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 OCBC 360 Savings Account - Up to 3.25% Interest !, Get higher interest on your savings acct

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XweienX
post Dec 3 2021, 11:21 AM

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QUOTE(avinlim @ Dec 2 2021, 10:40 AM)
any one receive OCBC sms saying the debit card has been compromised?
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yup, I receive call as well, went to OCBC to change card the next day.

Do you use BigPay?
avinlim
post Dec 7 2021, 09:07 AM

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QUOTE(XweienX @ Dec 3 2021, 11:21 AM)
yup, I receive call as well, went to OCBC to change card the next day.

Do you use BigPay?
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No. The card never use, not even at atm. It just sit in card holder in drawer.
XweienX
post Dec 7 2021, 02:09 PM

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QUOTE(avinlim @ Dec 7 2021, 09:07 AM)
No. The card never use, not even at atm. It just sit in card holder in drawer.
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hmm, for mine I suspect is BigPay.

But you can just call OCBC number and speak to customer service to confirm. If really suspected to be compromised can just go to branch get new one for free within 5 mins.
Human Nature
post Dec 7 2021, 02:15 PM

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Wrong page

This post has been edited by Human Nature: Dec 7 2021, 02:16 PM
benho88 P
post Dec 7 2021, 03:01 PM

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QUOTE(Perakpower @ Nov 3 2021, 10:51 PM)
Their priority in Singapore is good, in Malaysia it is a joke. Unfortunately most foreign banks not much better when they act in Malaysia. But CIMB is good at home and also good in SG.
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can you elaborate your slow experience with ocbc premier?
yesmen01 P
post Jan 7 2022, 04:16 PM

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Thinking to open a new SA but can't decide to get 360 or Frank
DragonReine
post Jan 8 2022, 10:41 AM

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QUOTE(yesmen01 @ Jan 7 2022, 04:16 PM)
Thinking to open a new SA but can't decide to get 360 or Frank
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If you able to hit the conditional goals for bonus interest (deposit minimum RM500, spend RM500 on OCBC credit card and/or linked-to-360 debit card, pay 3 bills and/or other bank loan/credit card) within each calendar month, then take 360 because total interest is better.

If you just want to save-it-and-forget-it without the hassle of trying to hit conditional bonus interest requirements, pick Frank.
SUSxander83
post Jan 9 2022, 01:51 AM

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QUOTE(yesmen01 @ Jan 7 2022, 04:16 PM)
Thinking to open a new SA but can't decide to get 360 or Frank
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Frank for pure savings while 360 for transactional account rclxms.gif
MGM
post Jan 10 2022, 10:42 AM

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Scary. Can scammer change the official link saved in Browser's bookmark?

https://www.straitstimes.com/singapore/cour...had-250k-stolen
sgh
post Jan 10 2022, 11:19 AM

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QUOTE(MGM @ Jan 10 2022, 10:42 AM)
Scary. Can scammer change the official link saved in Browser's bookmark?

https://www.straitstimes.com/singapore/cour...had-250k-stolen
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Hi be careful alot of ppl in Spore lose monies. The syndicate is good, they actually can somehow slot their SMS into the typical OCBC SMS for OTP within the same thread. E.g I use OCBC it send SMS for OTP, that appear on my SMS OCBC thread. That syndicate can actually slot into the same thread making ppl thinking it is also from the OCBC official channel. In that SMS there is a link and you know the story afterwards. Think OCBC Spore earlier want to phase out physical token but may revive again.

Weekend receive call with +65 (Spore country code), and this time syndicate smarter no more human talking becuz we can detect accent like India or China and hang-up the call. This time you listen it playback the "official" bank helpline like Please Press 1 for XXX, Press 2 for XXX etc. Scammer syndicate are ingenious they are good !!!!

Everyone be very careful nowadays!!!


DragonReine
post Jan 10 2022, 03:58 PM

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QUOTE(MGM @ Jan 10 2022, 10:42 AM)
Scary. Can scammer change the official link saved in Browser's bookmark?

https://www.straitstimes.com/singapore/cour...had-250k-stolen
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No, but people are prone to blindly trust SMS from "official" numbers where they get their banking notification SMS from, and don't think twice before click on the link or check if the website address is correct/legitimate.

