Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

views
     
terence_say
post Jun 5 2016, 12:27 PM

Casual
***
Junior Member
313 posts

Joined: Sep 2009


how long does pbb takes to approve the balance transfer application and transfer the amount to the particular bank?
terence_say
post Jun 6 2016, 07:40 PM

Casual
***
Junior Member
313 posts

Joined: Sep 2009


anyone know how is the aeon credit 6 months 0% balance transfer work ?

If I transfer 9k from Maybank to Aeon credit, it will charge 1.5k every months to my aeon credit card for 6 months?
terence_say
post Jun 11 2016, 07:57 PM

Casual
***
Junior Member
313 posts

Joined: Sep 2009


QUOTE(mamamia @ Jun 9 2016, 06:08 PM)
AEON BT process:
1. Submit form and statement on 7th June, Tuesday 5:30pm
2. Call to CS to confirm receipt on my email for the BT application on 8th June
3. Received call from AEON to verify my details at 11:50am today..
4. Received SMS at 5pm stating my BT application has been approved.

Now waiting them to credit the fund
*
May I know you email the application form to which address?

Thanks
terence_say
post Aug 30 2016, 07:43 AM

Casual
***
Junior Member
313 posts

Joined: Sep 2009


QUOTE(MGM @ Aug 30 2016, 07:26 AM)
AFAIK, MBB CC acc would not accept excess payment.
*
Why MBB cannot accept excess payment?

I think every bank accept excess payment
terence_say
post Oct 3 2016, 01:38 PM

Casual
***
Junior Member
313 posts

Joined: Sep 2009


for the maybank 0% balance transfer promo.

If i do via maybank2u, do i need to submit statement?
terence_say
post Nov 19 2017, 10:40 PM

Casual
***
Junior Member
313 posts

Joined: Sep 2009


is there any 0% promotion ongoing for HLB cash transfer? (transfer to bank account directly, not BT)

I just get my card 2 weeks ago dint see receive any call or sms so far
terence_say
post Nov 19 2017, 11:14 PM

Casual
***
Junior Member
313 posts

Joined: Sep 2009


QUOTE(SzeMeng76 @ Nov 19 2017, 10:50 PM)
0% 3 months BT. HLB BT always is transfer savings accounts. I applied few times.
*
Thanks for the info
Possible to call and apply? Or is selected customer only?
terence_say
post Nov 20 2017, 12:41 AM

Casual
***
Junior Member
313 posts

Joined: Sep 2009


QUOTE(SzeMeng76 @ Nov 19 2017, 11:52 PM)
Not sure. I call and ask any promo for BT now. The CS told me and I'm agree, and just apply through phone verification.
*
HLB BT can do up to how many % on CL? I know most Bank is 80% but not sure on HLB.

HLB will create a different account for BT unlike Maybank or ambank will show like instalment 1/12 in the statement?
terence_say
post Nov 22 2017, 11:22 PM

Casual
***
Junior Member
313 posts

Joined: Sep 2009


QUOTE(SzeMeng76 @ Nov 22 2017, 12:23 PM)
No. I just say I want apply balance transfer, they did not even get my other credit card number, just transfer the BT amount to my savings. No I'm not new to bank customer, I think applied to all.
I login Hong Leong Connect, Live Chat with them, left my contact number, they call back after 1 day.
3 months BT for 0%.
*
Did they create a separate account for you on this BT? is the account number also 16 digit like credit card number?

I heard HLB bt come with a penalty if you do an early settlement, did cs told you this?

Planning to do a HLB 3 months BT transfer to saving account, and proceed with Maybank 0% BT for 12 months to pay off the HLB BT, making the whole BT become 12 months 0% with cash in saving account.
terence_say
post Nov 22 2017, 11:26 PM

Casual
***
Junior Member
313 posts

Joined: Sep 2009


QUOTE(HappyGuy @ Nov 21 2017, 06:10 PM)
How to BT from Maybank to HL balance transfer credit card? The BT card number start with 8028.

I am getting this error message when apply via M2U.
Credit card number and brand do not match.
*
I plan to do the same, look like HLB BT account number is not an CC number, might face issue when applying BT with other bank to pay off this account.

How about over pay to HLB cc and call cs to transfer the overpay amount to BT account? possible for other bank but not sure on HLB, i'm still new to HLB.

This post has been edited by terence_say: Nov 22 2017, 11:27 PM
terence_say
post Nov 22 2017, 11:36 PM

Casual
***
Junior Member
313 posts

Joined: Sep 2009


QUOTE(SzeMeng76 @ Nov 22 2017, 11:30 PM)
Yes a separate accounts.
Yes did know about the BT expiry date, this is not the first time I apply HLB BT,
need to call CS to confirm your last instalment expiry date before make payment.
But I did heard that MBB BT cannot BT to the BT account, only credit card account, u may have try.
So far all my MBB BT approved only with credit card accounts,
so far I did not use BT settle BT.
*
Thanks for your prompt reply, is the BT due date following your CC statement due date as well?

