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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

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starry
post Nov 22 2017, 10:52 AM

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QUOTE(fruitie @ Nov 5 2017, 03:01 AM)
What ya talking? doh.gif
Maybank is 0% BT.
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Hi,
Does Maybank charge a 3% upfront fee as stated in their website?

http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

Sorry my bad, found the promo page.
http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions

This post has been edited by starry: Nov 22 2017, 11:28 AM
tonytyk
post Nov 22 2017, 11:05 AM

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QUOTE(lamode @ Nov 22 2017, 10:46 AM)
plenty shared their exp, just read few pages or search.
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Not for such specific case
lamode
post Nov 22 2017, 11:22 AM

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QUOTE(tonytyk @ Nov 22 2017, 11:05 AM)
Not for such specific case
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are u sure? bangwall.gif doh.gif bruce.gif

just one of the many example...
https://forum.lowyat.net/index.php?showtopi...&#entry85512085
sms2u
post Nov 22 2017, 12:18 PM

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QUOTE(SzeMeng76 @ Nov 19 2017, 10:50 PM)
0% 3 months BT. HLB BT always is transfer savings accounts. I applied few times.
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BT no from credit card to credit card?
What T&C for promotion 0% 3 months BT? only new to bank customer?

QUOTE(SzeMeng76 @ Nov 19 2017, 11:52 PM)
Not sure. I call and ask any promo for BT now. The CS told me and I'm agree, and just apply through phone verification.
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What phone no u call? u got BT 0%? how many month of BT?

SzeMeng76
post Nov 22 2017, 12:23 PM

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QUOTE(sms2u @ Nov 22 2017, 12:18 PM)
BT no from credit card to credit card?
What T&C for promotion 0% 3 months BT? only new to bank customer?
What phone no u call? u got BT 0%? how many month of BT?
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No. I just say I want apply balance transfer, they did not even get my other credit card number, just transfer the BT amount to my savings. No I'm not new to bank customer, I think applied to all.
I login Hong Leong Connect, Live Chat with them, left my contact number, they call back after 1 day.
3 months BT for 0%.

This post has been edited by SzeMeng76: Nov 22 2017, 12:23 PM
ckweng
post Nov 22 2017, 01:38 PM

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For latest M2U 0% BT promo, is the waiver of upfront fee guaranteed? I realised that in the previous campaign, there's a fixed quota for fee waivers but there is no mention in the current one.



fruitie
post Nov 22 2017, 03:39 PM

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QUOTE(ckweng @ Nov 22 2017, 01:38 PM)
For latest M2U 0% BT promo, is the waiver of upfront fee guaranteed? I realised that in the previous campaign, there's a fixed quota for fee waivers but there is no mention in the current one.
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Promo until 31st March 2018, I doubt it is finished by now.
SzeMeng76
post Nov 22 2017, 03:51 PM

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QUOTE(ckweng @ Nov 22 2017, 01:38 PM)
For latest M2U 0% BT promo, is the waiver of upfront fee guaranteed? I realised that in the previous campaign, there's a fixed quota for fee waivers but there is no mention in the current one.
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QUOTE(fruitie @ Nov 22 2017, 03:39 PM)
Promo until 31st March 2018, I doubt it is finished by now.
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I think the latest MBB BT is different from last one which

"Upfront fee of 3% for Balance Transfer 0% 12 months is WAIVED during the Campaign period".
ckweng
post Nov 22 2017, 05:34 PM

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Just to confirm on the process of applying for Maybank's promo BT (newbie in this):

1. Apply at M2U
2. Processing and confirmation
3. BT transacted with upfront fee charged
4. Upfront fee automatically waived (reversed) some weeks later right?

Thanks in advance!
terence_say
post Nov 22 2017, 11:22 PM

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QUOTE(SzeMeng76 @ Nov 22 2017, 12:23 PM)
No. I just say I want apply balance transfer, they did not even get my other credit card number, just transfer the BT amount to my savings. No I'm not new to bank customer, I think applied to all.
I login Hong Leong Connect, Live Chat with them, left my contact number, they call back after 1 day.
3 months BT for 0%.
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Did they create a separate account for you on this BT? is the account number also 16 digit like credit card number?

I heard HLB bt come with a penalty if you do an early settlement, did cs told you this?

Planning to do a HLB 3 months BT transfer to saving account, and proceed with Maybank 0% BT for 12 months to pay off the HLB BT, making the whole BT become 12 months 0% with cash in saving account.
terence_say
post Nov 22 2017, 11:26 PM

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QUOTE(HappyGuy @ Nov 21 2017, 06:10 PM)
How to BT from Maybank to HL balance transfer credit card? The BT card number start with 8028.

