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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

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gooroojee
post Sep 6 2023, 07:32 PM

LowYee
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Affin also offer free BT for 12 months for all customers
gooroojee
post Nov 16 2023, 07:58 PM

LowYee
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Any active 0% BT promos going on now?

Btw, did Affin end their birthday promo for 0% BT?
gooroojee
post Jul 29 2024, 09:48 PM

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QUOTE(Barricade @ Jul 29 2024, 10:31 AM)
Just took advantage of MBB EZYCASH before promotion is over. Hard to turn down free money.
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thanks bro. i dipped in again, lol.
gooroojee
post Jul 30 2024, 10:20 PM

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Maybank Ezycash allows up to 70% of your credit limit, so you can take 70%, then another 70% of the remaining 30%, and so on.. hehe
gooroojee
post Dec 15 2024, 05:46 PM

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HLB ganas, offer me BT based on my card limit at 0% for 3 months.

Topped up eWallet on one card then BT to MBB for 12 months 0%.

These two propped up my liquidity in Dec.
gooroojee
post Dec 15 2024, 09:45 PM

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QUOTE(fruitie @ Dec 15 2024, 05:47 PM)
Can transfer to CASA I assume? Because currently they have 0% for 6 months and 12 months but cannot transfer to CASA.
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HLB is cash out card limit as a loan but 0%. Money is deposited into CASA.
gooroojee
post Jun 27 2025, 09:44 AM

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Just did HLB 0% 6 months BT (card limit withdrawal) to my HLB CASA again, with old BT still outstanding. Because the offer was ending on 30th June.
gooroojee
post Jun 27 2025, 09:41 PM

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QUOTE(Kr0ll3R @ Jun 27 2025, 08:44 PM)
I understand the BT for CC, but BT to CASA I'm having some doubts.
I hope someone could enlighten me on.

Is it something like applying Cash Advance/Quick Cash from your CC?
Instead of the bank paying for the Recipent Bank CC, it goes into your selected CASA?
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Do you mean BT by withdrawing out your credit limit? Quite a few banks offer this now. I did it for Alliance, HLB, RHB...

As for being able to withdraw the BT funds directly into another bank's CASA, that depends on each bank, if they only allow withdrawing their own CASA, then no choice lo.
gooroojee
post Jul 26 2025, 09:22 AM

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QUOTE(leanman @ Jul 26 2025, 09:06 AM)
May I know which bank having 0% BT up to 12 months. There is big spend soon for me..looking for a 6-12 months repayment
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Affin
gooroojee
post Jul 31 2025, 08:21 AM

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RHB still need to call customer service or go branch to apply BT right
gooroojee
post Aug 1 2025, 02:02 PM

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Oh no. I missed the deadline. Left MBB now, but my limit there is so pitiful.

Will keep an eye out for new BT promos.
gooroojee
post Sep 8 2025, 08:51 AM

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My UOB BT 0% successful but they use each credit card balance as a single BT so I ended up with 5 BTs.. annoying.
gooroojee
post Sep 8 2025, 09:12 AM

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QUOTE(TongCN @ Sep 8 2025, 08:56 AM)
How you apply this?
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Online. Had sms promo code.
gooroojee
post Sep 8 2025, 09:26 AM

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I opened end Aug

 

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