QUOTE(axyviman @ Apr 24 2023, 06:03 AM)
Don't bother. What is inside there is public FREE INFORMATION
People just MILK you multiple times if you subscribe
You want to be a COW? Let people milk you once with subscription the continue MILKING you
Want to be MOOO MOOO COW then pay laahhhh
FREE IS THE BEST
One of the first KEY card to have is AMEX 2 PREMIER
You can check Maybank 2 Cards Premier thread
I have shared minimum requirement if can't meet income there and the ways to use it to generate LOADS of Miles
At 2.39% service charge using impact - 3.48 sen a mile for KrisFlyer
I also shared BETTER METHOD than what paying 997 RM to be MILKED. Use TnG PINS from LAZADA to get 1500 RM free miles every TNG Wallet
SECOND Card to Have is CIMB TRAVEL WORLD ELITE
CIMB TWE
Actually in 2023 it is better than SIA KRISFLYER
How? Wait I will share the method in CIMB Credit Card Thread later
Many thanks for sharing.
I have not used Krisflyer as flights could not always be confirmed in real time previously - there were waiting lists. Not sure if things have changed?
For Enrich, officially, 1 Enrich mile is worth RM 0.0417 (attached a print-screen when I redeemed one-way LHR-KUL business class seat few months ago).
If a customer transfers RM 10k from CIMB WTE to SSPN via the Favepay-IIMMPACT route, they will earn 10,000 Enrich miles officially worth RM 417. The cost will be 2.39% (plus RM 1 per deposit to SSPN) at about RM 239, such that the net gain is RM 178 (1.78% gain based on official Enrich value - provided that the miles do not get devalued).
Alternatively, the CIMB WTE Reward Points RM 10k x 10 = 100k points) can be converted to cashback worth RM 250. (400 points = RM 1). So the net gain is only RM 11 = 0.11% (based on official CIMB cashback rate).
The summary
1 Enrich mile worth RM 0.0417
CIMB WTE offers 2.5% cashback for each RM 1 spend (formal rate)
Routing RM 10k from CIMB WTE to SSPN via Favepay-IIMMPACT route
Net 1.78% gain (official Enrich value)
Net 0.11% (official CIMB WTE cashback value)
But then this is all free reward. SSPN is also running a lucky draw promotion. One lucky winner will win RM 150k grand prize at the end of the year.
The CIMB Rewards are best redeemed via flights rather than official cashback.
This post has been edited by jerantut2011: Apr 24 2023, 04:36 PM Attached thumbnail(s)