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> OCBC 360 Savings Account - Up to 4.1% Interest !, Get higher interest on your savings acct

Ramjade
post Jan 6 2019, 06:18 PM

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QUOTE(sidefulnes @ Jan 6 2019, 05:59 PM)
Been receiving several calls from OCBC pestering me to get a credit card for full 4.1% interest rate benefit. During the most recent call, I replied I do not want additional credit cards due to SST. The sales guy said, I do not have to worry about it as the bank will absorb the SST charges.

Is this true? Also what is the benefits of the 365 card? 1% rebate up to 1k only...no points. Also need to spend at least RM500 to get the 1.2% intereste rate...I barely spend that much anyway as I have the Maybank 2card amex 5% cash back on weekends ... I only use the visa card if the shop does not accept amex...Also I have treat points which can be redeemed for vouchers....so I do not see the point in getting the OCBC 365 card..

What's your opinion?
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If you don't get >5% cashback for it, don't use it.
LostAndFound
post Jan 7 2019, 06:53 AM

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QUOTE(Ramjade @ Jan 6 2019, 06:18 PM)
If you don't get >5% cashback for it,  don't use it.
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That's a very general statement. In fact if you've maxed out the 5/6% cashback (and even the 2-3% of cards like SCB JOP) 1% isn't bad.
The Chauvinist
post Jan 8 2019, 12:57 PM

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QUOTE(Ramjade @ Jan 6 2019, 06:18 PM)
If you don't get >5% cashback for it,  don't use it.
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QUOTE(LostAndFound @ Jan 7 2019, 06:53 AM)
That's a very general statement. In fact if you've maxed out the 5/6% cashback (and even the 2-3% of cards like SCB JOP) 1% isn't bad.
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And how many cards actually give > 5% cashback.

Although its only 1%, but if you need to keep a large amount of cash extremely fluid, 360 account a very attractive option.
Ryaness
post Jan 11 2019, 06:31 PM

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I make an online payment via ocbc debit card 2 days ago. but now my account still having the ledgar balance (undeducted) and available balance (Deducted). is my payment successful?
how many days needed for ledgar balance to show deducted amount???
cklimm
post Jan 12 2019, 06:56 PM

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QUOTE(Ryaness @ Jan 11 2019, 06:31 PM)
I make an online payment via ocbc debit card 2 days ago. but now my account still having the ledgar balance (undeducted) and available balance (Deducted). is my payment successful?
how many days needed for ledgar balance to show deducted amount???
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within 7 days

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