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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

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dannychen
post Aug 27 2025, 02:34 PM

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QUOTE(ben3003 @ Aug 27 2025, 02:35 AM)
Public bank got 0% BT now?
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yes, Visa 6 months 0%, minimum transfer RM3,000.
Batman
post Sep 1 2025, 01:43 PM

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QUOTE(lamode @ Aug 27 2025, 01:27 PM)
Citibank.
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seriously? we chose citibank for AEON bank ?
Optizorb
post Sep 1 2025, 01:45 PM

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UOB why so stingy.. already half a year no 0% bt promos..
TongCN
post Sep 2 2025, 10:07 AM

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QUOTE(Optizorb @ Sep 1 2025, 01:45 PM)
UOB why so stingy.. already half a year no 0% bt promos..
*
Last week applied BT 1.90%/p.a. with the code (which no SMS me) provided by others and failed cause they say my account not applicable

Only 3.99% if i want to.

They now like limit users also :\
I asked anymore reducing balance transfer, the CS says UOB discontinued d cause many customer complaint kenak interest (customer no self monitor, lol)
nexus2238
post Sep 2 2025, 11:11 AM

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QUOTE(Batman @ Sep 1 2025, 01:43 PM)
seriously? we chose citibank for AEON bank ?
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AEON cc are issued by AEON Credit Service (M) Bhd.
Normally can find this when I did BT with MBB, Affin, etc.
lamode
post Sep 2 2025, 11:40 AM

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QUOTE(Batman @ Sep 1 2025, 01:43 PM)
seriously? we chose citibank for AEON bank ?
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https://myaeoncredit.com.my/wp-content/uplo...87-3e1b77c9aed7
Rinth
post Sep 2 2025, 12:14 PM

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Anyone have issue unable to perform balance transfer from MBB? It says my card no eligible for balance transfer reject code 0060
fruitie
post Sep 2 2025, 12:18 PM

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QUOTE(Rinth @ Sep 2 2025, 12:14 PM)
Anyone have issue unable to perform balance transfer from MBB? It says my card no eligible for balance transfer reject code 0060
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How many times you tried in a day? It only accepts once a day until it is approved only can do the second application. Also, some people have this issue and have to submit manually via email.
Gabriel03
post Sep 2 2025, 12:22 PM

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QUOTE(TongCN @ Sep 2 2025, 10:07 AM)
Last week applied BT 1.90%/p.a. with the code (which no SMS me) provided by others and failed cause they say my account not applicable

Only 3.99% if i want to.

They now like limit users also :\
I asked anymore reducing balance transfer, the CS says UOB discontinued d cause many customer complaint kenak interest (customer no self monitor, lol)
*
then recommend the standard BT at 0% loh.
So much credit available in UOB, not being used
Rinth
post Sep 2 2025, 03:01 PM

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QUOTE(fruitie @ Sep 2 2025, 12:18 PM)
How many times you tried in a day? It only accepts once a day until it is approved only can do the second application. Also, some people have this issue and have to submit manually via email.
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Totally cannot perform….

So had to send email apply manually?
fruitie
post Sep 2 2025, 03:04 PM

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QUOTE(Rinth @ Sep 2 2025, 03:01 PM)
Totally cannot perform….

So had to send email apply manually?
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Yes, need to submit via manual form.
mamamia
post Sep 2 2025, 03:42 PM

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QUOTE(TongCN @ Sep 2 2025, 10:07 AM)
Last week applied BT 1.90%/p.a. with the code (which no SMS me) provided by others and failed cause they say my account not applicable

Only 3.99% if i want to.

They now like limit users also :\
I asked anymore reducing balance transfer, the CS says UOB discontinued d cause many customer complaint kenak interest (customer no self monitor, lol)
*
They called u or how? Because I only receive this SMS

RM0 UOB: Your UOB Balance Transfer application on 28AUG2025 was unsuccessful due to incomplete details. Please resubmit your application or reply UOBBT.

TongCN
post Sep 2 2025, 04:00 PM

Look ma, I have lots stars :D
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QUOTE(mamamia @ Sep 2 2025, 03:42 PM)
They called u or how? Because I only receive this SMS

RM0 UOB: Your UOB Balance Transfer application on 28AUG2025 was unsuccessful due to incomplete details. Please resubmit your application or reply UOBBT.
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They called me first to clarify the thing as per my post.

Then only received the SMS (same like yours)
mamamia
post Sep 2 2025, 05:31 PM

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QUOTE(TongCN @ Sep 2 2025, 04:00 PM)
They called me first to clarify the thing as per my post.

Then only received the SMS (same like yours)
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ooic, they didnt call me, just send SMS to me, so, need to use other bank BT d..
ronnie
post Sep 4 2025, 08:11 AM

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QUOTE(Batman @ Sep 1 2025, 01:43 PM)
seriously? we chose citibank for AEON bank ?
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I chose UOB only allowed to go thru... hope they pay the right account
ahpei
post Sep 4 2025, 03:55 PM

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Hi, anybody tried Bank Mualamat 0% BT?
Can share the experience?

1) How many days processing?
2) And what's their repayment style? Fixed repayment amount over 6 month in your statement (like Public Bank) or reducing balance style (like UOB)?

Thanks in advance

https://www.muamalat.com.my/promotion/balance-transfer-plan/
awys
post Sep 5 2025, 09:50 AM

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QUOTE(ahpei @ Sep 4 2025, 03:55 PM)
Hi, anybody tried Bank Mualamat 0% BT?
Can share the experience?

1) How many days processing?
2) And what's their repayment style? Fixed repayment amount over 6 month in your statement (like Public Bank) or reducing balance style (like UOB)?

Thanks in advance

https://www.muamalat.com.my/promotion/balance-transfer-plan/
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Need to manually fill in transfer balance form and send to the balance transfer email address. In the email have to specifically tell whether you want 6 months or 12 months 0% BT.

Officially it takes 5 working days to process, but when I did 2 months ago, I waited for whole month and they only proceed with my request after sending formal complaint.

Only able to do transfer from Visa and MC cards only, need at least statement balance of RM3K.

Its a fixed repayment amount
Chonloo13
post Sep 7 2025, 07:01 AM

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Anyone experience balance transfer rejected? credit limit available and the amount applied still within 80% of limit..im planning to apply 5 figure amount with long terms around 60 months..just to be sure
fruitie
post Sep 7 2025, 11:32 AM

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QUOTE(Chonloo13 @ Sep 7 2025, 07:01 AM)
Anyone experience balance transfer rejected? credit limit available and the amount applied still within 80% of limit..im planning to apply 5 figure amount with long terms around 60 months..just to be sure
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Which bank?
Chonloo13
post Sep 8 2025, 04:41 AM

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QUOTE(fruitie @ Sep 7 2025, 11:32 AM)
Which bank?
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Uob

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