I am getting this error message when apply via M2U.
Credit card number and brand do not match.
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I plan to do the same, look like HLB BT account number is not an CC number, might face issue when applying BT with other bank to pay off this account.

How about over pay to HLB cc and call cs to transfer the overpay amount to BT account? possible for other bank but not sure on HLB, i'm still new to HLB.

This post has been edited by terence_say: Nov 22 2017, 11:27 PM
SzeMeng76
post Nov 22 2017, 11:30 PM

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QUOTE(terence_say @ Nov 22 2017, 11:22 PM)
Did they create a separate account for you on this BT? is the account number also 16 digit like credit card number?

I heard HLB bt come with a penalty if you do an early settlement, did cs told you this?

Planning to do a HLB 3 months BT transfer to saving account, and proceed with Maybank 0% BT for 12 months to pay off the HLB BT, making the whole BT become 12 months 0% with cash in saving account.
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Yes a separate accounts.
Yes did know about the BT expiry date, this is not the first time I apply HLB BT,
need to call CS to confirm your last instalment expiry date before make payment.
But I did heard that MBB BT cannot BT to the BT account, only credit card account, u may have try.
So far all my MBB BT approved only with credit card accounts,
so far I did not use BT settle BT.
terence_say
post Nov 22 2017, 11:36 PM

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QUOTE(SzeMeng76 @ Nov 22 2017, 11:30 PM)
Yes a separate accounts.
Yes did know about the BT expiry date, this is not the first time I apply HLB BT,
need to call CS to confirm your last instalment expiry date before make payment.
But I did heard that MBB BT cannot BT to the BT account, only credit card account, u may have try.
So far all my MBB BT approved only with credit card accounts,
so far I did not use BT settle BT.
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Thanks for your prompt reply, is the BT due date following your CC statement due date as well?

Need to call cs to confirm last installment before make payment, let say if cs mentioned expiry date is 12 Dec, to avoid early settlement penalty, can make last payment on 12 dec or need to clear on 13 dec?

thanks biggrin.gif
leo_kiatez
post Nov 23 2017, 12:45 AM

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Maybank ikhwan/Islamic credit card can't use for BT through Maybank2u? Encountered error... Conventional cc no problem. Why?
cybpsych
post Nov 23 2017, 08:05 AM

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QUOTE(leo_kiatez @ Nov 23 2017, 12:45 AM)
Maybank ikhwan/Islamic credit card can't use for BT through Maybank2u? Encountered error... Conventional cc no problem. Why?
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stated in t&c

PBB bt also same.
Smurfs
post Nov 23 2017, 08:30 AM

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QUOTE(ckweng @ Nov 22 2017, 05:34 PM)
Just to confirm on the process of applying for Maybank's promo BT (newbie in this):

1. Apply at M2U
2. Processing and confirmation
3. BT transacted with upfront fee charged
4. Upfront fee automatically waived (reversed) some weeks later right?

Thanks in advance!
*
Yes.

For my case, the upfront fee reversed about 4 weeks later.
HappyGuy
post Nov 23 2017, 12:03 PM

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QUOTE(terence_say @ Nov 22 2017, 11:26 PM)
I plan to do the same, look like HLB BT account number is not an CC number, might face issue when applying BT with other bank to pay off this account.

How about over pay to HLB cc and call cs to transfer the overpay amount to BT account? possible for other bank but not sure on HLB, i'm still  new to HLB.
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I just email the BT form to maybank rather from M2U.
terence_say
post Nov 23 2017, 12:19 PM

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QUOTE(HappyGuy @ Nov 23 2017, 12:03 PM)
I just email the BT form to maybank rather from M2U.
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May you update us is this method manage to go through when you receive reply from Maybank?

But if you BT to HLB BT account, you will incur earlier settlement penalty?

This post has been edited by terence_say: Nov 23 2017, 12:19 PM
rdevil33
post Nov 23 2017, 12:23 PM

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QUOTE(leo_kiatez @ Nov 23 2017, 12:45 AM)
Maybank ikhwan/Islamic credit card can't use for BT through Maybank2u? Encountered error... Conventional cc no problem. Why?
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No problem for me as I had applied several times.
Last applied on Sep via MBB app.

QUOTE(cybpsych @ Nov 23 2017, 08:05 AM)
stated in t&c

PBB bt also same.
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0% BT applicable for all MBB Islamic card as well.

This post has been edited by rdevil33: Nov 23 2017, 12:27 PM
ngaisteve1
post Nov 23 2017, 12:36 PM

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Any free balance transfer for RM5-6k?

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