This phishing works by sending a fraudulent redirect to a page that visually looks like to OCBC website.

This post has been edited by DragonReine: Jan 10 2022, 03:59 PM
SUSxander83
post Jan 10 2022, 04:01 PM

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QUOTE(sgh @ Jan 10 2022, 11:19 AM)
Hi be careful alot of ppl in Spore lose monies. The syndicate is good, they actually can somehow slot their SMS into the typical OCBC SMS for OTP within the same thread. E.g I use OCBC it send SMS for OTP, that appear on my SMS OCBC thread. That syndicate can actually slot into the same thread making ppl thinking it is also from the OCBC official channel. In that SMS there is a link and you know the story afterwards. Think OCBC Spore earlier want to phase out physical token but may revive again.

Weekend receive call with +65 (Spore country code), and this time syndicate smarter no more human talking becuz we can detect accent like India or China and hang-up the call. This time you listen it playback the "official" bank helpline like Please Press 1 for XXX, Press 2 for XXX etc. Scammer syndicate are ingenious they are good !!!!

Everyone be very careful nowadays!!!
*
Which is why’s secure token is the key from the app itself generated by the bank server

Already implemented since mid 2020 in Malaysia how on earth SG OCBC itself so outdated doh.gif
Human Nature
post Jan 10 2022, 04:31 PM

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QUOTE(xander83 @ Jan 10 2022, 04:01 PM)
Which is why’s secure token is the key from the app itself generated by the bank server

Already implemented since mid 2020 in Malaysia how on earth SG OCBC itself so outdated  doh.gif
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One token is no longer needed since mid last year.
SUSxander83
post Jan 11 2022, 04:16 AM

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QUOTE(Human Nature @ Jan 10 2022, 04:31 PM)
One token is no longer needed since mid last year.
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Not unless activated by the user
Human Nature
post Jan 11 2022, 08:34 AM

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QUOTE(xander83 @ Jan 11 2022, 04:16 AM)
Not unless activated by the user
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It deactivated by itself.
DragonReine
post Jan 11 2022, 10:15 AM

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QUOTE(xander83 @ Jan 10 2022, 04:01 PM)
Which is why’s secure token is the key from the app itself generated by the bank server

Already implemented since mid 2020 in Malaysia how on earth SG OCBC itself so outdated  doh.gif
*
QUOTE(xander83 @ Jan 11 2022, 04:16 AM)
Not unless activated by the user
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Your information is out of date and inaccurate.

Since last year OCBC has deactivated the need for One Token for login. One Token still needed for transactions, but with logging in malicious user can change the tied number if they want to.

This post has been edited by DragonReine: Jan 11 2022, 10:16 AM
SUSxander83
post Jan 11 2022, 06:20 PM

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QUOTE(DragonReine @ Jan 11 2022, 10:15 AM)
Your information is out of date and inaccurate.

Since last year OCBC has deactivated the need for One Token for login. One Token still needed for transactions, but with logging in malicious user can change the tied number if they want to.
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Not saying login but for transactions still in place all this while doh.gif
avinlim
post Jan 13 2022, 03:45 PM

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Unauthorized transaction just happen to my OCBC debit card.... oh my ocbc....

This post has been edited by avinlim: Jan 14 2022, 03:58 PM
jerebubu
post Mar 4 2022, 05:36 PM

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Hi there,

Notice that OCBC 365 Mastercard has no annual fees for the first 3 years but will incur rm100 after that.
I opened the bank account together with 0365 CC back in Nov-19 but my card first statement is Dec-19

So i should terminate before Dec-22 to avoid the charges?




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Human Nature
post Mar 4 2022, 06:42 PM

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QUOTE(jerebubu @ Mar 4 2022, 05:36 PM)
Hi there,

Notice that OCBC 365 Mastercard has no annual fees for the first 3 years but will incur rm100 after that.
I opened the bank account together with 0365 CC back in Nov-19 but my card first statement is Dec-19

So i should terminate before Dec-22 to avoid the charges?
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Yes. AF is an upfront charge. So if it has been charged, you can still cancel it provided that there is no usage after that.

This post has been edited by Human Nature: Mar 4 2022, 06:42 PM

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