Use this form to see if approved or rejected. Send by fax or email.
http://www.maybank2u.com.my/WebBank/BT010317_appform.pdf

2. If you plan to get a housing loan, BT will reduce your max loan margin by a significant number.

I needed to clean out all my BTs before applying for the loan last time.

Your application for new CC also will be rather difficult if u are a heavy BT addict like me.

Can't get new CC to be approved due to BT 

that is total applied in the past 12 months... every month i will apply again after i settled.
total 0% BT i think is more than 200k in the past 12 months... HSBC 7k, Ambank 30k and Aeon 40k.  all transfer to my housing loan to save interest.

very simple one.... i did my Maybank, Ambank & HSBC BT. later on use these 3 banks BT outstanding statement apply Aeon to settle lo. eventually it helps me to settle and get one more month BT.

i am holding Aeon big credit card and just applied Aeon visa last week because the salesman told me can do BT again. so i will try use the same statement apply BT for Aeon big and Aeon visa again.

all my maybank, Ambank and HSBC BT. i mostly transfer to UOB because easy to transfer it out. tried HSBC & SCB before but very hard.

is like this. e.g. My BT Maybank, HSBC & Ambank total RM 200k. which mean my monthly statement will be about RM 18k and subsequently i use these statement about RM 18k apply for Aeon 6 months 0% BT. so i still owe all the banks actually. Been told Aeon big and Aeon gold Visa can be done separately, so if it works i will use the same statement BT 2 times which will be 36k liao.

As you know Maybank doesnt need statement, so all my BT will transfer to UOB credit card and transfer it out to my housing loan. pretty easy to transfer out from UOB. i done it more than 10 times in the past 6 months

transfer to other banks also ok cos i dont have uob saving/current account. they charge you RM0.11 for giro fee only. haha

Good reason to apply UOB card

For example today i swipe 10k on CIMB CC but not yet reach my statement date, then the next day I apply BT transfer from AEON to CIMB?

Or BT need to wait until the statement date?

I did a BT on the same date as you. Just got my charges reversed on 21st Sept.

No, it won’t auto pay to ur BT, early settlement need to request manually..

The excess payment will shown as credit balance in ur acc

Yes, excess credit will deduct with ur credit card usage
BT u need to check with the officer whether there is current campaign for new cardholder
Normally less than 5 working days can settle

Do it discreetly.