I was told bank charged them 2%-3% for using the cc terminal, if the item they sell very minimal margin and don't charge the 2% back to customer they'll lose money. I don't know it's true or not.

some merchant more ridiculous .. they charge customer like 6% telling them it's GST .. damn la this kind of shop

Go ahead and make a complaint.

I am sure you'll get an answer from BNM

they charge the 6% with total amount which is quite hard

i will ask them to make a seperate receipt with 6% charge for cc which i doubt they will

Err, meaning that the price of the item excludes GST?

If the price already includes GST, another 6% would means that they are double collecting?

My case was they charged the extra 2% into the CC, but the tax invoice's different.

yes already include GST yet they say if u use credit card we will charge 6% .. if u use cash to pay.. then u dont have to pay for 6% cc charge..

any idea whats this all about?

yes already include GST yet they say if u use credit card we will charge 6% .. if u use cash to pay.. then u dont have to pay for 6% cc charge..

any idea whats this all about?

Now only I know if transactions below RM 250 do not require PIN, not sure if it's applicable to all cards or just CIMB.
Hopefully can activate PIN for all amounts.

yes already include GST yet they say if u use credit card we will charge 6% .. if u use cash to pay.. then u dont have to pay for 6% cc charge..

any idea whats this all about?

if u really want to play, buy the same item using cash and credit card
submit evidence to bnm and bank

As explained by Fruitie.
This is a bit extreme.

Imagine u buy a 4K TV cash and another 4K TV via card.

Terus 20k gone just to get someone fined 10k

Depends on terminal rental agreement.

And honestly, most shop's margin is roughly 10~20% if not they won't be selling

Don't care whether they lose money or not, I don't see this practice being done in countries like HK, US and UK.

What you see is what you pay. No such BS as need to cough up extra.

it's contactless transactions below RM250
seems like a new standard - Wifi will be introduce to replace visa paywave, mastercard paypass or whatever they call it

I find it dangerous. Heck, RM 250 is a lot for me.

ot a bit... recently i check the lowest price for 4k su hd tv 80" is rm24k and 70" is rm18k but cash only. if pay by cc or instalments need to add 3%-5% charge. big difference.

Is it possible to get a credit card from OCBC by pledging FD nowadays? Thanks.

Anymore interesting cards from OCBC these days that worth FD pledge?

Well, for GE policyholder, the OCBC GE card is quite good especially when you combine it with the OCBC 360 Account.

Why don't you try to send via email? http://www.icbc.com.cn/ICBC/%e5%b9%bf%e5%9...6%92%ad_690_300

I just noticed it is giving free 2 years AF + RM 50 gift voucher if apply before 31st Jan, I think I can apply one as well.

Edit: I just submitted mine through its online banking since I already have an existing account. Easy peasy. Too bad I don't have 100k p.a. yet, so cannot apply for its Plat to enjoy PPL. I applied for ICBC UnionPay Dual Currency Credit Card Gold Card.

Let's see if my application will be approved. My first Union Pay credit card.

Ms. Fruitie gotten your PayUnion card already? How was it? Was it widely accepted in Malaysia?