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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation
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Subcrevv90
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Jul 18 2016, 02:45 PM
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Getting Started

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First time want to do BT,
Any recommended BT credit card?
My case: Currently holding 4 credit cards total outstanding of rm10k.
Can i BT all to one credit card?
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Subcrevv90
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Jul 26 2017, 11:34 AM
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Getting Started

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Guys,
I have a card with outstanding of RM5k
I have a Maybank card and I wish to do a balance transfer.
Do I apply multi BT with below RM2000 each to get the 0% interest & 0% upfront for 12mths instalment?
*First time doing BT.
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Subcrevv90
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Jul 26 2017, 11:42 AM
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Getting Started

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QUOTE(SzeMeng76 @ Jul 26 2017, 11:38 AM) Why need apply multi? Just apply the BT of 5k, 0% interest is confirmed, 0% upfront will waive if the fund is still available. I still have 2 BT waiting for waiver fees.  I misunderstand the chart. I thought if I apply BT more than 2k/3k then I will need to choose 24mths/36mths instalments. How do I apply for the waiver on the 0% upfront? Or it will be automatically waived if the fund still avaible?
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Subcrevv90
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Jul 26 2017, 11:49 AM
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Getting Started

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QUOTE(fruitie @ Jul 26 2017, 11:43 AM) It will be automatically waived. Thank you
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Subcrevv90
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Jul 28 2017, 09:35 AM
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Getting Started

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Hi,
I tried to apply for a BT. The amount I applied is lower than the transfer limit. But I received email from MBB that my BT is unsuccessful.
I call to CS and they told me that the system declined my application automatically.
Anyone got this issue? should i apply lower amount? but im applying at lower than the transfer limit already.
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Subcrevv90
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Jul 28 2017, 09:49 AM
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Getting Started

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QUOTE(cybpsych @ Jul 28 2017, 09:36 AM) Gd morning Okay will try to apply via email. Do you know the processing time for the application via email?
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Subcrevv90
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Oct 22 2018, 05:29 PM
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Getting Started

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Normal MBB response to BT applications very quick.
I appplied a BT on last friday, but I'm still not being notified on the status. Anyone applied recently and no updates from MBB too?
This post has been edited by Subcrevv90: Oct 22 2018, 05:29 PM
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Subcrevv90
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Oct 23 2018, 02:28 PM
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Getting Started

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QUOTE(alexanderclz @ Oct 16 2018, 10:17 PM) well, if you really wanna withdraw it, what you can do now is 'withdraw' the money via BigPay or Boost App. Hi, can I pm you on the withdrawal of the excess funds in cc?
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