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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation
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sundayteenz
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Jul 13 2017, 09:08 PM
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Getting Started

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any kind soul able to share the usual turnaround for PBB bt? I have sent in the form via email on 07Jul 1230AM, and received reply that it was forwarded to relevant department on 07Jul 0156PM, yet till now have not received any response. guessed I will have to dump in some cash to cover the minimum payment first.
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MGM
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Jul 13 2017, 09:25 PM
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QUOTE(sundayteenz @ Jul 13 2017, 09:08 PM) any kind soul able to share the usual turnaround for PBB bt? :confused: I have sent in the form via email on 07Jul 1230AM, and received reply that it was forwarded to relevant department on 07Jul 0156PM, yet till now have not received any response. guessed I will have to dump in some cash to cover the minimum payment first. That's too long, best to call CS to find out d reason.
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sundayteenz
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Jul 13 2017, 10:59 PM
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Getting Started

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QUOTE(MGM @ Jul 13 2017, 09:25 PM) That's too long, best to call CS to find out d reason. sure do, will give them a call then. thanks.
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bluemeanie85
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Jul 13 2017, 11:23 PM
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New Member
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QUOTE(sundayteenz @ Jul 13 2017, 09:08 PM) any kind soul able to share the usual turnaround for PBB bt? I have sent in the form via email on 07Jul 1230AM, and received reply that it was forwarded to relevant department on 07Jul 0156PM, yet till now have not received any response. guessed I will have to dump in some cash to cover the minimum payment first. I submitted an application on 7th July too and I received my monies yesterday (12th July). They did not give me any notifications at all though.
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MGM
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Jul 14 2017, 06:04 AM
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QUOTE(sundayteenz @ Jul 13 2017, 10:59 PM) sure do, will give them a call then. thanks. Submitted my PBB BT on 12July morning by email, 13July night called the CS BT already approved now waiting for money to be transferred to MBB CC accounts.
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RickRick88
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Jul 14 2017, 06:51 AM
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Does anyone has Aeon Credit BT's terms and conditions? Doesnt seem to be able to get it from website. Understand that I can only apply once every 6 months (upon ending of previous BT), does it allow BT to multiple credit cards at one-go?
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mamamia
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Jul 14 2017, 08:06 AM
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QUOTE(RickRick88 @ Jul 14 2017, 06:51 AM) Does anyone has Aeon Credit BT's terms and conditions? Doesnt seem to be able to get it from website. Understand that I can only apply once every 6 months (upon ending of previous BT), does it allow BT to multiple credit cards at one-go? Yes, can use more than 1 form to submit all ur card balance
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wesleyyim83
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Jul 14 2017, 10:18 AM
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Getting Started

