Only if you cancel the card. You need to check if it's possible

However if you use online account I don't think you have a choice, need to keep card.

No waiver annual fee on debit as it charges being passed to you of owning it

Perhaps you should request just basic current account with e banking

Alternatively if you have something like a BigPay card, you can top up the BigPay card using your OCBC debit card and then withdraw the amount back to your bank account. Withdrawing from BigPay back to your bank account costs RM0.50 but it's worth it considering the interest amount you get.

OCBC counts topping up your BigPay account as "spending" and you'll get the third bonus so depending on the amount of money you have in your account the RM8 annual card fee pays itself back in a month or less.

I do it once a month and it's pretty quick since you can do it on your phone in like 5 mins. 0.7% extra is like an extra ~RM60 or so per month if u have 100k in your account.

did you further find out the reason why since tml is the due date?

no eh. already moved everything to hlb pay and save. 😂 shld be able to get 2.5% but max 70k for that %

This post has been edited by cclim2011: Mar 17 2021, 11:46 PM

Oww well unfortunate for ocbc to lose a customer ....still using 360 as my prim ...gui is by far the best to me

i am still using the pink card haha. hopefully dont card but well i can use scb liverpool for equivalent.

the GUI not bad but i really hate the otp key in then the web access must have otp from app... dah lah slow...

Hi guys, recently found out this saving acct is quite interesting, plan to open a jointly-held acct with my wife

Anyone can let me know
1. If secondary account holder to apply the CC but not the primary holder?
2. Can OCBC pay other bank's CC and counted as one of the eligible "bill" ?
3. Can I opt to not have the atm (debit) card ?

TQTQ

1) Secondary account holder cannot use their CC to get Spend bonus, as per OCBC 360 info page: https://www.ocbc.com.my/personal-banking/accounts/360/#divd3

You and your wife jointly open a 360 Account
You are the primary accountholder
You and your wife are Principal credit cardholders

✅Only Credit card spend by you (primary accountholder) and your son (supplement CC from your CC) will be recognised
❌Credit card spend by your wife (secondary accountholder) will not be recognised





however OCBC Malaysia have not been accepting any new credit card applications from last year's MCO (see #3)

2) Yes, through Transfer Funds > Other Bank's Account > Credit Card Payment. Qualify for "Bill" bonus.

3) OCBC based in Malaysia actually not accepting new-to-bank credit card applications for now, last I checked (December 2020), so if you want the Spend bonus you need to get Debit+ATM card. They might have changed policies recently but I would note that I've received zero advertising material for credit cards, so they're most likely still not accepting new application. You may enquire their branch/hotline to check.

Hey, this really informative, i will check with bank later... just they open till 3pm is abit troublesome, haha
Btw thanks alot

is the OCBC phone app down? can't access even though reinstalled ...

ok for me wor just around noon...

aiyo cialat dy me ...

OCBC phone app really sucks man

The design, functionality and ui is horrible

The only good thing is the security

Y u think is good for security?

Yes because they will double verify without tac which is tac is flawed system and not that secured

Go try Maybank and you will know why is useless in security

All banks in Malaysia should secured token which is the best but too bad all banks are bloody stingy in Malaysia

Hmm.. I don see any double verification.. r u referring to the “hidden” code that need us to tap to view n type again as “approval”?

Have you activated one token?

Hidden code is one of it as well coupled with one token

The only OCBC app sucks it is biometric password which are highly unstable

Yes, One Token is to get ur OTP or challenge code right?

The hidden code is the useless feature to me.. tap n view, what is the security measure here?

I feel all bank the secure token that replace OTP is the same.. n I don think replacement of OTP is a good security measure.. bank just want to save SMS cost, that’s y use the so called security token..

sometime I feel OTP is safer if u have different mobile number that tied with the bank.. as in different device to receive the OTP..