Welcome Guest ( Log In | Register )

161 Pages « < 13 14 15 16 17 > » Bottom

Outline · [ Standard ] · Linear+

 OCBC 360 Savings Account - Up to 3.25% Interest !, Get higher interest on your savings acct

views
     
Leroi2x
post Nov 13 2018, 07:05 PM

Enthusiast
*****
Junior Member
701 posts

Joined: Oct 2009
QUOTE(Nom-el @ Nov 13 2018, 06:13 PM)
I have shared the solution to this before more than once. Do check back my previous posts on this.
Yes, I can confirm it works. If you want to get the maximum 4.1% interest for OCBC 360 Account-i, need to get the debit card from the branch. Else, can be done online if you already have OCBC online banking.
*
Thank you bro ,i already get the debit card
If so , then i will proceed to open the islamic 360 via online as change the debit card link to islamic account as primary
!@#$%^
post Nov 13 2018, 07:06 PM

Safe Trader
********
All Stars
17,508 posts

Joined: Feb 2006
From: KL
QUOTE(Nom-el @ Nov 13 2018, 06:13 PM)
I have shared the solution to this before more than once. Do check back my previous posts on this.
Yes, I can confirm it works. If you want to get the maximum 4.1% interest for OCBC 360 Account-i, need to get the debit card from the branch. Else, can be done online if you already have OCBC online banking.
*
can open islamic account online if already have pre-existing conventional one?
Leroi2x
post Nov 13 2018, 10:20 PM

Enthusiast
*****
Junior Member
701 posts

Joined: Oct 2009
QUOTE(Nom-el @ Nov 13 2018, 06:13 PM)
I have shared the solution to this before more than once. Do check back my previous posts on this.
Yes, I can confirm it works. If you want to get the maximum 4.1% interest for OCBC 360 Account-i, need to get the debit card from the branch. Else, can be done online if you already have OCBC online banking.
*
QUOTE(alexanderclz @ Nov 13 2018, 07:06 PM)
can open islamic account online if already have pre-existing conventional one?
*
i also wan ask , ask i login try to open account it only show conv 360 account which i been already have
need to walk in branch again? is abit hassle ...
MilesAndMore
post Nov 13 2018, 11:51 PM

Look at all my stars!!
Group Icon
Moderator
9,301 posts

Joined: Mar 2008


I attempted to help my mom to open an OCBC 360 Account for her online this morning but was unable to proceed as she had no existing savings or current account with OCBC Bank which is needed to fund the initial deposit at point of creation of the new OCBC 360 Account. So I guess she will still have to walk-in to OCBC Bank to open her account.

By the way, for OCBC 360 Account, only the conventional OCBC 360 Account is shown on her online banking. Can’t see the OCBC Al-Amin 360 Account-i.
bee993
post Nov 14 2018, 05:25 AM

Regular
******
Senior Member
1,178 posts

Joined: May 2007
QUOTE(Nom-el @ Nov 13 2018, 06:13 PM)
I have shared the solution to this before more than once. Do check back my previous posts on this.
Yes, I can confirm it works. If you want to get the maximum 4.1% interest for OCBC 360 Account-i, need to get the debit card from the branch. Else, can be done online if you already have OCBC online banking.
*
I juz login and now the fund transfer is able to use my 360 acc without me doin anything.

And about ur post now i am little confused bout linking debit card and credit card thing.tried to search for the option but ntg available.

Before i open this 360 i got ocbc credit card already.


Now i could just easily spend rm500 using this card and fulfill the last requirement for 4.1% but u mentioned need to link debit and cc to this acc somehow concerned me unable to get the full 4.1%

Perform 3 ifbt and deposit also done.


This post has been edited by bee993: Nov 14 2018, 06:00 AM
Nom-el
post Nov 14 2018, 12:29 PM

On my way
****
Junior Member
507 posts

Joined: Jun 2015


QUOTE(Leroi2x @ Nov 13 2018, 07:05 PM)
Thank you bro ,i already get the debit card
If so , then i will proceed to open the islamic 360 via online as change the debit card link to islamic account as primary
*
QUOTE(alexanderclz @ Nov 13 2018, 07:06 PM)
can open islamic account online if already have pre-existing conventional one?
*
QUOTE(Leroi2x @ Nov 13 2018, 10:20 PM)
i also wan ask , ask i login try to open account it only show conv 360 account which i been already have
need to walk in branch again? is abit hassle ...
*
QUOTE(MilesAndMore @ Nov 13 2018, 11:51 PM)
I attempted to help my mom to open an OCBC 360 Account for her online this morning but was unable to proceed as she had no existing savings or current account with OCBC Bank which is needed to fund the initial deposit at point of creation of the new OCBC 360 Account. So I guess she will still have to walk-in to OCBC Bank to open her account.

