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Loyalty Cards Frequent Flyer and Traveler Loyalty Card, Air Miles and Hotel Discussion

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Super2047
post May 19 2023, 06:07 PM

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QUOTE(confusedway @ May 18 2023, 04:27 PM)
The differences are as follow
1. Income requirement CIMB 250k vs MBB 100k

2. Annual fee CIMB RM1,215.09 vs MBB RM800

3. AF waiver CIMB 250k vs 80k

4. Points CIMB now 10x point on every ringgit spend vs MBB 5x points on AR (VI 2x point, MUVI 5x if MU win a EPL game)

5. Conversion rate to miles CIMB 10,000BP to 1,000 miles vs MBB 7,000 TP to 1,000 miles
CIMB RM1=1miles vs MBB RM1.40=1miles (CIMB promo 10x point until 31 Dec 2023)

As of today CIMB TWE is clear winner for miles (Enrich) conversion...
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Hi, mind to share how to get the 5x if MU win a EPL? It's the day after MU win a EPL match or the day before?
Haloperidol
post May 19 2023, 06:13 PM

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Actually if you really eligible for CIMB TWE ... for sure you have some ways to ... generate the spending.
specially for those who are into "purchasing" part.

Doesn't worth to get milked by some "sifu" that wanna sell you at 4 digit + milk you via INMPACT

This post has been edited by Haloperidol: May 19 2023, 06:14 PM
knwong
post May 19 2023, 07:28 PM

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QUOTE(Super2047 @ May 19 2023, 06:07 PM)
Hi, mind to share how to get the 5x if MU win a EPL? It's the day after MU win a EPL match or the day before?
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No loophole if ever think of it. 5x on the same day they win. Usually match is after our midnight
Super2047
post May 19 2023, 07:42 PM

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QUOTE(knwong @ May 19 2023, 07:28 PM)
No loophole if ever think of it. 5x on the same day they win. Usually match is after our midnight
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Say if the game ended Malaysia time 11.30pm Saturday, so the spending throughout that entire Saturday got 5x?
knwong
post May 19 2023, 08:27 PM

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QUOTE(Super2047 @ May 19 2023, 07:42 PM)
Say if the game ended Malaysia time 11.30pm Saturday, so the spending throughout that entire Saturday got 5x?
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Yes
diversity
post May 20 2023, 12:13 AM

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Guys,

Recently one of my colleague told me he managed to redeem business class flight for him, his wife and child to go NZ. He said he only accumulated the points for a year or two. I asked how he did it because he's not a heavy spender or frequent flyer.

He replied that he could abuse the system by fabricating spending (such as the TNG reload in the past, he said he uses many apps). Just out of curiosity, does it make sense?

Sorry for potentially a very dumb question, but I'm a noob in this field. He said his business flight would've cost MYR80k for each person.
knwong
post May 20 2023, 12:26 AM

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QUOTE(diversity @ May 20 2023, 12:13 AM)
Guys,

Recently one of my colleague told me he managed to redeem business class flight for him, his wife and child to go NZ. He said he only accumulated the points for a year or two. I asked how he did it because he's not a heavy spender or frequent flyer.

He replied that he could abuse the system by fabricating spending (such as the TNG reload in the past, he said he uses many apps). Just out of curiosity, does it make sense?

Sorry for potentially a very dumb question, but I'm a noob in this field. He said his business flight would've cost MYR80k for each person.
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It’s known as manufactured spending. Not entirely free. Got to plan the right strategy and time to do all this. You need to weigh the risk

RM80k per pax I think your friend boasting there. Just go check airline website you’ll know
Ramjade
post May 20 2023, 05:54 AM

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QUOTE(diversity @ May 20 2023, 12:13 AM)
Guys,

Recently one of my colleague told me he managed to redeem business class flight for him, his wife and child to go NZ. He said he only accumulated the points for a year or two. I asked how he did it because he's not a heavy spender or frequent flyer.

He replied that he could abuse the system by fabricating spending (such as the TNG reload in the past, he said he uses many apps). Just out of curiosity, does it make sense?

Sorry for potentially a very dumb question, but I'm a noob in this field. He said his business flight would've cost MYR80k for each person.
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Yes. But not sure if it's still valid today as many ewallet have restricted topup by cards to around RM1K/account.