Need to call cs to confirm last installment before make payment, let say if cs mentioned expiry date is 12 Dec, to avoid early settlement penalty, can make last payment on 12 dec or need to clear on 13 dec?

thanks biggrin.gif
terence_say
post Nov 23 2017, 12:19 PM

Casual
***
Junior Member
313 posts

Joined: Sep 2009


QUOTE(HappyGuy @ Nov 23 2017, 12:03 PM)
I just email the BT form to maybank rather from M2U.
*
May you update us is this method manage to go through when you receive reply from Maybank?

But if you BT to HLB BT account, you will incur earlier settlement penalty?

This post has been edited by terence_say: Nov 23 2017, 12:19 PM
terence_say
post Nov 24 2017, 06:42 PM

Casual
***
Junior Member
313 posts

Joined: Sep 2009


Received email confirmation from cs

HLB can do up to max 90% available CL, as far as I know is the highest among all banks

HLB 0% 3 months BT will be continue until 31 Dec

This post has been edited by terence_say: Nov 24 2017, 07:02 PM
terence_say
post Nov 27 2017, 02:08 PM

Casual
***
Junior Member
313 posts

Joined: Sep 2009


QUOTE(HappyGuy @ Nov 27 2017, 10:44 AM)
I email the BT application to Maybank customer service, and received sms when application approved and fund transferred to my HL BT. So no issue at all.

I didnt pay full using Maybank BT, left some balance rm50 to settle on the expiry date.
*
That a very good news, meaning able to cash out BT amount with 0% and drag to 12 months
terence_say
post Dec 1 2017, 10:24 PM

Casual
***
Junior Member
313 posts

Joined: Sep 2009


Looking to apply Maybank BT but when i click "Apply Balance Transfer", it only allowed me to choose 2 of my maybank card, one of my card is not in the list.

I tried apply supplementary card and increase credit limit is also the same thing, the card doesnt showed in the option.

that weired, only can do by email then
terence_say
post Dec 5 2017, 02:02 PM

Casual
***
Junior Member
313 posts

Joined: Sep 2009


QUOTE(kop2299 @ Dec 5 2017, 10:38 AM)
HLB 0% so good....no need statement,no form and can transfer 80% limit to casa.
Free cash for 3 months...
*
90% of avaialbale limit stated by their cs.

Did anyone know what is the HLB BT capped?

Maybank capped it 0% BT at 50k
terence_say
post Dec 5 2017, 02:14 PM

Casual
***
Junior Member
313 posts

Joined: Sep 2009


QUOTE(psiloveu @ Dec 5 2017, 02:10 PM)
Usually the CS ask customers to perform 49900........because more than 50K, needs superior to approve, may delay in bank in.
*
Thanks for the info
Possible to do multiple BT in this case? 2 49.9k make it 99.8k

This post has been edited by terence_say: Dec 5 2017, 02:15 PM
terence_say
post Dec 7 2017, 11:47 AM

Casual
***
Junior Member
313 posts

Joined: Sep 2009


QUOTE(archimedes @ Dec 6 2017, 10:42 PM)
Well got to say.. BSN offers one of the better deals for BT.
I believe HLB offer ended and I checked, PBB offers BT min 2k for 6 mths only.

BSN offers 12 mths at 0% min RM1k AND WITHOUT processing fee..

Just that payment a bit hard to go to their branches...
*
HLB still on going until 31 Dec
terence_say
post Dec 14 2017, 09:19 PM

Casual
***
Junior Member
313 posts

Joined: Sep 2009


QUOTE(lilsunflower @ Dec 14 2017, 03:37 PM)
Thanks. I just resubmitted my email to customer.service@aeonmalaysia.com.my - is this the address you sent yours to?

I don't know if the delay is due to the amount I'm requesting. RM64k to transfer to 6 cards.  Hope it won't be rejected as it would really help with my cash-flow!
*
The delayed most likely due to the amount.

Minimum transfer amount RM1,000 and maximum transfer amount RM50,000 per application.
terence_say
post Dec 15 2017, 07:33 AM

Casual
***
Junior Member
313 posts

Joined: Sep 2009


QUOTE(lilsunflower @ Dec 15 2017, 01:50 AM)
No RM50k limit according to the T&C on the website:

Minimum amount of outstanding balance to be transferred is RM1,000 per plan and up to a maximum of eighty percent (80%) of the available AEON credit card limit minus any utilized amount
*
Haha you talking on Aeon

I though you are doing Maybank , Maybank have a 50k capped

2 Pages  1 2 >Top
 

Change to:
| Lo-Fi Version
0.0311sec    0.26    7 queries    GZIP Disabled
Time is now: 7th December 2025 - 07:24 PM