Been awhile so update with FSM Spore. Recent article they recommend below funds so anyone follow their selection after doing your own research?

Blackrock World Healthscience Fund <- For health science I prefer Alliance Berstein - International Health Care Portfolio A Acc in Endowus as 100 can buy in unlike FSM 3000 for initial

Blackrock World Energy Fund <- I buy same

JPMorgan Funds - Global Natural Resources Fund <- There are quite a few resources theme fund so I go for Blackrock World Mining A2 SGD-H and FTIF - Franklin Gold and Precious Metals A (acc) SGD

Fullerton Lux Funds – Asia Absolute Alpha Fund <- I buy same

JPMorgan Japan Equity Fund <- Never a big fan of Japan equities so never buy any

UBS (Lux) Equity Funds – Greater China <- FSM is 500 initial and 500 subsequent quite heavy so I go for FSSA Regional China A Acc SGD and considering United Greater China Fund A Acc SGD

Nikko AM Shenton Short Term Bond SGD <- Never a big fan of bond so never buy any

LionGlobal Short Duration Bond Cl A Dis SGD <- Never a big fan of bond so never buy any

LionGlobal SGD Enhanced Liquidity Fund <- I buy same

United SGD Fund Cl A Acc SGD <- Switch and buy above LionGlobal SGD Enhanced Liquidity Fund

ICBC CSOP FTSE Chinese Government Bond Index ETF (SGX:CYC) <- I buy same (this ETF got give dividend)

Allianz Global Opportunistic Bond Cl AMg Dis USD <- Never a big fan of bond so never buy any

Eastspring Investments – Asian High Yield Bond ASDM SGD-H <- Never a big fan of bond so never buy any

My so called "Bond" portfolio instead of buy UT I "replace" them with bank FD, insurance endowment plan and other capital guaranteed product.

From BT 211222: