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Credit Cards Hong Leong Bank Wise Credit Card V7, 10% Cashback , Up to RM100 per month

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aromachong
post Apr 8 2016, 01:05 PM

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QUOTE(supersound @ Apr 8 2016, 12:24 PM)
Nope, banks will be happier if more people cancel their cash back cards. At least overall profit still can be maintained.
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Nope of what? you simply reply? mad.gif
ytan053
post Apr 8 2016, 01:57 PM

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QUOTE(supersound @ Apr 8 2016, 12:23 PM)
But Posonline still charge some fees, right?
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I have calculated that the fee comes out to be 2.12%. just like I have used PBVS to pay Aeon CC online, the net cash back is 4.01%. imagine with HLB 10%, the net cash back would be almost 8%!
Tigerr
post Apr 8 2016, 02:01 PM

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QUOTE(supersound @ Apr 8 2016, 12:24 PM)
Nope, banks will be happier if more people cancel their cash back cards. At least overall profit still can be maintained.
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I will be happier if they revise it...I finding excuses to cancel my cards....tired of recording the 10x transaction.
sj0217
post Apr 8 2016, 02:07 PM

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Anyone know what is the email address for HL Card Service/Customer Service ? Not found from HL Website

One of the HL staff has send me application form as I requested for additional card.

However, an email that I replies is invalid, no idea why unable to send through
psiloveu
post Apr 8 2016, 02:16 PM

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QUOTE(sj0217 @ Apr 8 2016, 02:07 PM)
Anyone know what is the email address for HL Card Service/Customer Service ? Not found from HL Website

One of the HL staff has send me application form as I requested for additional card.

However, an email that I replies is invalid, no idea why unable to send through
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I used this email address last year : DMTM1@hlbb.hongleong.com.my
SUSsupersound
post Apr 8 2016, 02:16 PM

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QUOTE(aromachong @ Apr 8 2016, 01:05 PM)
Nope of what? you simply reply?  mad.gif
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Nope of cancelling your card icon_idea.gif

QUOTE(ytan053 @ Apr 8 2016, 01:57 PM)
I have calculated that the fee comes out to be 2.12%. just like I have used PBVS to pay Aeon CC online, the net cash back is 4.01%. imagine with HLB 10%, the net cash back would be almost 8%!
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Emmmm, this card never gives 10% of cash back in the beginning.

QUOTE(Tigerr @ Apr 8 2016, 02:01 PM)
I will be happier if they revise it...I finding excuses to cancel my cards....tired of recording the 10x transaction.
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I fully agree with you on this, like last week when stock piling of Milos, I almost cannot claim free gifts, lucky they saw me buying 2 cartons only they agree to combine 2 receipts to get the mugs doh.gif

QUOTE(sj0217 @ Apr 8 2016, 02:07 PM)
Anyone know what is the email address for HL Card Service/Customer Service ? Not found from HL Website

One of the HL staff has send me application form as I requested for additional card.

However, an email that I replies is invalid, no idea why unable to send through
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On the HLB online portal you can compose e-mail to them.
sj0217
post Apr 8 2016, 02:26 PM

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QUOTE(psiloveu @ Apr 8 2016, 02:16 PM)
I used this email address last year : DMTM1@hlbb.hongleong.com.my
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QUOTE(supersound @ Apr 8 2016, 02:16 PM)
On the HLB online portal you can compose e-mail to them.
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Thanks for sharing.. smile.gif
Human Nature
post Apr 8 2016, 02:37 PM

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QUOTE(sj0217 @ Apr 8 2016, 02:07 PM)
Anyone know what is the email address for HL Card Service/Customer Service ? Not found from HL Website

One of the HL staff has send me application form as I requested for additional card.

However, an email that I replies is invalid, no idea why unable to send through
*
try this
hlonline@hlbb.hongleong.com.my
sj0217
post Apr 8 2016, 02:42 PM

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QUOTE(Human Nature @ Apr 8 2016, 02:37 PM)
try this
hlonline@hlbb.hongleong.com.my
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Okay, thank you! smile.gif
putra23
post Apr 8 2016, 04:28 PM

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QUOTE(cybpsych @ Apr 4 2016, 05:11 PM)
category rounding.

e.g. if your total Grocery spending is RM465, 10% is RM46.5, but HLB round it up to RM47 (no cents).
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QUOTE(fruitie @ Apr 4 2016, 05:12 PM)
Well, if the category ends with RM 5, you will have RM 1 cash back.
For e.g. RM 305, you will get RM 31 cash back because there is no decimal for HLB Wise.

