Can the RM8 annual fee for debit card be waived? If yes, how? Will I get to keep using the online naming facilities and ATM?

I have never once used my debit card. So I just rather cancel that functionality and what for pay annual fee.

OCBC phone app really sucks man

Y u think is good for security?

Hmm.. I don see any double verification.. r u referring to the “hidden” code that need us to tap to view n type again as “approval”?

Yes, One Token is to get ur OTP or challenge code right?

The hidden code is the useless feature to me.. tap n view, what is the security measure here?

I feel all bank the secure token that replace OTP is the same.. n I don think replacement of OTP is a good security measure.. bank just want to save SMS cost, that’s y use the so called security token..

sometime I feel OTP is safer if u have different mobile number that tied with the bank.. as in different device to receive the OTP..

If the owner can give out TAC to stranger, he/she can also give out the OTP from the token..

So, all this is really depend on the user awareness..

An update : I just received phone call from OCBC. They discover some system error, so some bonus interest are not credit into account. So they will manually credit bonus interest to qualify customers. All within 14 working days of this month. Apparently there are other customers call up having the same issue.

I received sms but mine is 10k , prize was a cheap samsung tab , range like rm600+- , with also 3 unit fcfs
Which i think should be fully allocated yet they still sms me
How long you been earn this 200+ cb ? Consistent more than a year?
My last year spending should be more than 240k but luckily they dint not kacau me ,might bcox i using A different card type which giving low cash back
Now see ur case ,make me not dare to spend with this card ...

Yes, then Bank should block Shopee and not blacklist their own customers a....

Just to ask, do you have an existing account/product with RHB before this?

I tried going to a branch the other day. The officer told me they could not proceed with my application to open a bank acc as their HQ is very strict in acc opening nowadays. Unless I take a credit card/loan with them     

Thinking to open a new SA but can't decide to get 360 or Frank

Hi be careful alot of ppl in Spore lose monies. The syndicate is good, they actually can somehow slot their SMS into the typical OCBC SMS for OTP within the same thread. E.g I use OCBC it send SMS for OTP, that appear on my SMS OCBC thread. That syndicate can actually slot into the same thread making ppl thinking it is also from the OCBC official channel. In that SMS there is a link and you know the story afterwards. Think OCBC Spore earlier want to phase out physical token but may revive again.

Weekend receive call with +65 (Spore country code), and this time syndicate smarter no more human talking becuz we can detect accent like India or China and hang-up the call. This time you listen it playback the "official" bank helpline like Please Press 1 for XXX, Press 2 for XXX etc. Scammer syndicate are ingenious they are good !!!!

Everyone be very careful nowadays!!!

One token is no longer needed since mid last year.

Your information is out of date and inaccurate.

Since last year OCBC has deactivated the need for One Token for login. One Token still needed for transactions, but with logging in malicious user can change the tied number if they want to.