2 2016, 12:34 PM

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QUOTE(bbgoat @ Jun 2 2016, 10:54 AM)
I will love it if it goes to 4.7%, throw a party if it goes to 5% !  biggrin.gif
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Pray lebih sikit lah bro.. 5% ke.. rclxm9.gif
nexona88
post Jun 2 2016, 12:43 PM

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5% FD very hard to achieve leh..

4.6% is possible because now even have 4.5% one brows.gif
sandkoh
post Jun 2 2016, 12:44 PM

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QUOTE(adymfi @ Jun 2 2016, 12:34 PM)
Pray lebih sikit lah bro.. 5% ke..  rclxm9.gif
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only in the dream fd >5% for satu tahun. laugh.gif
5p3ak
post Jun 2 2016, 01:22 PM

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QUOTE(sandkoh @ Jun 2 2016, 12:44 PM)
only in the dream fd >5% for satu tahun. laugh.gif
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12 months I think very difficult to get >5%

maybe like 24/36 months possible? hmm.gif
wil-i-am
post Jun 2 2016, 01:32 PM

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QUOTE(bbgoat @ Jun 2 2016, 12:29 PM)
Sure, will send out invitation.  cheers.gif Be online at that time !  tongue.gif
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If m not online, pls pm
nexona88
post Jun 2 2016, 01:37 PM

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QUOTE(5p3ak @ Jun 2 2016, 01:22 PM)
12 months I think very difficult to get >5%

maybe like 24/36 months possible? hmm.gif
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yes. previously did have 5% FD for longer term period icon_rolleyes.gif
adele123
post Jun 2 2016, 02:17 PM

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be careful what you wish for. while i like the idea of higher FD rate, overall economy?

if official inflation is "4.5%" then same same...
gchowyh
post Jun 2 2016, 02:43 PM

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FD followers,
Just checked latest rates at 2 banks as follows:

Ambank 6 months 4.25%
Bank Rakyat 12 months 4.3% extended till 30 June
wil-i-am
post Jun 2 2016, 02:45 PM

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QUOTE(gchowyh @ Jun 2 2016, 02:43 PM)
FD followers,
Just checked latest rates at 2 banks as follows:

Ambank 6 months 4.25%
Bank Rakyat 12 months 4.3% extended till 30 June
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I'm interested on BR
gchowyh
post Jun 2 2016, 03:23 PM

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QUOTE(gchowyh @ Jun 2 2016, 02:43 PM)
FD followers,
Just checked latest rates at 2 banks as follows:

Ambank 6 months 4.25%
Bank Rakyat 12 months 4.3% extended till 30 June
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Sorry, minimum for Ambank is rm10k and BR is rm25k
okuribito
post Jun 2 2016, 03:54 PM

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QUOTE(dEviLs @ Jun 1 2016, 05:58 PM)
Other Requirements: - Only for Seniors (Senior Savers Flexi Fixed Deposit Promotion)
thanks for this HLB headsup smile.gif

I wonder if senior FD account need to open one of these other "harvest" account or not sad.gif


QUOTE(kochin @ Jun 2 2016, 08:20 AM)
looking forward to 5% p.a. within 2016. yippee!!!
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I hope Kochin wish come true also smile.gif

After hoping for about 2 years, finally can hear BFM radio talking about US rate hike nearly every morning

Yellen also said 5 days ago that raising rates over time is appropriate smile.gif

What should I do? Got maturity tomorrow. How many points do you think they'll bump it? How will our BNM and comm banks react? Maybe i'll just roll into the HLB 4.3% 6 mths deal. Any other shorter term options?
nexona88
post Jun 2 2016, 04:03 PM

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QUOTE(gchowyh @ Jun 2 2016, 02:43 PM)
FD followers,
Just checked latest rates at 2 banks as follows:

Ambank 6 months 4.25%
Bank Rakyat 12 months 4.3% extended till 30 June
*
QUOTE(gchowyh @ Jun 2 2016, 03:23 PM)
Sorry, minimum for Ambank is rm10k and BR is rm25k
*
BR one looks good, too bad it's min 25k dry.gif
cherroy
post Jun 2 2016, 04:08 PM

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QUOTE(okuribito @ Jun 2 2016, 03:54 PM)
thanks for this HLB headsup smile.gif

I wonder if senior FD account need to open one of these other "harvest" account or not sad.gif
I hope Kochin wish come true also smile.gif

After hoping for about 2 years, finally can hear BFM radio talking about US rate hike nearly every morning

Yellen also said 5 days ago that raising rates over time is appropriate smile.gif

What should I do? Got maturity tomorrow. How many points do you think they'll bump it? How will our BNM and comm banks react? Maybe i'll just roll into the HLB 4.3% 6 mths deal. Any other shorter term options?
*
Promotion FD won't be much affected by Fed move, but local issue, like OPR, LDR, liquidity etc.
After all, Fed is only expected to raise 0.25%.

If you need/want to place in the coming few days up to months, it doesn't matter much.
Fed rate hike doesn't have direct impact on local interest rate environment, although RM vs USD exchange rate.
dEviLs
post Jun 2 2016, 04:20 PM

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QUOTE(okuribito @ Jun 2 2016, 03:54 PM)
thanks for this HLB headsup smile.gif

I wonder if senior FD account need to open one of these other "harvest" account or not sad.gif
I hope Kochin wish come true also smile.gif


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Term 28 - Interest earned on FD Promotion shall be credited into the Eligible FD Customers’ Harvest SA on a monthly basis


So i suppose the answer is yes

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