the thing is that FSM actually thinks there is growth potental for China still, thats y I stayed. but avday just keep going down

Or maybe not. Seem to have trouble ... page constantly loading and not getting anywhere

I like Eastspring because:

I) No switching fee between funds.

II) Some good funds they have such as small-cap, bond fund, MyFocus & Global Leader Fund.

III) Service level is very good.

Xuzen

Would you recommend to invest more on it or just normal investment would do? (assuming the large amount of money does not hurt the savings/bank)

To help you recap our LYN-FSM thread tok-kok™ session:

I) Wrt Titan: OK lar. Can keep. But don't expect it to shoot up like it did one year ago.

II) Ponzi 2.0: Can still keep but underweigh it. I am reducing from 33% to 25%.

III) Big Cap China: Wah Lau! Still keep meh? I got out of China specific fund since Q3Yr2015 already.

IV) Aberdeen Islamic.... you did not listen to Pinky meh? He curse and curse this fund like there is no tomorrow.

Xuzen

For me:

I) I keep six mths of my take home salary in CASA and in Money Market account.

II) The rest invest. I never do lump sum, I always do RSP.

III) No point keeping cash in CASA or FD where the ROI < Inflation rate.

Xuzen

This post has been edited by xuzen: Mar 1 2016, 03:05 PM

So assuming I dump Big Cap and Aberdeen, what good choices are out there? Besides Malaysia

IMO. usually I do not dump when I'm making a loss. Think twice, are you sure your new purchase gonna be huat and cover your losses as now?

I still holding up on and need it as part of allocation of my China fund holding, but about half of your % weighting.

What you guys think of my portfolio? any changes needed?

Currently still +ve although bought mid 2015 but mainly due to RHB Islamic bond fund



This post has been edited by brotan: Mar 1 2016, 04:49 PM

When are they going to announce the dividend?

i thought sifu here said for UT dividend is not important

Ya...but already been 1 year from the last dividend, just crossed my mind only

Looking at factsheet :

26 Feb 2015
28 May 2014
31 Dec 2012

Those were the last 3, not sure when the next one is ..

Dividend is irrelevant in variable UT

my uneducated guess is...to many funds with < 5% allocations that are Overlapping.
(even though some of the funds may have an ROI of 30% for that year...it will have not much impact to your portfolio ROI)
your main portfolio performance contribution are from KGF and RHB Islamic bond....
any movement of this will have major impact to your portfolio ROI.
both are focusing mainly on Malaysia....
if you are happy with that...ok lor....

I don't really look at location. More towards past 5 years performance

If there are any suggestions for improvement, very much welcome

oic
most would advise to go for a diversified portfolio, do not invest by rear view investing methods, positions your portfolio to capture the stronger upswing % potential, etc, etc.
but, in the end of the day.....it is all up to individual.
the good news is that you got a positive return currently while most are not.


This post has been edited by T231H: Mar 1 2016, 07:59 PM

Hello sifu Xuzen,

I m looking at fixed income funds, which one you think I should go for

a) Eastspring Investments Bond Fund Return : 11.96% (1 yr)

b) RHB Islamic Bond Fund (Return : 7.52%)

c) AMB Income Trust Fund (Return : 6.31%)

any insights to share?

If your reason to choose fixed income funds is more towards wealth preservation, I suggest to choose the one which is the least volatile

deleted

This post has been edited by prince_mk98: Mar 1 2016, 08:44 PM