That why ewallet was banned by Malaysian banks because of this. Basically reload into ewallet withdraw the money out. Rinse and repeat for each family members and each ewallet. On top of that likely your friend use one card for one whole household spending.

This post has been edited by Ramjade: May 20 2023, 05:56 AM
Haloperidol
post May 20 2023, 08:36 AM

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MYR 80k lol

more like MYR 8k i guess ?
I checked MAS , the most expensive and next flight is 8k per trip.
Buyalotforgaming
post May 23 2023, 12:33 PM

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QUOTE(knwong @ May 19 2023, 08:27 PM)
Yes
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You mean Sunday and not Saturday right? Otherwise we only have 30 mins to earn 5x?
stormkiller
post May 31 2023, 08:10 PM

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QUOTE(Buyalotforgaming @ May 23 2023, 12:33 PM)
You mean Sunday and not Saturday right? Otherwise we only have 30 mins to earn 5x?
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Saturday. Basically you have to spend first and pray hard for MU to win the match later. Unless you want to earn x5 firmly then yes you have only 30mins to do the spending after the match

axyviman P
post Jun 15 2023, 07:03 PM

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Bad news for those who doesn't have CIMB TWE and depends on HLB SUTERA to churn TnG and other eWALLETs:

HLB Sutera devaluation from 1 July

Instead of 12 000 rewards point, you will need to fork out 24 000 points to get 1 000 EM

SUMMARY: Redeem everything before 1 July

FinalHistory
post Jun 28 2023, 11:56 PM

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QUOTE(axyviman @ Jun 15 2023, 07:03 PM)
Bad news for those who doesn't have CIMB TWE and depends on HLB SUTERA to churn TnG and other eWALLETs:

HLB Sutera devaluation from 1 July

Instead of 12 000 rewards point, you will need to fork out 24 000 points to get 1 000 EM

SUMMARY: Redeem everything before 1 July
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My apology, but I would like to know the current best card for miles still M2Premier? Thank you
coolguy99
post Jun 29 2023, 08:44 AM

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QUOTE(FinalHistory @ Jun 28 2023, 11:56 PM)
My apology, but I would like to know the current best card for miles still M2Premier? Thank you
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It is CIMB TWE at the moment.
IntensiveBytes
post Jun 29 2023, 06:02 PM

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QUOTE(coolguy99 @ Jun 29 2023, 08:44 AM)
It is CIMB TWE at the moment.
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Only until end of the year while the 10x bonus points still remain, right?
coolguy99
post Jun 30 2023, 07:06 AM

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QUOTE(IntensiveBytes @ Jun 29 2023, 06:02 PM)
Only until end of the year while the 10x bonus points still remain, right?
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Yes still 6 months down the road. Sufficient time to earn all the bonus points.
FinalHistory
post Jun 30 2023, 09:01 AM

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QUOTE(coolguy99 @ Jun 30 2023, 07:06 AM)
Yes still 6 months down the road. Sufficient time to earn all the bonus points.
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Sadly I am not eligible for it sad.gif
IntensiveBytes
post Jun 30 2023, 01:34 PM

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QUOTE(coolguy99 @ Jun 30 2023, 07:06 AM)
Yes still 6 months down the road. Sufficient time to earn all the bonus points.
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True. I've decided to put in my application for it. Will see how I decide to churn points between this and my Amex Plat. The downside to this is no Krisflyer but KF has been so hard to redeem anything lately, I might be better off stashing some points elsewhere anyway. Maybe can utilize some of the FFPs that we didn't have a chance to try with MBB cards.
ah_Keng
post Jul 1 2023, 03:42 PM

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Guys, want to check, what is the best way to apply cimb twe? Their homepage or ringgitplus?
I mainly want to use for year end trip ticket + oversea spend
Can apply now then cancel before due 12 months, then no need pay annual fee right?
shirleywst19
post Jul 1 2023, 05:25 PM

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QUOTE(ah_Keng @ Jul 1 2023, 03:42 PM)
Guys, want to check, what is the best way to apply cimb twe? Their homepage or ringgitplus?
I mainly want to use for year end trip ticket + oversea spend
Can apply now then cancel before due 12 months, then no need  pay annual fee right?
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annual fees charges upon activate

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