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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

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Subcrevv90
post Jul 18 2016, 02:45 PM

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First time want to do BT,

Any recommended BT credit card?

My case:
Currently holding 4 credit cards total outstanding of rm10k.

Can i BT all to one credit card?


Subcrevv90
post Jul 26 2017, 11:34 AM

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Guys,

I have a card with outstanding of RM5k

I have a Maybank card and I wish to do a balance transfer.

Do I apply multi BT with below RM2000 each to get the 0% interest & 0% upfront for 12mths instalment?

*First time doing BT.
Subcrevv90
post Jul 26 2017, 11:42 AM

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QUOTE(SzeMeng76 @ Jul 26 2017, 11:38 AM)
Why need apply multi? Just apply the BT of 5k,
0% interest is confirmed, 0% upfront will waive if the fund is still available.
I still have 2 BT waiting for waiver fees.  biggrin.gif
*
I misunderstand the chart. I thought if I apply BT more than 2k/3k then I will need to choose 24mths/36mths instalments.

How do I apply for the waiver on the 0% upfront? Or it will be automatically waived if the fund still avaible?

Subcrevv90
post Jul 26 2017, 11:49 AM

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QUOTE(fruitie @ Jul 26 2017, 11:43 AM)
It will be automatically waived.
*
Thank you smile.gif
Subcrevv90
post Jul 28 2017, 09:35 AM

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Hi,

I tried to apply for a BT.
The amount I applied is lower than the transfer limit.
But I received email from MBB that my BT is unsuccessful.

I call to CS and they told me that the system declined my application automatically.

Anyone got this issue? should i apply lower amount?
but im applying at lower than the transfer limit already.
Subcrevv90
post Jul 28 2017, 09:49 AM

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QUOTE(cybpsych @ Jul 28 2017, 09:36 AM)
resubmit via email.
*
Gd morning

Okay will try to apply via email.

Do you know the processing time for the application via email?
Subcrevv90
post Oct 22 2018, 05:29 PM

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Normal MBB response to BT applications very quick.

I appplied a BT on last friday, but I'm still not being notified on the status. Anyone applied recently and no updates from MBB too?

This post has been edited by Subcrevv90: Oct 22 2018, 05:29 PM
Subcrevv90
post Oct 23 2018, 02:28 PM

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QUOTE(alexanderclz @ Oct 16 2018, 10:17 PM)
well, if you really wanna withdraw it, what you can do now is 'withdraw' the money via BigPay or Boost App.
*
Hi, can I pm you on the withdrawal of the excess funds in cc?


 

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