how long does pbb takes to approve the balance transfer application and transfer the amount to the particular bank?
Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation
Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation
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Jun 5 2016, 12:27 PM
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#1
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313 posts Joined: Sep 2009 |
how long does pbb takes to approve the balance transfer application and transfer the amount to the particular bank?
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Jun 6 2016, 07:40 PM
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#2
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313 posts Joined: Sep 2009 |
anyone know how is the aeon credit 6 months 0% balance transfer work ?
If I transfer 9k from Maybank to Aeon credit, it will charge 1.5k every months to my aeon credit card for 6 months? |
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Jun 11 2016, 07:57 PM
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#3
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313 posts Joined: Sep 2009 |
QUOTE(mamamia @ Jun 9 2016, 06:08 PM) AEON BT process: May I know you email the application form to which address?1. Submit form and statement on 7th June, Tuesday 5:30pm 2. Call to CS to confirm receipt on my email for the BT application on 8th June 3. Received call from AEON to verify my details at 11:50am today.. 4. Received SMS at 5pm stating my BT application has been approved. Now waiting them to credit the fund Thanks |
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Aug 30 2016, 07:43 AM
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#4
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313 posts Joined: Sep 2009 |
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Oct 3 2016, 01:38 PM
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#5
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313 posts Joined: Sep 2009 |
for the maybank 0% balance transfer promo.
If i do via maybank2u, do i need to submit statement? |
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Nov 19 2017, 10:40 PM
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#6
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313 posts Joined: Sep 2009 |
is there any 0% promotion ongoing for HLB cash transfer? (transfer to bank account directly, not BT)
I just get my card 2 weeks ago dint see receive any call or sms so far |
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Nov 19 2017, 11:14 PM
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#7
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313 posts Joined: Sep 2009 |
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Nov 20 2017, 12:41 AM
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#8
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QUOTE(SzeMeng76 @ Nov 19 2017, 11:52 PM) Not sure. I call and ask any promo for BT now. The CS told me and I'm agree, and just apply through phone verification. HLB BT can do up to how many % on CL? I know most Bank is 80% but not sure on HLB.HLB will create a different account for BT unlike Maybank or ambank will show like instalment 1/12 in the statement? |
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Nov 22 2017, 11:22 PM
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#9
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313 posts Joined: Sep 2009 |
QUOTE(SzeMeng76 @ Nov 22 2017, 12:23 PM) No. I just say I want apply balance transfer, they did not even get my other credit card number, just transfer the BT amount to my savings. No I'm not new to bank customer, I think applied to all. Did they create a separate account for you on this BT? is the account number also 16 digit like credit card number?I login Hong Leong Connect, Live Chat with them, left my contact number, they call back after 1 day. 3 months BT for 0%. I heard HLB bt come with a penalty if you do an early settlement, did cs told you this? Planning to do a HLB 3 months BT transfer to saving account, and proceed with Maybank 0% BT for 12 months to pay off the HLB BT, making the whole BT become 12 months 0% with cash in saving account. |
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Nov 22 2017, 11:26 PM
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#10
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QUOTE(HappyGuy @ Nov 21 2017, 06:10 PM) How to BT from Maybank to HL balance transfer credit card? The BT card number start with 8028. I plan to do the same, look like HLB BT account number is not an CC number, might face issue when applying BT with other bank to pay off this account.I am getting this error message when apply via M2U. Credit card number and brand do not match. How about over pay to HLB cc and call cs to transfer the overpay amount to BT account? possible for other bank but not sure on HLB, i'm still new to HLB. This post has been edited by terence_say: Nov 22 2017, 11:27 PM |
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Nov 22 2017, 11:36 PM
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#11
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QUOTE(SzeMeng76 @ Nov 22 2017, 11:30 PM) Yes a separate accounts. Thanks for your prompt reply, is the BT due date following your CC statement due date as well?Yes did know about the BT expiry date, this is not the first time I apply HLB BT, need to call CS to confirm your last instalment expiry date before make payment. But I did heard that MBB BT cannot BT to the BT account, only credit card account, u may have try. So far all my MBB BT approved only with credit card accounts, so far I did not use BT settle BT. Need to call cs to confirm last installment before make payment, let say if cs mentioned expiry date is 12 Dec, to avoid early settlement penalty, can make last payment on 12 dec or need to clear on 13 dec? thanks |
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Nov 23 2017, 12:19 PM
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#12
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QUOTE(HappyGuy @ Nov 23 2017, 12:03 PM) May you update us is this method manage to go through when you receive reply from Maybank?But if you BT to HLB BT account, you will incur earlier settlement penalty? This post has been edited by terence_say: Nov 23 2017, 12:19 PM |
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Nov 24 2017, 06:42 PM
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#13
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Received email confirmation from cs
HLB can do up to max 90% available CL, as far as I know is the highest among all banks HLB 0% 3 months BT will be continue until 31 Dec This post has been edited by terence_say: Nov 24 2017, 07:02 PM |
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Nov 27 2017, 02:08 PM
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#14
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313 posts Joined: Sep 2009 |
QUOTE(HappyGuy @ Nov 27 2017, 10:44 AM) I email the BT application to Maybank customer service, and received sms when application approved and fund transferred to my HL BT. So no issue at all. That a very good news, meaning able to cash out BT amount with 0% and drag to 12 monthsI didnt pay full using Maybank BT, left some balance rm50 to settle on the expiry date. |
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Dec 1 2017, 10:24 PM
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#15
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Looking to apply Maybank BT but when i click "Apply Balance Transfer", it only allowed me to choose 2 of my maybank card, one of my card is not in the list.
I tried apply supplementary card and increase credit limit is also the same thing, the card doesnt showed in the option. that weired, only can do by email then |
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Dec 5 2017, 02:02 PM
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#16
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313 posts Joined: Sep 2009 |
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Dec 5 2017, 02:14 PM
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#17
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QUOTE(psiloveu @ Dec 5 2017, 02:10 PM) Usually the CS ask customers to perform 49900........because more than 50K, needs superior to approve, may delay in bank in. Thanks for the infoPossible to do multiple BT in this case? 2 49.9k make it 99.8k This post has been edited by terence_say: Dec 5 2017, 02:15 PM |
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Dec 7 2017, 11:47 AM
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#18
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QUOTE(archimedes @ Dec 6 2017, 10:42 PM) Well got to say.. BSN offers one of the better deals for BT. HLB still on going until 31 DecI believe HLB offer ended and I checked, PBB offers BT min 2k for 6 mths only. BSN offers 12 mths at 0% min RM1k AND WITHOUT processing fee.. Just that payment a bit hard to go to their branches... |
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Dec 14 2017, 09:19 PM
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#19
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QUOTE(lilsunflower @ Dec 14 2017, 03:37 PM) Thanks. I just resubmitted my email to customer.service@aeonmalaysia.com.my - is this the address you sent yours to? The delayed most likely due to the amount.I don't know if the delay is due to the amount I'm requesting. RM64k to transfer to 6 cards. Hope it won't be rejected as it would really help with my cash-flow! Minimum transfer amount RM1,000 and maximum transfer amount RM50,000 per application. |
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Dec 15 2017, 07:33 AM
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#20
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QUOTE(lilsunflower @ Dec 15 2017, 01:50 AM) No RM50k limit according to the T&C on the website: Haha you talking on Aeon Minimum amount of outstanding balance to be transferred is RM1,000 per plan and up to a maximum of eighty percent (80%) of the available AEON credit card limit minus any utilized amount I though you are doing Maybank , Maybank have a 50k capped |
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