Many thanks for sharing.

I have not used Krisflyer as flights could not always be confirmed in real time previously - there were waiting lists. Not sure if things have changed?

For Enrich, officially, 1 Enrich mile is worth RM 0.0417 (attached a print-screen when I redeemed one-way LHR-KUL business class seat few months ago).

If a customer transfers RM 10k from CIMB WTE to SSPN via the Favepay-IIMMPACT route, they will earn 10,000 Enrich miles officially worth RM 417. The cost will be 2.39% (plus RM 1 per deposit to SSPN) at about RM 239, such that the net gain is RM 178 (1.78% gain based on official Enrich value - provided that the miles do not get devalued).

Alternatively, the CIMB WTE Reward Points RM 10k x 10 = 100k points) can be converted to cashback worth RM 250. (400 points = RM 1). So the net gain is only RM 11 = 0.11% (based on official CIMB cashback rate).

The summary

1 Enrich mile worth RM 0.0417
CIMB WTE offers 2.5% cashback for each RM 1 spend (formal rate)

Routing RM 10k from CIMB WTE to SSPN via Favepay-IIMMPACT route
Net 1.78% gain (official Enrich value)
Net 0.11% (official CIMB WTE cashback value)

But then this is all free reward. SSPN is also running a lucky draw promotion. One lucky winner will win RM 150k grand prize at the end of the year.
The CIMB Rewards are best redeemed via flights rather than official cashback.

Hi All the masters here,

I read through alot master here, but I don't know what is SSPN, Favepay and etc, I just swipe for purchase and other payment 

Last week actually I called CIMB to cancel their CIMB Travel Platinum Card, I told them that this card not as good as my M2P. And I ask what kind of card can upgrade for airmiles purpose. Today, I received an upgraded card of CIMB WTE.

By the way, cut it short. Do this card better than M2P? The annual fees is much more than M2P and the minimum to waive the annual fees also very high. Just wondering whether I should cancel it and continue my M2P or vice versa? 

Your valuable feedback is much appreciated! Have a great day 

There is a flight club in klia2 now. I think it is the best lounge so far. Can take two meal , two drink and one dessert that I shown below with a card . Nice food and less people here.

Actually if anyone have premier banking access and wanted an all rounder cards normal usage for KF.. HSBC Premier World Master Card seems not a bad choice.

10x overseas
8x Paywave
5x ewallet,online,grocery
1x others

15k for enrich or KF

If local spend half half between paywave and ewallet; we take 8+5/2 = as 6.5 points per rm1. Rm2.3 per miles

That is for lazy user like me who don’t want manage too many cards..

Correct me if I’m calculating it wrongly..

But overseas, just use UOB PME

Can redeem oneworld and some partner airlines

Need to call enrich