IMHO, 2CPremier is only worth it if you can earn enough points to exchange to air miles due to its best conversion rate and TP earning rate (though not as good as last time). Even with VI card, you get 2TP for every RM1 spent.

2 years worth of collecting points allowed me to fly business on cathay pacific by just paying RM 1k on taxes for 2 pax. Cash purchase value of the ticket is about RM 34k for 2 pax. Think of it as having a big treat once awhile.

Some people prefer monthly cash rebates. I prefer having being rewarded with big treats once awhile. 2 years of RM 50 - 100 cash rebates does not give the equivalent value as flying J class.

For those who want to optimize earning, i suggest to pair this card with either HLB Mach Signature or MBB Krisflyer Amex to take advantage of points earning from Utilities and Government. If you can get HLB VI or Alliance VI, all the better.

Just stay away from HSBC cards even though their advertised conversion rate looks good. They come with lots of T&C and limitation. I had a big headache trying to figure out when to use the card and when not to.

CIMB VI or World Mastercard while has good potential miles earning rate, the AF is too expensive and to get a waiver is a bi**h. Have to spend like RM 1Mil to get automatic waiver. There's also a limitation on the number of miles earned a year.

Sorry you need to rephrase your words, what is "pay my FD with my card"?

I am one of those that pledge FD to get the card, what is your exact problem? Pledging basically mean you tie your FD to the CC to compensate the difference of CL that the bank is willing to give you & the minimum CL required for the card.

how much u guys pledge for this card?

is it worth?...

I share the same sentiment as you Raist86. In just 1 year of using the 2CPremier, I was able to collect close to 1 Mio TP. It used to be alot easier before they imposed stupid restrictions. Having said that, MAS Enrich redemption is also getting ridiculous so you have to wait for their promotion to score some great deals on their business class seats. Nice way to give a treat to the family 
BTW I think you meant CIMB World Enrich because their World MAstercard is free for life.

Yea, my bad, it's the world enrich. both have ridiculous t&c.

Trick is to do the exchange to Enrich when they have 10% extra promotion, then redeem via one world redemption or one world multicarrier redemption. The problem is maybe restriction on seats by partner carrier or fresh call center staff who does not know how to do the redemption. I had to try several times to finally secure my seats.

I'm now putting my miles to Krisflyer considering that MBB still have the krisflyer card to earn miles at almost RM 1 = 1 mile.

Yea, my bad, it's the world enrich. both have ridiculous t&c.

Trick is to do the exchange to Enrich when they have 10% extra promotion, then redeem via one world redemption or one world multicarrier redemption. The problem is maybe restriction on seats by partner carrier or fresh call center staff who does not know how to do the redemption. I had to try several times to finally secure my seats.

I'm now putting my miles to Krisflyer considering that MBB still have the krisflyer card to earn miles at almost RM 1 = 1 mile.

i only use krisfler for transactions that don't qualify for x5 on 2CP amex (tnb, gov transactions etc).

Krisflyer earning is RM 2 = 1 mile for local spend. but if spend RM 60k> a year, there's a bonus of 1 additional mile for every RM spent. That amount is hit easily for me hence i factor in the bonus earning to become RM 1 = 1 Mile.

So far haven't done redemption on krisflyer. I'm using this card to capture all the miles  that would've otherwise gone to waste. Ideally if there's a card that can earn the same rate for Asiamiles, i'd have gone for it as CX has better redemption availability and lower tax charges. SQ tax charges can sometimes be eye watering. For example, the same destination i redeemed on CX J would've cost me RM 3.5k in taxes on SQ... But some forumers have found loopholes that cut the taxes which requires starting the flight from certain location (MNL etc).

Any idea if Krisflyer gives better value for their miles compared to Enrich? For eg. how many points required to fly KL-London on business class? Because Rm1 = 1 Mile is almost comparable to 2CPremier

Raist, are you being awarded miles for TNB and Gov Transactions (Assessment etc)? Been screwed twice by credit cards, once by 2CPremier when they changed their T&C and second time by HL VI which suddenly decided to give ZERO points for transactions through JomPay 

Best to read up the prior posts here and check the Krisflyer website yourself. There's more to an award redemption than how many points for a flight, including availability of award tickets, number of award seats per flight etc.

My experience trying out kf redemption has been negative....never could find confirmed seats to Australia....always wait list....

And for all of enrich 's flaws, there are almost always confirmed seats available in most sectors....

After March, no more miles awarded for TNB and GOV Transaction. I stopped using VI or Amex for these two transactions immediately and switched over to HL mach Signature. Mach Sig still earns points cos it's direct conversion of total spending to Enrich at end of statement. I did use some jompay on mach sig, and that time i still earn enrich miles. Stopped using Mach Sig as of August. Now using Krisflyer for these transactions and i can confirm that all spending on Krisflyer amex earns miles as it's direct conversion to miles.
You need to know which FF you wanna park your miles to before committing on the card. I've tried Enrich and i got fed up with the YO-YO customer service & marketing. There's no way to capture my spending on utilities & gov transactions for Asia Miles redemption. Hence the final and only way is to use MBB Krisflyer card. I'm doing this only because i have >RM10k a month on utilities and gov transactions.

This way I can accumulate both enrich and krisflyer 

My experience trying out kf redemption has been negative....never could find confirmed seats to Australia....always wait list....

And for all of enrich 's flaws, there are almost always confirmed seats available in most sectors....

I strongly advise against collecting more than one type of FF if you can help it. Krisflyer is a fine program to park all your miles under, especially if you can use it on other star alliance flights eg. Thai or ANA in this region.

Any idea if Krisflyer gives better value for their miles compared to Enrich? For eg. how many points required to fly KL-London on business class? Because Rm1 = 1 Mile is almost comparable to 2CPremier

Btw, just to chk with those who are familiar with *A, do they have something like OW multi carrier award? I didn't really understood this award system until recently and am knocking myself over it. With the same amount of miles, i could've redeemed a roundtrip flight WITH stopovers included.. it's like being able to visit 2-3 countries on one ticket... damm