Never jump in to conclusion as long as it is not official.
Cash backs considered as bonus and not what a bank must do.

For me, i don't care la.. just get credit card for convenience purposes , sometime get free gifts for new cards

i aint gonna be credit cards' slave.. 50x10 times.. why make ur life so difficult? just for RM100? seriously?

shadowmania any info on the latest update? Has it been postponed and if it yes, till when? Thanks

I dont mind working "hard" to save $$$.
We are going to spend anyway....why not fully utilize it and get some cash back while doing it.
Rm100 x 12 months....you do the maths (of course need to deduct the annual fees)

It is still something for current bad economies. But only petrol and mobile I aim for rm50 per transaction, groceries won't really do so

diff people diff preferences

for me.. even rm100 x 12 makes no difference.. why so care of rm1200 even they gave u annual fee for free?

i have so many cb credit cards from all banks.. every time i use them i just simply take one out and swipe it.. i wont make myself so stress and remember which cc to use.

just remember groceries for this card, petrol for that card, etc.. rest i don't even give a f on it..

if the bank want to remove, go ahead la.. its not like the bank gonna loss profit and neither do i will make a loss too..

so use ur cc like a boss , dont make the bank as ur boss

That's right, but mine are using it to make some free drinks and petrol, so yup, like you said, our preference matters

some ppl are actually 'addicted' to it

Lol. You shouldnt be here if that's the case.

dear bank boss,

if the CB benefit doesnt fit u properly, if the 100x12 make no different, if u just simple swipe the many card u have.

please leave.

Payuobonline using HLB Wise? Am trying to pay my electric bill but cannot find TNB under utilities? Virgin Wise Card

actually I know Aroma boss is loaded. that's why the 100x12 is not a big sum to be considered......unlike many peanuts da Kung chai here struggling to save every pennies they can.....

I also join the thrill to earn that rm100 every month but that rm100 didn't really help contribute much to me but if I waste it, I will feel heart pain too...free money who don't want...some more I got 2 wise cards...

EXACTLY MY SENTIMENTS ........ free money is always fun, a bit stressful to strategise the spending BUT I don't mind. Have 2 cards also.

If the money isn't important to you, Tuan Aroma, you can always be Robin Hood, gain from the rich (HLB) and donate to the poor , good karma.

Rich fag spotted. 100 a month means they get to enjoy good food once a month from their tight budget or 2 week's petrol consumption. If 100 a month means nothing to you, you shouldnt go for cb cards. You should not even use cc. You should use cash.

Shouldn't be here at all , riling up people.

Eh, you are back again? Don't assume I don't know which accounts you had previously. Masuk balik this section then post this kind of nonsense? You know it so well the users here have to spend 10xarM 50, why did you still post this kind of things here? Don't try to stir things up here.

Wow, u know this person? Think he commented earlier credit limit of 200k is not a lot

There is nothing to debate or argue here. If you don't accept my POV, leave it.

If i said it out loud RM100 means nothing for me, it doesn't mean my statement apply for everyone which is why i said in my previous post, 'different people, different preferences' - If you guys can't comprehend it, i am speechless

I did also mentioned credit card is for convenience.

You may ignore my statement if you feel it doesn't suit your views.

Anyway , still i am going to say out loud, RM100 is nothing nowadays, it's just like RM10. You cannot buy many things with RM100.

After all, this is a public forum, we're all here allow to give comments as long as it isn't against the BOARD rules.

This post has been edited by aromachong: Apr 10 2016, 10:16 AM

Accuse me of dupes which links to my colleague laptop / IP / MAC

That does not matter as this is credit card discussion forum.

I am serious with my point of views. If you cannot accept serious POV, I may suggest to make it private forum.

Thanks!

Stop showing off your wealth. 100 bucks is nothing? This is a cc forum to let people discuss how to use the card efficiently. Your arrogance is not required here.