Using this card oversea got extra charges?
Credit Cards CIMB Bank Credit Cards v4
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 Mar 19 2016, 11:18 AM
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#1
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Senior Member
1,149 posts Joined: Feb 2009  
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Apr 4 2016, 07:03 PM
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#2
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Senior Member
1,149 posts Joined: Feb 2009
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QUOTE(saitong09 @ Apr 4 2016, 03:18 PM) Last month I used paywave credit card at McD MV, didn't ask for pin Less than rm250 no need pin no? |
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Apr 4 2016, 09:54 PM
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#3
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Senior Member
1,149 posts Joined: Feb 2009
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QUOTE(saitong09 @ Apr 4 2016, 08:00 PM) The new system require pin no matter how much you swipe I just went to maybank to set the pin this afternoon, I read from the brochure, RM250 below no need pin, just not sure all bank is the same. |
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Apr 5 2016, 06:17 PM
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#4
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1,149 posts Joined: Feb 2009
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Anyone tried using cimb cash rebate Mastercard for spotify? Any rebate?
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May 18 2016, 10:35 AM
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#5
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Senior Member
1,149 posts Joined: Feb 2009
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did anyone got financial charge on their card because paying the amount after cash rebate deducted?
I normally clear my balance to Zero after cash rebate at month end but still getting charged every month. Message from CIMB: Good Day! Thank you for your secure message. Please be informed that we have waived the finance charges. The reversal will be posted on the next statement. We suggest that you do not deduct the cash rebate on your own before making payment. Kindly make the payment as per statement balance. Thank you for banking with CIMB Bank. |
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May 18 2016, 10:44 AM
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#6
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1,149 posts Joined: Feb 2009
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QUOTE(fruitie @ May 18 2016, 10:38 AM) Yes, CIMB charges for that. So do not deduct your cash back when you make payment. Just pay the statement balance as per your statement. that is weird, even I pay more that statement amount?  |
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May 18 2016, 10:49 AM
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#7
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Senior Member
1,149 posts Joined: Feb 2009
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QUOTE(fruitie @ May 18 2016, 10:47 AM)  They only want you to pay the exact amount of your statement balance.  Simple. QUOTE(xixo_12 @ May 18 2016, 10:47 AM) their system quite weird, to be safe just follow bank statement.. kns them... after that sure become negative value, u still can use as normal.. no need to pay more..   ok.. thanks for the advise...  |
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May 18 2016, 10:49 AM
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#8
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1,149 posts Joined: Feb 2009
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they should just remove the button for paying full amount then..
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May 19 2016, 11:27 AM
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#9
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Senior Member
1,149 posts Joined: Feb 2009
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QUOTE(syazone @ May 18 2016, 03:31 PM) happen to me once... i've call CS to waived that finance charge. The best part, i even got 10% cash rebate on interest. They waived the finance charge, but no reversal on 10% rebate given Happen to me last month.. I tot whats wrong so this month I pay full again and it happpened..Now you mentioned it, I notice that too~  something is wrong with their system lol |
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Jun 5 2016, 06:04 PM
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#10
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1,149 posts Joined: Feb 2009
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QUOTE(LaiN87 @ Jun 5 2016, 04:18 PM) Yeah I guess I will do that... But I didn't know before this... please do, I did the same.I guess I will complain to BNM to get my rebate for the past 1 year and pay statement amount from now on. |
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Jun 5 2016, 10:58 PM
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#11
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Senior Member
1,149 posts Joined: Feb 2009
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QUOTE(LaiN87 @ Jun 5 2016, 09:15 PM) Yeah I did, then they said "We don't have any statement info earlier than 6 months ago". 4. Full Amount (Statement - rebate)... for meI said I could see up to 1 year ago from CIMB clicks. They said sorry their system only 6 months. Thus, to BNM now. Unfortunately, it's more than that. About RM50-RM60 in total. And it's more of the principle of them cheating your money. If CIMB have this system issue, why they have 3 options for you to pay in CIMB clicks? 1. Minimum RM50 2. Statement amount 3. Outstanding amount (Statement - Rebates) Also my fault for not checking before... |
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