my credit limit is 10k, outstanding is 350, applied 7500 BT from citibank (statement balance 8k) to mbb through m2u but rejected

this is the email reply i got from them


i nvr late on my cc payment and have no other credit facility with mbb, any idea why it's rejected ?

thanks, will try to apply it through email

will maybank check ccris for BT application? my pbb BT application was approved, but maybank one is rejected, both are applied within the 80% available credit limit

This post has been edited by nasiayam: Oct 14 2016, 09:32 AM

for aeon bt, can i bt the balance of all of the cc below?

cc 1: rm 1500
cc 2: rm 400

thanks for the info!

i BT 3 cards, mbb amex, pbb visa and cimb mc, email them application form on 2nd feb, 3rd feb evening got sms that it's approved, money came in on 6th feb

BT from cimb cc to aeon cc, no fees or interest for 6 months

if BT to cimb cc, i'm not sure

i called them and they ask to send to these 2:
customer.service@aeonmalaysia.com.my,
cs@aeonmalaysia.com.my

after email, i called them to confirm they've received it

i received sms from UOB about the 0% 6 months BT on 8th feb, they say to reply by 28th feb to enroll, then i try my luck on 15th mar by replying the sms, just now got their call and say my application is basically approved, new BT account will be created next week (BT 2k from mbb amex, but i haven't charge 2k to the card yet)

on 15th mar oso, i apply pbb 12 months 0% BT (transfer 6k from mbb amex, but i haven't charge 6k to the card yet), oso just now received sms it's approved

the thing is on 13th mar i apply maybank 12 months 0% BT, wanna transfer from 2 card (aeon:2k (already charged) and UOB:700(haven't charged), kena reject. On 14th i apply again, reduce the amount of aeon to 1k, cimb still 700, oso kena reject. the BT amount i applied is VERY WELL BELOW the 80% credit limit, and there's less 100 outstanding balance. i have no loan with maybank, my ccris is clear for the past 6 months (before that have arrears, but not with maybank), my credit payment all cantik2, maybank is my salary account summore

really dunno why maybank reject my BT application but my aeon, pbb and uob BT is approve

p.s. my aeon BT application was approved last month
p.p.s mbb oso rejected my application during the previous round of 12 months 0% BT, 3% fee waiver too

yup, as long as no need provide cc statement

i just BT from UOB to PBB, and haven't charge the amount to UOB card yet

MBB BT if apply via m2u, no need provide cc statement

PBB just fill up the form and email them, no need provide cc statement too

UOB too, even easier, they call me, i provide the cc number to transfer from

any ccris issue?

i apply for 2k oso rejected

where as my application at aeon, pbb and uob approved

my BT just got approved last month, yup pay 5% for 1st 5 months, balance settle at 6th month

i had few rejected Maybank BT application previously, last month i cleared my ptptn loan, applied at m2u yesterday around 2pm, 6pm+ received sms it was approved lol

guess they do look at ccris

no outstanding or late payments, everything cantik

well i do have arrears in ptptn on ccris till the end of last year... but everything been 0 in ccris for past 6 months

so somehow they do refer to ccris?

wouldn't high utilisation of unsecured credit somehow affect the credit rating?

recently i applied for mbb 12 months 0% BT through m2u, was charged the 3% interest and 6% GST, this will be refunded right?

remember i read sometime ago that some forumners say they didn't do the "charge and refund" thingy for this round of 12 months 0% BT promotion, so just wanna confirm

This post has been edited by nasiayam: Nov 8 2017, 03:41 PM

i submitted on 28/8 night, till now haven't get the approval sms too

BT from AEON, SCB and PBB, credit limit will utilized till 60% after BT

Just received sms its approved