To avoid the hassle,then it s better to apply online.

If want to apply more than BT amount, that's the only way.

Is it worth to apply this citibank BT 0.99%?
I simply replied their sms and it written:-
"Thank you for your interest. Our Citibank officer will be in touch with you in the next 2 working days."

Honest opinion - Any BT with interest = sucks

Hi guys, when can we reapply the aeon balance transfer? How do I calculate the 6.months duration?

When your 6th installment is posted in statement.

But u can show ur current outstanding balance to apply more than Statement amount..

Oh ya, that must be something as supporting... Screenshot is accepted because I used before.

Thanks!

Guys,

I have a card with outstanding of RM5k

I have a Maybank card and I wish to do a balance transfer.

Do I apply multi BT with below RM2000 each to get the 0% interest & 0% upfront for 12mths instalment?

*First time doing BT.

Why need apply multi? Just apply the BT of 5k,
0% interest is confirmed, 0% upfront will waive if the fund is still available.
I still have 2 BT waiting for waiver fees.

I misunderstand the chart. I thought if I apply BT more than 2k/3k then I will need to choose 24mths/36mths instalments.

How do I apply for the waiver on the 0% upfront? Or it will be automatically waived if the fund still avaible?

It will be automatically waived.

Thank you

If u do @ m2u, they will cbarge 3%+GST and make payment in 3-4 days. Refund of upfront charges and GST in 30 days.
If u email your application, they will check and credit the amount in 3-days before the due date. No upfront charges and GST.

And to add on, no statement is required for M2U and supporting document will be required if you use email.

Hi there, i am planning to do the BT , but i'm afraid that i could not get the waiver due to the waiver fund depleted.
can i reconfirm that, thru email application, there will be guaranteed that the applicant will get waiver?
thank you in advance.

The form has that statement that says 3% charges will be waived. So I guess you can argue if that's not happening.

alrite. i will check and decide. thanks!

Any T&C online i can read about for the Citibank 0.99% BT ?