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 Fixed Deposit Rates In Malaysia V. No.11, Strictly for FD Discussion Only

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MUM
post Jan 3 2016, 11:31 PM

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QUOTE(debbieyss @ Jan 3 2016, 11:26 PM)
Can share more about the HLBB promotion? I couldn't search it from the website.
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try see in Post# 1
MUM
post Jan 22 2016, 02:14 PM

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QUOTE(cherroy @ Jan 22 2016, 02:08 PM)
Banks do not put higher promo FD due to keep their SRR ratio, irrelevant.
SRR just a money set aside by bank to BNM based whenever they received deposit.

It is about deposit pace is slower than loan given out, whereby it prompts banks to attract more deposit.
Without enough deposit taken, banks cannot make a loan to earn more profit.

A reduced SRR will ease the bank cost and injected more liquidity.
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hmm.gif will these lead to lower FD rate, since lower SRR will cause banks to have more liquidity?
MUM
post Feb 9 2016, 07:50 PM

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QUOTE(cantopop @ Feb 9 2016, 07:16 PM)
........... After discussion with several experts,  the best investment seems to be fixed deposit for the following reasons.
.........Any comments will be deeply appreciated as I am very new to the FD markets.
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hmm.gif you had already discussed with 'SEVERAL Experts' , yet you still want to seek comments here (from unknown forummers) ?? doh.gif
ask them to more ideas on how to go about it may be a better option. biggrin.gif

This post has been edited by MUM: Feb 9 2016, 07:52 PM

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