thanks for sharing.. how come ambank can have LDR > 100% in 2014 Q3?

Thanks for the info!

Seems like HLBB is giving the best rates as of now.

This post has been edited by TOMEI-R: Dec 30 2015, 11:22 PM

Relax la bro., its fortunate that you are not posting in K. It would make you hit the roof and get stroke.

Just dont feed the trolls.

what about HSBC's 5%?

You can only do it once and is for 3 months only. After that close account. If you intend to put that FD, put with the max RM30k. Don't bother with RM5k. Why bother with 5k when you can only place it once? Might as well max it out.

Didnt manage to go to CIMB before 31/12.

But I saw HLB offering 4.5% 6 mths with min 10k fund.
Any t&c beside fresh fund (I dont have their account)?

You can try CIMB eFD 4.3% for 1 year. No need to go to CIMB bank. Can be done via CIMBClicks

Have to ask the HLB. If they say no need account, then no need open. If need, ask for the one without atm card so you don't need to pay for the card.

I used to have their Hello Kitty card
But it charges me ATM fee yearly so I close account
Can I just open HLB FD for that 4.5% campaign?

Should be no problem. You can request for BSA. With BSA, you won't be charged anything as RM8+

thank for your
luckily the promo end next mth

That and the fact that there is a monthly charge of RM10 if you have less than RM30k in your account.

here's the website and full T&Cs for HLB Festive FD: 6-month @ 4.50% p.a.

HLB | T&Cs (EN) | T&Cs (BM) | T&Cs (CN)

Hahaha, sometimes have to act act like blowing up to release steam !

Some people disguise themselves but really are just trolls. That fellow really need to learn. Have been so many cases.

This post has been edited by bbgoat: Dec 31 2015, 08:44 AM

What is BSA? Basic saving account?

Recently I tried to open saving account with HLB but they do not give passbook for saving account anymore. They only give atm card and ask us to do everything online! Atm card of course comes with rm8/ year.

Yeah. Basuc savings account. According to bnm, all banks in malaysia have to offer bsa. Threaten hlb said you will lodge a complain with their HQ if they don't want to open bsa for you. With bsa, you can do online banking also.

Rubbish. I was in HLB last week and I saw many people holding new passbook (mine was old book). I went there and tutup account.

Tell them I want the bsa account without Rm8 charge. If you don't tell them, they won't open that for you as they won't get anything from you by giving you that type of SA.

This post has been edited by Ramjade: Dec 31 2015, 09:08 AM

Good info. Sounds like a good deal.

They never will. Trust me.

oh ya didnt notice that too..does that mean they tap on own capital to loan out ? or get from interbank fund to loan out ?

go hong leong open saving account, but branch manager insist cannot open without atm card T_T

why not..i just opened last week
tell them this is consumer right to choose, and use the magic word "BNM" if they dont allow still