yes

I call them to ask to waive my UOB one annual fee, but they said cannot...
How you do it?

UOB One card and UOB lady card come with annual fee?
My gf just applied agent said no annual fee. Anyone can confirm ?

no af maybe 1st year only.

their website stated got

i mean when they told you no af, it means for 1st year only because they will waive it for you.

Just applied Lady's Card and Vox Card... Shall see if they approve...

i'm definitely holding way too many credit cards.

Just want to clarify, cause some of the post in the beginning were rather confusing. Vox card 1 swipe per month is based on statement month correct?

Based on fruitie's explanation, i can understand that cash rebate follows calendar month.

yes

UOB Vox benefits page is a bit misleading.. I know from this forum that only online spending above RM50 is entitle for cashback, but in their website, it shown enjoy 5% cash rebate on all your online purchase. At first I thought they change their card feature, so I dig further on their tnc only saw the clause on with a minimum spending of RM50 in a single receipt/transaction.

Well, the rule is always read T&C.

nvm ady.. called them up.. when receive card dont activate can ady.. call them and ask to cancel

so i was considering on credit card and didnt choose UOB cause their benefits okay only and no annual fee waiver.. probably first year only bla bla...

however my company decided that we might go for UOB employee program.. benefits in the spoiler below.

So now the question
1) is itworth it to sign up a cc with UOB just because my company has the progam for employees? cc will have annual fee waiver and 10,000 unitrm points?

2) what do u think about the employee program in general and how good is this program compared to usual banking accounts, fd rates and overall benefits?



This post has been edited by omgimahero: Apr 5 2016, 04:57 PM

take the program la.. if u don't take, u get nothing

Hi guys, how can I check the conversion rate of UOB CC if I purchased online that checkout in USD. I wanted to know how much UOB will charge me after conversion in USD to Myr

haha, confirm taking the program.. but now that my af is waived, worth it to apply for uob card now?

no special trick, i just called as usual and said " can you waive this AF for me?", the operator then said will send the request for approval.

maybe i dont have any late payment record for past 5 years so they granted me waiver.

I can say most of the people here don't owe them a single cent and no late payment as well.

Oh well, I don't have UOB One because I don't like to beg for waiver and the card is not useful for me.

i did call them and i have no late payment, i use uob one for more than 3 year, and they charge me on the third year for AF.
Going to cancel soon as the next AF is coming soon.

Got my VOX card today and managed to swipe GemFive for a note 3