By the way, for OCBC 360 Account, only the conventional OCBC 360 Account is shown on her online banking. Can’t see the OCBC Al-Amin 360 Account-i.
*
I was able to see the option to open Islamic account before, I don't remember when exactly but I don't think it is this year though. The funny thing though was I need to select Al-Amin branch and not able to use my existing branch. However, when I checked again today, I can only see the option to open conventional accounts, no more Islamic ones. So, I am not sure if OCBC makes some changes to this. If that is the case, I think the account can only be opened at the branch. Do check with customer service first though on this.


QUOTE(bee993 @ Nov 14 2018, 05:25 AM)
I juz login and now the fund transfer is able to use my 360 acc without me doin anything.

And about ur post now i am little confused bout linking debit card and credit card thing.tried to search for the option but ntg available.

Before i open this 360 i got ocbc credit card already.
Now i could just easily spend rm500 using this card and fulfill the last requirement for 4.1% but u mentioned need to link debit and cc to this acc somehow concerned me unable to get the full 4.1%

Perform 3 ifbt and deposit also done.
*
For OCBC 360 account, using your credit card will get the bonus for spending category, no need to link anything. For OCBC 360 Account-i only need to link the debit card. The linking needs to be done by bank staff.
crusher
post Nov 29 2018, 02:47 PM

Regular
******
Senior Member
1,345 posts

Joined: Jun 2006


Guys what about Joint Name for OCBC360? Can I link my own personal name titanium cc and use it in order to earn the requirement 3) which is swipe at least RM500?

Thanks
Sumofwhich
post Nov 30 2018, 08:39 AM

Regular
******
Senior Member
1,274 posts

Joined: Sep 2010
QUOTE(crusher @ Nov 29 2018, 02:47 PM)
Guys what about Joint Name for OCBC360? Can I link my own personal name titanium cc and use it in order to earn the requirement 3) which is swipe at least RM500?

Thanks
*
I believe so, best to call helpline for an official answer smile.gif
AIYH
post Nov 30 2018, 09:36 AM

Regular
******
Senior Member
1,166 posts

Joined: Jul 2016
QUOTE(crusher @ Nov 29 2018, 02:47 PM)
Guys what about Joint Name for OCBC360? Can I link my own personal name titanium cc and use it in order to earn the requirement 3) which is swipe at least RM500?

Thanks
*
I hope this helps

user posted image
crusher
post Nov 30 2018, 10:38 AM

Regular
******
Senior Member
1,345 posts

Joined: Jun 2006


QUOTE(AIYH @ Nov 30 2018, 09:36 AM)
I hope this helps

user posted image
*
However the paragraph after your highlight mentioned that ALL will not be taken into account. Hmm, called to customer service says cannot too
AskarPerang
post Nov 30 2018, 03:52 PM

~tUPaI...~
*********
All Stars
23,688 posts

Joined: Aug 2007
From: Outer Space



QUOTE(LostAndFound @ Oct 4 2018, 04:55 PM)
Can someone verify a few things:-

1. Does the date you fulfil the conditions matter?
2. The transaction "INTEREST CREDIT" on the last day of the month, does that include the bonus interest?

My scenario (new OCBC 360 account) looks like this:-

28-Sep Deposit 500.00
28-Sep Deposit 6300.00
28-Sep IBG out -1.00
28-Sep IBG out -1.00
28-Sep IBG out -1.00
28-Sep charged for Debit card -8.00
30-Sep Deposit 3702.90
30-Sep Interest Credit 0.33

I've been trying to figure out how the 0.33 comes about. As I understand it the daily average interest would be 452.60, which would give (assuming 0.5% interest) RM0.186 per day, or RM0.372 for the two days 28/29 Sep. Also at the very least should be getting the 1.2% bonus from depositing 500 ringgit minimum (as well as 1.2% from the IBG)?
*
Just to confirm.
The interest credited at the last date of the month? 12 midnight?
And bonus interest few days later right?
LostAndFound
post Nov 30 2018, 04:02 PM

Look at all my stars!!
*******
Senior Member
6,265 posts

Joined: Jul 2005
From: UEP Subang Jaya



QUOTE(AskarPerang @ Nov 30 2018, 03:52 PM)
Just to confirm.
The interest credited at the last date of the month? 12 midnight?
And bonus interest few days later right?
*
Not sure what time but yes, last day of month. Then the bonus credited a few days later (so far I only have 2 months, both show credited on 2nd of the following month).

