u just use efd. use conventional, choose 1 year, interest credit to account and place the fd and confirm. then u check again u will see 3.4 percent rate with yellow color signal besides and u point it and u will know the rate entitled.

btw, referral gets the tv. depositor just gets the ipad, no?
so in calculation, depositor only have the normal rates + ipad. tv at most maybe sold and split half with the introducer?

can share more info? primary banking with cimb but services sucks big time. considering to hop to others.
how to get the toys you mentioned?

this BR is getting more and more attractive thanks to bbgoat boss who constantly promotes them.
my ocbc free trolley bag fd just matured, together with 3 other fd cert from elsewhere.
mine sharing your rm contact? maybe he/she can assist me to set up an account or advice me on best approach to go about it to maximise gifts and rates?
kamsiah.

free time very little supply many demand...v precious cant use on garage sales ok ok lets stop here abt this free gift topic shall we?

so far im ok wif cimb...polite but yes abit blur at times...which branch are u at? i believe new to bank straight away get a gold toy..as advertised. they send one almost every cny.

cimb screwed up my data.
my rm transfer location.
interim wise, replacement rm to service me.
then new rm reported for work but no handing over.
1 year + no rm servicing me.
one fine day i walk in to do fd, rm checked and found out in database no rm assigned to me.
when they finally re-assigned someone, also messed up big time on my transactions.
i got even more

hence now sourcing for new bank.

May I know if the written date on FD maturity (on FD slip) is 30th March, can I get to withdraw out on 30th March? or only on 31st I can do withdrawal?

What happen if 31st falls on Saturday (weekend)?

And also, do the banks charge penalty if I make withdrawal one day earlier than the maturity date?

Thanks for any valuable input.

thts sux bad... well dont take rhb. they took month(s) to assign me premier status. only when i withdrew everything did they make a move, i threw it back at them. ocbc svc is reli good..and im nt even premier with them haha.

ocbc services takes too long.
opening an fd causes me 45 minutes!!!

but i observed that ocbc generally have more prefer counters than others. more adequately staff.
but ocbc have limited branches.

do their rm travel to your doorstep? hehe.
missed their mobile mortgage sales staff in the latio last time.

Captain said maybank, uob are good. Unker goat said BR is good. Unker cklimm, Bonescythe any recommendation?

You can withdraw on 30th March.

Either you don't get interest or you get interest for that day. Depends on banks.

You won't get the full interest. Just half of the interest cause it's considered premature withdrawal.

This post has been edited by Ramjade: Mar 30 2016, 09:17 AM

I only promote BR when their rates are good or when they gave me good nego rates of 1 year 4.5% with attractive gifts !!

I also promote OCBC PB centre with lots of leng lui, SCB PB centre for sending me FD certs instead of waiting there for hrs, CB for its service though not for FD, UOB for giving me gold plated gifts, MBB at times for upfront interest, AmBank 4.6% interest last year, CIMB for higher rates of 4.35%, Affin Bank 4.6%, RHB, HL, PBB ............... Who said just BR ??

BR's Xclusive Club do not have RM assigned to you. Only in KL have more benefits. Anyway I am in Penang. But I do not depends on RM. Most of the times kept a distance and decline invitations for some functions as well.

CIMB even when I signed in again (dropped out as they wanted to charge fees if AUM drops few years ago) for PB last year, no gold toy. Send one almost every CNY, as u said ??

This post has been edited by bbgoat: Mar 30 2016, 09:55 AM

i just placed 10K is MBB for 3 months it is written 3.2%? I thought 1-6 month tenure should be 4.31% too? Pls pardon my knowledge, what does campaign rate different compared to campaign effective rate?


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yawor btw me and my dad we got a couple aledi...but my dad has dropped out coz of aum.

This post has been edited by HarpArtist: Mar 30 2016, 10:02 AM

Wow ! One auntie here in this forum also said she received no gift. Just passport holder, cheque book holder something like that which I received few years ago as well for CIMB PB.

Thanks.. Hopefully it is still available until 31th..

Risk is for yourself only; but not for me..

unker boom, for a hnwi why bother with the risk? u have high blood pressue, take care!

If everybody is thinking like you, ebay close shop already.. You take care too..

unker:
every man for himself

take care of your heart!

I think can create a thread to discuss priority banking benefits

there is a thread but it's not very active.

can't blame it because there are not much benefits also being a PB.

i have the same question too..