Apply BT via maybank2u require to provide credit card statement?

I plan to apply this for settlement of my other bank BT, but it won't show how much total settlement required in following statement, thought will be great if maybank2u BT don't require cc statement.

The last choice, if screenshot the page online on total outstanding, acceptable?

Anyone can advise ?

Apply thru M2u no need statement. Just key in card details and amount will do.

Which mean they will just proceed for approval and will no further request statement from us? I thought this way too.

I applied early of this year via maybank2u, when I called customer service to asked status. They request statement from me. No sure am I the special case 😕

Which mean they will just proceed for approval and will no further request statement from us? I thought this way too.

I applied early of this year via maybank2u, when I called customer service to asked status. They request statement from me. No sure am I the special case 😕

Applied via M2U, no statement is required. Personally, I have tried few times and no issue.

No. I applied several times already.
Normally on the spot received the email telling "Approved in Principle".
Then the next day will receive approval SMS.
The next day again will receive funds from MBB to others bank.
Pretty fast.

No, it won’t auto pay to ur BT, early settlement need to request manually..

The excess payment will shown as credit balance in ur acc

and then will it deduct automatically monthly for the excess credit?

I just apply HLB Essential ,

how do u guys get the BT 0%  for HLB ?
Advise needed

And , for HLB WISE ,
if i pay TNB online (uobpayonline) , does that entitled 10% rebate ?

For HLB  BT, max = 90% CL  ? Thank you

just wondering Public Bank BT how long it takes typically?
From apply to approve?
From approve to fund transfer?

Yes, excess credit will deduct with ur credit card usage
BT u need to check with the officer whether there is current campaign for new cardholder
Normally less than 5 working days can settle

thanks
just feel strange then who will manually request early settlement? I can't see any benefit?

Another Q is saw some people apply >80% CL of PBB BT. If I tried that and got rejected, will it somehow affect my credit rating of PBB towards me? or is it better to play safe?

Won't affect on your credit rating, just that you'll have to reapply and further delay another few days of your time.

Hi, if i want to apply BT thru M2u for my aeon credit card, is it possible ?? i can't find the aeon credit under the list there ....

This is how we can earn from bank credit cards,
FEEL free to add to the list :
1. 0% BT
2. cash rebate
3. free gift/voucher
4. Earn points

I have a rather technical question on BT.  Let's assume the max amount available for BT is 80% of the available credit limit. Is it always based on the available credit limit or still subject to not exceeding the maximum credit limit?

For e.g.

Maximum Credit Limit = 10k
Available credit limit = 10k
Max BT amount = 10k x 80% = 8k

If a person do overpayment of 5k into the card, the available balance becomes 15k, so what is the maximum bt amount? Is it

i) 10k x 80% = 8k or
ii) 15k x 80% = 12k or
iii) 10k only as that is the maximum credit limit?

Hope some sifu can shed some light on this. Thanks.

yes, its possible and i have done that with MBB.
To answer your question, it is ii) 15k x 80% = 12k.
bearbear it make sense to pro long the payment period with same amount of money, consider below scenario.

assuming zero outstanding, no new transaction, and allow 100% of available CL to be used for BT for ease of explanation.

MBB CC CL is 5k, and deposit 7k cash into it, so the available CL is now 12k (with 7k credit in the account).
If we BT 12k from other bank to MBB for 12 mths plan, effectively the monthly repayment is 1k, since we have 7k in credit, we do not need to pay single sen for 7 months.

Whereby had we BT 5k to MBB and paid the 7k cash to other CC, we will have to pay  RM416.67 (5000 / 12) every month to MBB CC.

Just to share... I applied PBB BT every month and able to use upto 100% CL and still able to swipe until 105% of CL. Got rejected at online swipe when cross 105% CL, I pay my pbvs some amount instantly to bring down a little below 105% and I can resume my online swipes.

Try at your own risk.