Who cares about inactivity? You just contact the bank they will restore your account. Now the 7 years one is more Complicated. You need to run here and there. Contacting the bank will not solve your problem.

UOB still better ma at 4.40% for 12 months!

UOB 4,4% for 12 month still on ?
May I know the promotion period?

Those were days when banks offering 8% FD, while 7% FD would be frowned upon. I will say that 4.xx% is "healthy"

you're right lo ...

my parents don't trust online banking. Won't do FD without cert. 

don't know how to convince them.

Loan to deposit ratio generally goes up across recently which is widely reported in the news media, not something surprise situation.

FD grabbing won't last forever, that's why banks run promotion FD instead raise their board rate to attract fund.
As using promotion method, they can limit how much the want to grab fund through higher rate, and a lot of time, banks do state once reach x limit of deposit, the promotion ceased etc. which signalled that.

Also, due to new Basel III in the pipeline, some banks may need to get more long term deposit to meet the new banking standard.

Bro.. if you could read in Chinese.

Im also banana.

You can screenshot and print out your online account for them to view.

Not that serious as the headline...

Loan to deposit ratio for banks generally run at 80~90%, but recently the number breached 90%.

Both deposit and loan still growing, just the pace of deposit rising cannot match with loan growth.

Deposit growth recently is about 5%, while loan growth is about 9%.
So deposit cannot catch up the loan given out.

While Basel III requirement for banks means the treatment of accounting issue prompt banks to attract more deposit as well.
It was reported in the news before.

http://www.thestar.com.my/business/busines...sits/?style=biz

no use lo ...

they are worried that money might disappear without trace. Like no proof etc. 

so they usually go to branch for FD, which waste a lot of time and money.

I got FD expiring soon... now looking for places to park my money for 3 or 6 months.

no use lo ...

they are worried that money might disappear without trace. Like no proof etc. 

so they usually go to branch for FD, which waste a lot of time and money.

Time and effort only.

HLBB 4.5% for 6 months. Promotion till 31/01/16 only.

Can share more about the HLBB promotion? I couldn't search it from the website.

Can share more about the HLBB promotion? I couldn't search it from the website.

Can share more about the HLBB promotion? I couldn't search it from the website.

Latest from Citibank:

"Time Deposit interest rates will be revised wef 22 January 2016."

https://www.citibank.com.my/global_docs/pdf/Timedeposit.pdf

I believe they are the only bank,  who has the guts to do this

So low....