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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

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uhlaw
post Jul 25 2017, 04:55 PM

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QUOTE(justanovice @ Jul 20 2017, 07:41 AM)
Citibank 0.99% pa is on reducing balance concept. Hope those who applied understands this correctly before applying.
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Is it worth to apply this citibank BT 0.99%?
I simply replied their sms and it written:-
"Thank you for your interest. Our Citibank officer will be in touch with you in the next 2 working days."
uhlaw
post May 25 2018, 08:20 AM

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Can i apply PBB BT first even i hvnt receive & activate their cards?
uhlaw
post May 25 2018, 09:17 AM

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QUOTE(shirley_andy @ May 25 2018, 08:42 AM)
if u haven't receive the card, how do you know your card number? without card number how do you do BT?
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I know my card numbers since they are inside my pbebank already😆
uhlaw
post Aug 20 2018, 02:41 PM

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"Congratulations! your application for Maybank Balance Transfer Programme is approved in principle."

Is this mean approved already?
uhlaw
post Aug 20 2018, 03:11 PM

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QUOTE(cybpsych @ Aug 20 2018, 02:44 PM)
no

just passed the online m2u application checking. still need 2nd approval internally.
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Aiks.. cross my fingers doh.gif
uhlaw
post Aug 20 2018, 06:11 PM

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QUOTE(cybpsych @ Aug 20 2018, 02:44 PM)
no

just passed the online m2u application checking. still need 2nd approval internally.
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SMS Approval after application @ 2.30pm today!

This post has been edited by uhlaw: Aug 20 2018, 06:12 PM


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uhlaw
post Mar 7 2019, 03:20 PM

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May I know where to download PBB BT form?
uhlaw
post Mar 7 2019, 03:45 PM

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QUOTE(David83 @ Mar 7 2019, 03:24 PM)
Thanks! There is no where to download from its BT page bangwall.gif
uhlaw
post Aug 27 2023, 06:49 PM

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QUOTE(PoisonSoul @ Aug 27 2023, 05:37 PM)
Seems like Ambank also have it since 1st July
AmBank 0% (Scroll down)

user posted image
NTB 15k for 12 months

user posted image
I can't seem to find if there's any other hidden fees for this BT but it seems like there's a one time mgmt fee of 4.48%.
Need someone to double triple confirm on this.
AmBank BT T&C

Edit: add BT T&C
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That ads kinda confusing, my newly approved ambank cards didnt entitled for zero % BT. Called CS and they said only “selected eligible” new cardholders. How crap is that 🤬

user posted image

This post has been edited by uhlaw: Aug 27 2023, 06:53 PM
uhlaw
post Aug 27 2023, 08:34 PM

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QUOTE(PoisonSoul @ Aug 27 2023, 08:31 PM)
user posted image
Is yours listed here? If yes, ask back the CS on this and tell them that it's written B&W on their website.
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I have both conventional & islamic cards approved last friday. Got the cards and activated them this week. Already called CS and yet they gave me crap “only selected eligible” philosophy.
uhlaw
post Aug 27 2023, 08:36 PM

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QUOTE(uhlaw @ Aug 27 2023, 08:34 PM)
I have both conventional & islamic cards approved last friday. Got the cards and activated them this week. Already called CS and yet they gave me crap “only selected eligible” philosophy. 4.88% p.a. is not the one mentioned in tnc, 1 time charge.
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uhlaw
post Aug 28 2023, 08:11 PM

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QUOTE(PoisonSoul @ Aug 27 2023, 08:41 PM)
Cant help you with that anymore. At most, call another time and hope to get another CS and see what's their answer. If B&W never write "for selected eligible" only, then ask for their CS manager or open a ticket.
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Made another call and this CS is very helpful to create ticket. Received sms “RM0 AmBank: Ticket No. XXXX. Your request for Balance Transfer is being processed. Pls call AmB Ctc Ctr for any inquiries”

 

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