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 Fixed Deposit Rates In Malaysia V. No.13, Strictly for FD Discussion Only

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bbgoat
post Aug 8 2016, 09:41 PM

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The below blog was by one of the forummer here, Nom-el. He just updated it today on FD promo's:

http://ringgitstretch.blogspot.my/

This post has been edited by bbgoat: Aug 8 2016, 09:42 PM
wil-i-am
post Aug 8 2016, 09:43 PM

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QUOTE(Deal Hunter @ Aug 8 2016, 09:17 PM)
Second time, so only twenty minutes at  both Bangkok Bank for best 12 mths @ 4.1% and at Affin Bank for best 15 mths @ 4.15%. More at Affin Bank but gamble to lock in for extra 3 months for 0.5% extra. Expect different treatment at different branches as usual. Usually I will only pick the best deal unless I miss the offer.
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Wat is d min sum for Bangkok Bank?
SUSOptiplex330
post Aug 8 2016, 10:17 PM

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For some why not put more, above the mandatory amount, into EPF?
Deal Hunter
post Aug 8 2016, 11:15 PM

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QUOTE(wil-i-am @ Aug 8 2016, 09:43 PM)
Wat is d min sum for Bangkok Bank?
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According to my informant, 10k. Pls confirm 03-2173 7220 Farid, Julia- Bangkok Bank HQ KL, Jln Tun HS Lee.
Promo to 31 10 2016. 4m - 3.8%, 7m -4%, 10m -4.05%, 12m - 4.1%. 9.30 am to 4 pm Monday to Friday. Use taxi, buses or LRT to Masjid Jamek or Pasar Seni stations to avoid car parking problem. Can try parking at Pasar Seni or Daya Bumi if use car.
First timer will need some days vetting before cheque accepted - 3-5 days before call to collect FD cert. Second time, cheque will be processed very quick, and FD cert issued immediately. No requirement to open CASA. Do not know whether can credit principal and interest into SA on maturity.

This post has been edited by Deal Hunter: Aug 9 2016, 03:18 AM
David3700
post Aug 9 2016, 12:13 AM

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QUOTE(wil-i-am @ Aug 8 2016, 09:41 PM)
I just placed RM10k with Affin today for 15 mths FD @ 4.05% but no need to open CASA
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The officer attended to me dunno the t&c...... mad.gif
Deal Hunter
post Aug 9 2016, 02:52 AM

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QUOTE(David3700 @ Aug 9 2016, 12:13 AM)
The officer attended to me dunno the t&c...... mad.gif
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If you have been around for some time, you should know that conflicting and confusing information, answers and procedures are the only thing you can be sure of happening when interacting with large organisations like banks. Just take anything you were told with a large dose of salt. Remember that things can also change unexpectedly as new procedures may conflict with old procedures. It is also perfectly normal to expect staff and websites to be not properly updated by the banks and third parties are also blur. It does not help that each bank has its own jargon and some words have different meanings and effects. doh.gif rclxub.gif

This post has been edited by Deal Hunter: Aug 9 2016, 02:58 AM
wil-i-am
post Aug 9 2016, 08:55 AM

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QUOTE(Deal Hunter @ Aug 8 2016, 11:15 PM)
According to my informant, 10k. Pls confirm 03-2173 7220 Farid, Julia- Bangkok Bank HQ KL, Jln Tun HS Lee.
Promo to 31 10 2016. 4m - 3.8%, 7m -4%, 10m -4.05%, 12m - 4.1%. 9.30 am to 4 pm Monday to Friday. Use taxi, buses or LRT to Masjid Jamek or Pasar Seni stations to avoid car parking problem. Can try parking at Pasar Seni or Daya Bumi if use car.
First timer will need some days vetting before cheque accepted - 3-5 days before call to collect FD cert. Second time, cheque will be processed very quick, and FD cert issued immediately. No requirement to open CASA. Do not know whether can credit principal and interest into SA on maturity.
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Thanks for the inputs
wil-i-am
post Aug 9 2016, 09:46 AM

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Public Bank (PB) is celebrating 50th anniversary tis mth
Hope PB will launch special FD promo to celebrate tis special occasion

Plutoman
post Aug 9 2016, 10:09 AM

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QUOTE(David3700 @ Aug 8 2016, 06:45 PM)
To RHB : 3.9% not so solid la.....haha
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Yea, RHB FD has not been competitive recently. Always lower than other banks. All my FD with them "run away" already. hahaha..
LostAndFound
post Aug 9 2016, 10:27 AM

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QUOTE(wil-i-am @ Aug 9 2016, 09:46 AM)
Public Bank (PB) is celebrating 50th anniversary tis mth
Hope PB will launch special FD promo to celebrate tis special occasion
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Based on history... 'special' FD promo from PBB won't be worth it one. Except for certain type of customer who only trust banks owned by their own people.
nexona88
post Aug 9 2016, 12:38 PM

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don't think Public Bank will give special Promo for it's 50th anniversary tis mth..

we all know how they are..
harmonics3
post Aug 9 2016, 12:59 PM

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For Bank Rakyat, I managed to create internet banking without ATM card through the following link:
https://www.irakyat.com.my/personal/register/register.do

However, I was told by the customer service officer that I can't perform fund transfer because I don't have an ATM card. Anyone else facing the same issue?

This post has been edited by harmonics3: Aug 9 2016, 01:00 PM
ketnave
post Aug 9 2016, 01:01 PM

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QUOTE(shuangping @ Aug 8 2016, 06:38 PM)
Placed before.something like GIA

But this PNA,interest will pay upfront once u deposit.

If u withdraw ur term deposit,will automatically deduct back from ur acc.
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Any other bank offering this type of FD ?
wil-i-am
post Aug 9 2016, 01:29 PM

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QUOTE(ketnave @ Aug 9 2016, 01:01 PM)
Any other bank offering this type of FD ?
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Not tat I know of
nexona88
post Aug 9 2016, 01:38 PM

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QUOTE(ketnave @ Aug 9 2016, 01:01 PM)
Any other bank offering this type of FD ?
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nope..
tryifelsecatch
post Aug 9 2016, 01:50 PM

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if i already have a join name FD with affin, do i still get the fresh fund for my sole name?
shuangping
post Aug 9 2016, 06:27 PM

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QUOTE(ketnave @ Aug 9 2016, 01:01 PM)
Any other bank offering this type of FD ?
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Not that lol
chiafoo
post Aug 9 2016, 06:27 PM

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Juz renew my fd at HLB , 12months 3.9% no need fresh fund.
David3700
post Aug 9 2016, 07:44 PM

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QUOTE(chiafoo @ Aug 9 2016, 06:27 PM)
Juz renew my fd at HLB , 12months 3.9% no need fresh fund.
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I thought 3.95%.... biggrin.gif
shuangping
post Aug 9 2016, 08:23 PM

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QUOTE(David3700 @ Aug 9 2016, 07:44 PM)
I thought 3.95%.... biggrin.gif
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3.95 for fresh fund or add on 10% if existing fund

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