I don't know to put into words, maybe you can see my Excel sheet and try to understand from there? If not, please post here again, me and others will explain further. smile.gif
user posted image
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QUOTE(supersound @ Apr 4 2016, 07:34 PM)

Cash back are given base on rounding up figures. Spend rm10 you get rm1 cash back, spend rm5 you get rm1 also.
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Thanks for the explanation. All these would not matter much if the latest rumors are true.
The worst thing is... I've just submitted application for Wise card!!! bangwall.gif
aromachong
post Apr 8 2016, 05:00 PM

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QUOTE(putra23 @ Apr 8 2016, 04:28 PM)
Thanks for the explanation. All these would not matter much if the latest rumors are true.
The worst thing is... I've just submitted application for Wise card!!!  bangwall.gif
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No harm to get this card as first AF is always waived

terminate it if you found out T&C has been changed before 2nd yrs
SUSsupersound
post Apr 8 2016, 06:34 PM

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QUOTE(putra23 @ Apr 8 2016, 04:28 PM)
Thanks for the explanation. All these would not matter much if the latest rumors are true.
The worst thing is... I've just submitted application for Wise card!!!  bangwall.gif
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You are too slow to enjoy the benefits mega_shok.gif
But I've been enjoying for the past 3 years, so not much issue, only a bit butt hurt as they charge AF this month yawn.gif
Still, don't jump in to any conclusion first and see what happen next.
Human Nature
post Apr 9 2016, 11:58 AM

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already the 9th and no news on the revision. let's see whether it is up tomorrow or monday for the 21 day notice.
MGM
post Apr 9 2016, 12:42 PM

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QUOTE(Human Nature @ Apr 9 2016, 11:58 AM)
already the 9th and no news on the revision. let's see whether it is up tomorrow or monday for the 21 day notice.
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Hope it is not-finalised, delayed, cancelled, postponed or false alarm?
Human Nature
post Apr 9 2016, 12:44 PM

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QUOTE(MGM @ Apr 9 2016, 12:42 PM)
Hope it is not-finalised, delayed, cancelled, postponed or false alarm?
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i think will be on monday.
victorywp
post Apr 9 2016, 01:38 PM

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QUOTE(Human Nature @ Apr 9 2016, 12:44 PM)
i think will be on monday.
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is this being positive or negative? laugh.gif
Human Nature
post Apr 9 2016, 01:40 PM

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QUOTE(victorywp @ Apr 9 2016, 01:38 PM)
is this being positive or negative? laugh.gif
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neutral biggrin.gif if they want to implement it by May, they better do it fast so that we all can re-strategize our spending.
ClarenceT
post Apr 9 2016, 02:50 PM

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Found at Cari Forum...
http://cforum1.cari.com.my/forum.php?mod=v...age%3D2&page=41


简单平凡人 发表于 7-4-2016 12:32 PM
Thank you for your message

Yes, there is changes of Wise Card categories. However, the Wise card implementation date is POSTPONED. It will not happen on 1 May 2016.

Thank you for banking with us. We look forward to serving you again.

Yours sincerely,

This post has been edited by ClarenceT: Apr 9 2016, 02:56 PM
tonytyk
post Apr 9 2016, 02:53 PM

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QUOTE(ClarenceT @ Apr 9 2016, 02:50 PM)
Found at Cari Forum...

简单平凡人 发表于 7-4-2016 12:32 PM
Thank you for your message

Yes, there is changes of Wise Card categories. However, the Wise card implementation date is POSTPONED. It will not happen on 1 May 2016.

Thank you for banking with us. We look forward to serving you again.
       
Yours sincerely,
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Someone from LYF raised the query there?
Human Nature
post Apr 9 2016, 03:05 PM

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LOL, so their spy lurks around and read the feedbacks

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