This post has been edited by LostAndFound: Nov 30 2018, 04:03 PM
AskarPerang
post Dec 1 2018, 01:47 AM

~tUPaI...~
*********
All Stars
23,688 posts

Joined: Aug 2007
From: Outer Space



QUOTE(LostAndFound @ Nov 30 2018, 04:02 PM)
Not sure what time but yes, last day of month. Then the bonus credited a few days later (so far I only have 2 months, both show credited on 2nd of the following month).
*
Yup, already got the interest credit for Nov.
I assume interest credit is the base 0.5% rate (daily rest).
While the coming bonus credit will be the remaining 1.2% + 1.2% + 1.2%.


LostAndFound
post Dec 1 2018, 07:43 AM

Look at all my stars!!
*******
Senior Member
6,265 posts

Joined: Jul 2005
From: UEP Subang Jaya



QUOTE(AskarPerang @ Dec 1 2018, 01:47 AM)
Yup, already got the interest credit for Nov.
I assume interest credit is the base 0.5% rate (daily rest).
While the coming bonus credit will be the remaining 1.2% + 1.2% + 1.2%.
*
Yep, that's correct.
crusher
post Dec 7 2018, 05:40 PM

Regular
******
Senior Member
1,345 posts

Joined: Jun 2006


Hi guys,

Is this entitle for 4.1% as below?

1) instant transfer rm 1.00 to another bank
2) instant transfer RM 500 to another bank
3) instant transfer RM 2.00 to another bank
4) deposit RM 500 in OCBC 360


LostAndFound
post Dec 7 2018, 07:54 PM

Look at all my stars!!
*******
Senior Member
6,265 posts

Joined: Jul 2005
From: UEP Subang Jaya



QUOTE(crusher @ Dec 7 2018, 05:40 PM)
Hi guys,

Is this entitle for 4.1% as below?

1) instant transfer rm 1.00 to another bank
2) instant transfer RM 500 to another bank
3) instant transfer RM 2.00 to another bank
4) deposit RM 500 in OCBC 360
*
No, because you haven't spend RM500 on your credit/debit card. You only fulfilled 3 transactions and deposit.

Why would you transfer 2.00 instead of 1.00? You can just do 1.00 to 3 different banks (one of them can be OCBC).
crusher
post Dec 7 2018, 09:10 PM

Regular
******
Senior Member
1,345 posts

Joined: Jun 2006


QUOTE(LostAndFound @ Dec 7 2018, 07:54 PM)
No, because you haven't spend RM500 on your credit/debit card. You only fulfilled 3 transactions and deposit.

Why would you transfer 2.00 instead of 1.00? You can just do 1.00 to 3 different banks (one of them can be OCBC).
*
Use debit card to reload RM500 should be counted as spending right
AskarPerang
post Dec 8 2018, 01:56 AM

~tUPaI...~
*********
All Stars
23,688 posts

Joined: Aug 2007
From: Outer Space



QUOTE(crusher @ Dec 7 2018, 09:10 PM)
Use debit card to reload RM500 should be counted as spending right
*
Yes, you must spend using debit/credit card minimum RM500.
LostAndFound
post Dec 8 2018, 07:48 AM

Look at all my stars!!
*******
Senior Member
6,265 posts

Joined: Jul 2005
From: UEP Subang Jaya



QUOTE(crusher @ Dec 7 2018, 09:10 PM)
Use debit card to reload RM500 should be counted as spending right
*
What does 'reload' mean in this context?

You must spend from the card (not from the savings account). Either swipe it physically somewhere or do some transaction which needs OTP. BigPay reload works, as should most other e-wallet.
Nom-el
post Dec 8 2018, 06:29 PM

On my way
****
Junior Member
507 posts

Joined: Jun 2015


QUOTE(LostAndFound @ Dec 7 2018, 07:54 PM)
No, because you haven't spend RM500 on your credit/debit card. You only fulfilled 3 transactions and deposit.

Why would you transfer 2.00 instead of 1.00? You can just do 1.00 to 3 different banks (one of them can be OCBC).
*
No, you cannot transfer to OCBC's CASA to fulfill the bill payment category. It needs to be other banks' CASA. However, using it to pay OCBC's credit card or loan would be acceptable.

161 Pages « < 13 14 15 16 17 > » Top
 

Change to:
| Lo-Fi Version
0.0286sec    0.60    6 queries    GZIP Disabled
Time is now: 11th December 2025 - 12:29 PM