https://www.hlb.com.my/content/dam/hlb/my/d...card-tnc-en.pdf

so far not seen in the exclusion list...

The differences are as follow
1. Income requirement CIMB 250k vs MBB 100k

2. Annual fee CIMB RM1,215.09 vs MBB RM800

3. AF waiver CIMB 250k vs 80k

4. Points CIMB now 10x point on every ringgit spend vs MBB 5x points on AR (VI 2x point, MUVI 5x if MU win a EPL game)

5. Conversion rate to miles CIMB 10,000BP to 1,000 miles vs MBB 7,000 TP to 1,000 miles
CIMB RM1=1miles vs MBB RM1.40=1miles (CIMB promo 10x point until 31 Dec 2023)

As of today CIMB TWE is clear winner for miles (Enrich) conversion...

This post has been edited by confusedway: May 18 2023, 04:28 PM

So far information i can get online - KF
AmBank VI - 2.50/miles (overseas)
MBB MUVI - 1.40/miles (overseas, grocery, MU win EPL match)
MBB 2 Plat - 2.80/miles (weekday)
MBB KF Plat - 2.50/miles
MBB KF Plat - 1.00/miles (SIA, Scoot, KrisShop)
MBB KF Plat - 2.00/miles (Online, overseas)
UOB VI - 1.80/miles (dining - min 1k/month)
UOB VI - 1.13/miles (overseas)
UOB PME - 0.90/miles (overseas)
UOB Lady - 1.50/miles (fashion - with limit)
RHB PVI - 1.00/miles (overseas)
RHB PVI - 2.67/miles (Hotel, Duty free, Dining, Online)
RHB VI - 2.00/miles (overseas)

i'm not sure i missed something, cause only looking at 3.00/miles and below...

em... i'm looking at KF, so i dont see there is KF for alliance bank...

https://www.alliancebank.com.my/Rewards

Important notes
1Terms & Conditions for HSBC Premier World Mastercard Credit Card ProgrammeTerms & Conditions for HSBC Premier World Mastercard Credit Card Programme This link will open in a new window. Effective 14 November 2022. 1x Reward Points will be awarded for every RM1.00 Eligible Spend transaction charged and posted to your HSBC Premier World Mastercard Credit Card and there is no capping on the 1x Reward Points. Additional Reward Points ("ARP") subject to capping are awarded for the following categories of spend: Contactless Purchases, Groceries, Online Shopping and Overseas Spend. Additional Reward Points Cap per month is as follows: 8,000 ARP for Contactless Purchases, 4,000 ARP for Groceries, 4,000 ARP for Online Purchases and 15,000 ARP for Overseas Spend. Additional Reward Points for Online Purchases are awarded only on transactions made in Malaysian Ringgit via internet from Participating Merchants: Lazada, Fave, Grab, Shopee and Zalora. Additional Reward Points for Overseas Spend are awarded on spend that is posted to your HSBC Premier World Mastercard Credit Card account for face-to-face transactions made in foreign currency outside Malaysia. The terms used herein are as defined in the Programme Terms and Conditions.

Got limit bro...

i think he got messed up la...

HSBC Premier World Reward is 15k to 1k Enrich... (https://sp.hsbc.com.my/rewardspremier/)


wehreby HSBC Premier Travel is 20k to 10k Krisflyer... (https://sp.hsbc.com.my/rewardspremiertravel/)
but this is rm4=1airmiles (HSBC miles) then 20k airmiles to 10k KF, which is equal to Rm8/kf...

if u dont want to use card A,B,C,D,E end up dont know which card to use mai focus on only 1 card that can redeem KF (MBB MUVI/MBB Merc/UOB VI), MAS Enrich (Alliance VI), Emirates (HLB Emirates) lor...