POSOnline FAQ said payment are FOC.
Which payment will incur the 2% charge?

From POS Online FAQ:
5. How much does it cost to pay bills via PosOnline?
It's free!!!

I use VOX mainly for bill payment

done, thanks.

3.3% actually.

Not sure why the FAQ states that but in actual fact, PosOnline does charge 2%.

Thanks for confirming. Still waiting my CB posted

The FAQ is only applicable if u r paying with online banking.. Payment via credit card is chargeable.. (The charges is called convenient fee)

This post has been edited by mamamia: Mar 28 2016, 07:47 AM

If I borrow 13000, and I return 13518.70 after one year, then this is 3.99% PA.
But I need to return the money every month. Make it simple, 13000/12 = 1083.34. The first month I borrow 13000, after I pay 13518.70, then the second month I only borrow 11916.66.
Just like car loan compare to housing loan. 3.99% for housing loan is cheap, but 3.99% for car loan is very high.

5% rebate for Feb not in yet but got the RM10.36 CAMPAIGN CASH CREDIT
any idea what is this? I remember I only sign up for the 8% paypal promotion.
but 8% for RM465.47 is around RM37, so might not be the one.

My transaction below:

Transact Date	Posting Date	Description	Amount(RM)
23 / Feb / 2016	25 / Feb / 2016	POS MALAYSIA-ONLINE KUALA LUMPUR MY	51.06
02 / Mar / 2016	02 / Mar / 2016	SYARIKAT BEKALAN AIR SELAKUALA LUMPUR MY	76.35
02 / Mar / 2016	02 / Mar / 2016	SYARIKAT BEKALAN AIR SELAKUALA LUMPUR MY	76.35
01 / Mar / 2016	03 / Mar / 2016	TMONLINE(EC) KUALA LUMPUR MY	282.00
05 / Mar / 2016	07 / Mar / 2016	PAYPAL *LAZADA 4029357733 SG	465.47
03 / Mar / 2016	08 / Mar / 2016	ALI*www.taobao.com HANGZHOU CN	156.22

This post has been edited by edwardccg: Mar 28 2016, 10:55 AM

Campaign cash credit is the monthly 5% cash back lo.
Also, why did you include your March transactions into the calculation?
You should dig out all your Feb transactions la. This statement only has one on 23rd Feb, how about from 1st to 22nd Feb, any other transactions?

This post has been edited by fruitie: Mar 28 2016, 11:08 AM

well, I just received my card around Feb 20, this is all the transaction i have
RM10.36 while my Feb only RM51.06 on posonline?

This post has been edited by edwardccg: Mar 28 2016, 11:16 AM

Then, you will need to find out with CS, how was it calculated. Well, if you said you only had one transaction in Feb, then clearly you got more but bank is not stupid too. There must be something somewhere.

but i thought 5% cashback end of the month..how come so early..

also got mine, rm14.55 only..later check..btw, this for feb right?

Sometimes it is early, sometimes it is late.
I expect it to be early these days because I made a nasty complaint to BNM and copied UOB.
There are two Managers from UOB contacted me via call and email to fix this up. They promised this will be taken care and will be improved.

Yes, for Feb transactions.

in this case, then better keep quite

btw, 5% rebate desc is CAMPAIGN CASH CREDIT, what about 0.3% desc? also the same name?
it will need to accumulate >=RM5 then only they credit in, right?

by feb means, 1 - end of feb right?

or follow statement date transactions?

0.3% cash back will only appear together in your statement. It will be shown as "cash rebate".
Yeah, that was mentioned in the T&C but I did receive even if it is below RM 5.
Please bear in mind, the 0.3% is based on your last statement's transactions. So you could only see it in your second statement.


Yes. First to the last day of the month.
If you check out your statement, UOB has no posting date, all is transaction dates.
Posting date only shows in unbilled transactions.

that makes sense then..coz got my card mid feb...

but still need to further check later..

when the actual campaign like the 20% last time, how it will be display as ? also the same description?

btw, if you want to check posting date, can check via
Banking & Account >Account Summary> Credit Card > Select your CC >
>Account Statement Enquiry > Select any period (Current statement /Last statement / custom period) > Submit

posting is needed for checking foreign transaction rate.

Not sure because I don't participate in any other campaign.

Hi everyone, I am new to the UOB VOX card, as I always shop online, so I thought it'll be a good card for me.
But I'm so confused by the 5% cash back thing. So far I only used this card for one month, from 23 Feb till now. The statement is billed from 23 till 02 Mar.
I spent RM1001.99 online, but then today, I got a CAMPAIGN CASH CREDIT, which is RM36.41, I don't know how can I get this amount counted out. I tried every way, RM1k isn't suppose already entitle the full RM50 cash back per month? @__@"

More details:

- 23 Feb RM130.63
- 25 Feb RM90.50
- 28 Feb RM306.72
- 29 Feb RM275.48
- 01 Mar RM69.66
- 02 Mar RM129
TOTAL - RM1001.99
- 28 Mar Campaign Cash Credit RM36.41??

Unbilled
- RM185


This post has been edited by iszac: Mar 28 2016, 12:48 PM