Just got the email as well

Anyway, everything is looking good right now. Such frequent rebalancing, is it really a good thing?

By just judging from returns, MAPS is looking good. Not so sure about the managed portfolio in FSM MY though, the funds they picked are not my favorites. But I'll just let them do their job and observe for now. After all, the first rm10k don't have to pay management fee

Yeah, I thought FSM used to publish articles like this https://www.fundsupermart.com.my/main/resea...lio-Returns-566 saying frequent rebalancing may not be the best solution but somehow its happening again, makes me wonder are they anticipating any massive market fluctuations.

All in all, yes I am also very satisfied with MAPS returns thus far, I know you subscribed to FSM MY "MAPS" but too bad I don't have 10K MYR to join the fun with you

Since we paid for the rebalancing service, just let them do it as frequent as they deemed fit lor

I've been on hold with the live help for the past 15 minutes; I was asking about the rewards point for first time subscription of MAPS. In their website, they say one would earn 1,000 reward points for it. But so far I did not get the points. Maybe you should check too. But actually 1,000 rewards points is just worth SGD2, I'm just annoying like that I guess

That's weird. You subscribed for MAPS way earlier than me right, I already got my first-time MAPS investment reward as well as MAPS top-up rewards awhile back. Yeah the points can't really do much

The tier reward or discount on FSM SG is really little compared to FSM MY. There's very little motivation to actually maintain a large account with them even if I have more SGD (but the truth is I don't have la)

They should work on the tier bonus to make it more attractive given the amount of competition in the SG market

Anyone been transfer in from others Bank into Fundsupermart?
is the procedure difficult?

Currently holding 3 funds with DBS, planned to switch to Fundsupermart..

Was followed suggestion of DBS advisory 3 years ago, but now thinking manage it better.

Any comment on these this profolio (3 years)?
1. Threadneedle Lux - Developed Asia Growth and Income - 45%
2. First State Dividend Advantage 23%
3. Threadneedle (Lux) Dev Asia Grth and Inc ASC SGD 27%

all also given dividen

Dividend not important. Dividend give you x% the NAV also drop by x%.

Suggest you don't transfer. UT in banks does not incur platform fees of 0.4%p.a. Keep in FSM will incur that platform fees (which means you are losing small amount of money to FSM every quarter. As your investment value grow, you pay more)

What you can do is buy from FSM and transfer to DBS.

Wah, buy from FSM tranfer to DBS, saved 5%!
Clever.

I am thinking of selling of TN, very much fluctuating Funds...very headache saw the price changed.


sorry wrongly type:
Any comment on these this profolio (3 years)?
1. Threadneedle Lux - Developed Asia Growth and Income - 45%
2. First State Dividend Advantage 23%
3. First State Bridge SGD 27%

This post has been edited by fense: Jun 16 2017, 03:00 PM

5%? I thought DBS charge is 0.75%?

It's seems redundant all 3 funds. You need to know how to build your own portfolio. State bridge is basically a balanced fund. You can do it yourself by getting a bond/reit/infrastructure fund. Divide x% for equities, y% for fixed income.

Dividend Advantage is more of defensive. That was my first choice until I research more and found better fund. If you cannot tahan too much flacuation, go for lower volatility fund. Use FSM SG to search the funds.

It's very asian centric, in FSM SG you have lots of choices with the developed markets funds and emerging market funds as compared to malaysia
You should consider getting exposure in those segment. And your portfolio is also very equity centric, perhaps to consider some global bond

If you also invest in Msian unit trust, try to use the singapore portfolio to supplement the Msia one. For example a lot of ppl wanted healthcare exposure, there's global healthcare funds in FSM SG

Let's talk here. If talk there Off Topic, nanti people marah.

See this page. Follow the instructions
https://www.eunittrust.com.sg/ReadPage.aspx?id=16. Fill up
1)Account opening form
2) PDPA form
3) CKA Declaration (you don't need to take their test)

You can hand in all documents by hand (go to SG or by mail). I went in person (as I was going there to open my bank account too)

Keep in mind Phillip SG requires you to have a SG bank account before they let you open. I was able to bypass that but still need to give them my SG bank account or else they will cancel my account. FSM SG doesn't need you to have SG bank account.
https://secure.fundsupermart.com/fsm/account-opening/main

More info on how to open bank account in SGhttps://forum.lowyat.net/topic/1440794/all

FSM SG charges
0.1% per quarter platform fees on all funds. Which means even though you didn't topup, your fund continue to increase in value, so the next quarter platform fees will be higher than current charges even though both is 0.1%.

This post has been edited by Ramjade: Jun 22 2017, 05:27 PM

Let's talk here. There offtopic. I haven't buy yet. Too high to buy in. On my watch list.
- Fidelity Global tech EUR (TT EUR from malaysia to Phillip to buy) of course
- First State regional india
- Schroder Asian Growth fund (if got Schroder Asian Total return in SGD will buy that instead but only got USD)
- Parvest Japan small cap USD*
- First State Global Infrastructure (this is to replace asia pacific reits and act as pseudo bond)*
- United Asian HY Bond fund can get 10% p.a (recommended by Hansel)*

*optional

Still can get 10% p.a. going forward?
https://secure.fundsupermart.com/fsm/funds/...Y-Bond-Dist-SGD

the year to date performance kinda lacklustre ler

Not sure lei. But for 5 years record have been giving out 10%+. But from my obersavtion, it's more like amasia but not as bad as amasia.
That's why I prefer global infrastructure.

This post has been edited by Ramjade: Jun 22 2017, 06:50 PM

thank you thank you.. this really save me a lot of trouble...and time!

What?! You don't have a UT account in SG?
Btw, recommend you to go down there, visit any Phillip investor center and drop off the form there rather than post from here. If post from here, all documents need to be verified with commissioner of oath.

Thanks for the info! hmm maybe will open one in the future.

dasecret Both Smartly and Stashaway are open for business, you interested?

Thanks for the update. Will take a look at them

What about you? Are you trying them out?

There are actually 3 ETF investors you can choose. This might make your choosing easier.
https://www.turtleinvestor.net/robo-advisor...way-vs-smartly/