Let's talk here. If talk there Off Topic, nanti people marah.

See this page. Follow the instructions
https://www.eunittrust.com.sg/ReadPage.aspx?id=16. Fill up
1)Account opening form
2) PDPA form
3) CKA Declaration (you don't need to take their test)

You can hand in all documents by hand (go to SG or by mail). I went in person (as I was going there to open my bank account too)

Keep in mind Phillip SG requires you to have a SG bank account before they let you open. I was able to bypass that but still need to give them my SG bank account or else they will cancel my account. FSM SG doesn't need you to have SG bank account.
https://secure.fundsupermart.com/fsm/account-opening/main

More info on how to open bank account in SGhttps://forum.lowyat.net/topic/1440794/all

FSM SG charges
0.1% per quarter platform fees on all funds. Which means even though you didn't topup, your fund continue to increase in value, so the next quarter platform fees will be higher than current charges even though both is 0.1%.

What?! You don't have a UT account in SG?   
Btw, recommend you to go down there, visit any Phillip investor center and drop off the form there rather than post from here. If post from here, all documents need to be verified with commissioner of oath.  

Not sure lei. But for 5 years record have been giving out 10%+. But from my obersavtion, it's more like amasia but not as bad as amasia.
That's why I prefer global infrastructure.

Got. Didn't look properly 
Name: UOB United Asian High Yield Bond Fd SGD/USD Acc/Dis
Search using this (fund finder)
https://www.poems.com.sg/unittrust/

Go explore both platform and see if you got some more fund you cannot find. Help you to find 

Kasi you tip
- You can buy from FSM and transfer over to DBS if DBS have that fund. Pay little bit of platform fees (count it as donation to FSM). Lesser than full platform fees (because you are holding few days vs one full quarters).
- Their transfer is unlike our transfer where you have to sell first.

IMO, Phillip is rather complete although they don't have stuff like Pinebridge Asia ex Japan Small Cap, Parvest Japan Small Cap

tifosi, best contact Phillip because I remember methos of payment, maybank eps is on their list
No need. Both different companies. They are basically competitors.

Differences between them:
FSM charges you platform fees while Phillip doesn't charge you platform fees.

Just prepare all necessary documents (you can refer to my previous post). Fill up the forms, drop by any of their investor place. Their HQ is very easy to locate. City hall MRT station. Raffles city tower.

Yeah almost same. The popular ones which are available on FSM also got on Phillip . However funds like Ponzi 2, maybank asian bond fund (quite a good bond fund), certain SGD class fund Phillip doesn't sell (eg. schroder asian something the SGD version is not available on Phillip but available on FSM. But both have the USD version).

These are some examples. You may request for them to carry the fund you want. But whether they listen to you is another question. About a month back, told them to carry this schroder fund, until today, habuk pun tak ada. Told them FSM SG and Dollardex both have the SGD version. How come Phillip tak ada. Said we will look into it.

Semua boleh.
But the link I gave you is for unit trust only. So I am sure they will open a UT account only for only. Not sure if you can use it to buy shares. However, I have play around with it and found out you still have acess to stock screener and can "pin it" next ro UT tools.
On my application form, they will write there UTKC. If you want to open all for one account, best to ask them what other forms are needed.

They have free mobile stock alert price if a certain price is met, they will give you alert. Haven't test this yet but it's very useful if really give you alert. Will test one day when get a new phone.

However, would not really recommend POEMS as stock broker for reasons below:
1) Price of buy and sell is SGD25. No discount. In this area, DBS V wins as both also CDP but DBS V only SGD5 (current promo). Even without promo. DBS V win again as price is only SGD18.
2) Cash upfront SGD10 but got maintenance and dividend fees (not sure for local stocks or foreign stocks only) unlike maybank KE,standard chartered, FSM SG (FSM SG mentioned dividend fees is waived but don't know until when).

So for me, POEMS function as (what I am going to use it for):
1) unit trust provider
2) free stock alert

Semua boleh.
But the link I gave you is for unit trust only. So I am sure they will open a UT account only for only. Not sure if you can use it to buy shares. However, I have play around with it and found out you still have acess to stock screener and can "pin it" next ro UT tools.
On my application form, they will write there UTKC. If you want to open all for one account, best to ask them what other forms are needed.

They have free mobile stock alert price if a certain price is met, they will give you alert. Haven't test this yet but it's very useful if really give you alert. Will test one day when get a new phone.

However, would not really recommend POEMS as stock broker for reasons below:
1) Price of buy and sell is SGD25. No discount. In this area, DBS V wins as both also CDP but DBS V only SGD5 (current promo). Even without promo. DBS V win again as price is only SGD18.
2) Cash upfront SGD10 but got maintenance and dividend fees (not sure for local stocks or foreign stocks only) unlike maybank KE,standard chartered, FSM SG (FSM SG mentioned dividend fees is waived but don't know until when).

