Hi everyone , currently I'm using cimb cash rebate master card, my credit limit is 6000

Cimb bank offer me a petronas platinum master card now, and the combined limit is 6000.
To get 7% cash rebate, I should spend with statement balance of rm3000 and above, FYI I am having 0% installment with telco company and my credit limit is less than 2k now.

My question is, should I activate this card or cancel the card? Since they offer me a card without giving me extra credit limit, and I can't enjoy the privileges and benefits of the card, what should I do? Because every year I got to pay the government tax rm50 for the new card right?

If I don't want the card, I need to call to bank and cancel? Or just ignore the card?

This post has been edited by imyschong: May 15 2016, 11:47 PM

Thanks