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anyone received sms from citibank offer 0.99%p.a for 6 months?
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OKLY
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Jul 14 2017, 10:25 AM
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The Penguin Vader
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QUOTE(wesleyyim83 @ Jul 14 2017, 10:18 AM) anyone received sms from citibank offer 0.99%p.a for 6 months? Yes, need to reply to that SMS to apply.
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sendohz
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Jul 15 2017, 11:40 AM
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QUOTE(comfyguy8 @ Jul 15 2017, 10:16 AM) Just got my sixth instalment of Aeon BT posted on the bill, may I know do I need to pay it first before I can apply another 6 month BT? Thank you Can apply already I'm waiting for my other bank statement before i can apply.
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fruitie
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Jul 15 2017, 12:53 PM
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Rise and Shine
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My outstanding BT is affecting my DSR quite badly for mortgage loan application and one of the banks requires me to clear one of my bigger amounts BT which left four installments. On another hand, MBB gave green light even acknowledged my BT in MBB and no need to clear anything for now. In short, different banks have different way of assessment but BT somehow will affect.
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MGM
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Jul 15 2017, 01:00 PM
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QUOTE(fruitie @ Jul 15 2017, 12:53 PM) My outstanding BT is affecting my DSR quite badly for mortgage loan application and one of the banks requires me to clear one of my bigger amounts BT which left four installments. On another hand, MBB gave green light even acknowledged my BT in MBB and no need to clear anything for now. In short, different banks have different way of assessment but BT somehow will affect.  My total BT is currently about 16x my monthly pay and lately all my credit card applications are being rejected except for PBB QUANTUM.
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fruitie
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Jul 15 2017, 01:13 PM
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Rise and Shine
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QUOTE(MGM @ Jul 15 2017, 01:00 PM) My total BT is currently about 16x my monthly pay and lately all my credit card applications are being rejected except for PBB QUANTUM. Mine is not heavy but the loan repayment amount is big vs my nett income, so after adding in my existing BT which is in total only RM 2k plus a month and car loan, it bursts.
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justanovice
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Jul 17 2017, 02:05 PM
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QUOTE(wesleyyim83 @ Jul 14 2017, 10:18 AM) anyone received sms from citibank offer 0.99%p.a for 6 months? QUOTE(OKLY @ Jul 14 2017, 10:25 AM) Yes, need to reply to that SMS to apply. Hi guys. I did not receive that sms. Can copy to here for reference? I will call them up to enquire.
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pisang
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Jul 17 2017, 05:07 PM
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hello all, it looks like the 1st page info is not up to date.
i have a quick question. besides PBB and MBB (rebate) have 0% BT , is there any other banks having 0% BT at the moment? thanks in advance
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SzeMeng76
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Jul 17 2017, 05:09 PM
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QUOTE(pisang @ Jul 17 2017, 05:07 PM) hello all, it looks like the 1st page info is not up to date. i have a quick question. besides PBB and MBB (rebate) have 0% BT , is there any other banks having 0% BT at the moment? thanks in advance recently i knew that is SCB & Ambank, but only applicable for new customers, not existing.
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pisang
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Jul 17 2017, 05:17 PM
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QUOTE(SzeMeng76 @ Jul 17 2017, 05:09 PM) recently i knew that is SCB & Ambank, but only applicable for new customers, not existing. you are right. They only offer to new customers.
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tifosi
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Jul 18 2017, 03:12 PM
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QUOTE(fruitie @ Jul 15 2017, 12:53 PM) My outstanding BT is affecting my DSR quite badly for mortgage loan application and one of the banks requires me to clear one of my bigger amounts BT which left four installments. On another hand, MBB gave green light even acknowledged my BT in MBB and no need to clear anything for now. In short, different banks have different way of assessment but BT somehow will affect.  QUOTE(MGM @ Jul 15 2017, 01:00 PM) My total BT is currently about 16x my monthly pay and lately all my credit card applications are being rejected except for PBB QUANTUM. When I applied my HL after I started the BT game, I had to provide all my CC statements to prove that I am doing 0% BT and also my bank account statements to show actually I do have the money. Got to explain to the bank all that. Now I am planning to get a car soon, I don't know how hard it will be this time.
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fruitie
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Jul 18 2017, 03:13 PM
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Rise and Shine
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QUOTE(tifosi @ Jul 18 2017, 03:12 PM) When I applied my HL after I started the BT game, I had to provide all my CC statements to prove that I am doing 0% BT and also my bank account statements to show actually I do have the money. Got to explain to the bank all that. Now I am planning to get a car soon, I don't know how hard it will be this time.  I have opted for a much cheaper property so my DSR is very positive now.  Phew. What an experience.
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justanovice
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Jul 19 2017, 01:04 AM
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QUOTE(pat07 @ Jul 12 2017, 05:31 PM) [attachmentid=8961185] Did anyone apply Alliance Bank BT? Successful? They reply me that the promotion has ended!! By the way, the promo still available on their website!! Try to call them and ask for another support staff to attend to your request. Else log a case with them on false advertisment? Btw. It's only for new to bank credit card holder ya
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