So for me, POEMS function as (what I am going to use it for):
1) unit trust provider
2) free stock alert

Could be faster. Check your email. They say something about all being paperless now the last time I went there with my family (2nd trip). Not sure if really implemented or half implemented only.

Nah. CDP  will never get below $25. Best way to sell is use DBS V. Get $5 rebate making it effective $20. Best account to have with CDP is Maybank KE as you can apply for MCEP and let you have a USD account for USD1 only.

No forum I know of talk about SG unit trust. I could be wrong. All SGrean talk about STI, ETF and no one talks about UT. Actually I have already have my own UT watchlist. You share yours then I share mine. Then we can compare.

elea88, I tried buying from POEMS today. See boleh jalan or not. One of the fund I want to buy tutup already

UOB UNITED ASIA HBF > Fullerton Asian bond fund (I am going for this as bond fund is not suppose to be volatile)
first state infrastructure (also in my watch list)
Blackrock global Multi asset (why pick this?)
first state regional china fund (ok)
lion global Korea fund (why? > better pick united japan smaller)
fidelity euro > pick a Eu small cap

These are what I have searched.

Best to pick a country where the fund can perform. Japan >Korea. Hence putting same amount will nett you higher returns from Japan. But it's up to you. I chase returns.

Don't listen to RM. Do your own research. With volatility of 4+ and return of 4%+, better I pick Fullerton Asia bond fund volatility 2.25 with return of 4-5%. Another alternative is that United Asian HY bond fund (but it's not performing well these few months).

Just my opinion.

Hehe... Now you are doing your homework 
Good fund for Greater china (30%+) and asia pacific. This will be my default go to fund for china + asia pacific. The better option would be Schroder Asian Total Return fund (lower volatility but almost same returns) but only available in USD  unless you buy from FSM then can pay in SGD but kena platform fees 

So those who say earning 20% in Malaysia is the same as earning 20% in SGD better open thier eyes big big 
That's why I said  lots of better choices available in SG vs FSM MY.  

Good.    Money match rate also not bad eh. No need to travel down to SG anymore. Transfer into CIMB SG to avoid paying SGD10 fees.

Hehe... Now you are doing your homework  Now you know why I said I want quit investing via SGX and go the UT way? I can't get that same return on my own.

Good fund for Greater china (30%+) and asia pacific. This will be my default go to fund for china + asia pacific. The better option would be Schroder Asian Total Return fund (lower volatility but almost same returns) but only available in USD  unless you buy from FSM then can pay in SGD but kena platform fees  If somehow Phillip introduce the other fund, I sure go for that.

Email them and ask them to include that fund since Dollardex and FSM both have it. More people message them higher chance they will bring the fund in.

So those who say earning 20% in Malaysia is the same as earning 20% in SGD better open thier eyes big big 
That's why I said  lots of better choices available in SG vs FSM MY.  

That is the mother fund for RHB Asian Income (with RHB being a better performer). This is a balanced fund which means semua ada. Reit, Stocks, Bonds. You can buy that or you can DIY. Of cause a balanced fund will never beat a full equity fund but a balanced fund can beat an equity fund in a bear market.

AUD, USD hedge means the returns are hedge with the currency. Makes it more stable. You won't gain more, you won't lose more. Eg. A 5% return hedge in USD means the return give exactly 5% in USD vs 5% in THB which can mean the return may actually be 10% or even -5% when converted back to your buying currency. If you want to buy those hedge funds, you need that currency. If the fund is in USD, you need to pay in USD. If the fund is in AUD, you pay in AUD.

How do you pay?
1) Convert your SGD and buy at Phillip  exchange rate.
2) Do a TT to Phillip using RM in that required currency (eg USD, AUD)

For me, I avoid those foreign currency denominated funds as it will incur more cost for me.

You should know by now that dividend in unit trust does nothing.
Accu
- Means no dividend/distribution will be given out (like that makes any difference)

Dis
- Means give you dividend/distribution but will be reinvested back unless you give them instructions that the dividend will be credited into your MMF account (which you should not be doing)

The only good thing I can see is sometimes there's a slight difference in returns and volatility (but very much negligible)

Personally, if you ask me, I will avoid this Schroder Asian Income Cl A Dis SGD fund. Reasons:
1) At about 5%+ return (based on FSM SG website), this fund is not attractive at all. I can get better returns with s-reits.
2) There are other better performing balanced fund.

But the choice is yours. You can search for funds using FSM fund Selector

Hope this helps.

I have already glance through, not appealing at all  Better I stick with traditional funds (region based). Traditional funds have higher returns for more or less the same volatility as health care.

What fund are you looking at?

Here you go. For Affin
Info from fundfactshett


For United
Info from
- Product highlights
- Prospectus


To pour cold water on United,

Blue - Original P fund unhedge in USD
Green - United
Red- P fund SGD-H

1 Year results


Of course if you take 3 years, united win. But at volatility of 6.81 is just too high the risk of a bond fund.