Dun want to open so many accounts for easier management

Alliance Bank offers:-
a. 6 mths ATD-i @ 4.05%
b. 9 mths ATD-i @ 4.15%
T&C includes fresh funds n min RM10k

Well if you want to maximise returns, you should do that.

OCBC ringgit plus Hugo boss pen, until now haven't received.

Anyone receive?

i think someone got in already..mentioned few pages back
i got my 28'' trolley bag yesterday

On top of that, top e-fd depositor will win 70' inch led

have u cancel the 4.55% for 4.6%?

http://www.allianceislamicbank.com.my/eATDiPromo

This post has been edited by kimmo88: Oct 21 2015, 01:50 PM

*For clarity, where new HSBC Advance customers open a sole or joint account, all the account holders must be NEW HSBC Advance customers and cannot be existing HSBC Advance and HSBC Premier customers.

From the T&C so don't think joint account works

This post has been edited by besiegetank: Oct 21 2015, 03:24 PM

Hmm. They must have discovered that people were using this previous loophole to put with them for 3 months, then close account after that. Guess they rugi quitee a lot with many people exploiting this loophole.

Previously one can do as I wrote and get extra 5% by opening joint account with gf/wife/brothers /sisters /parents/uncles/aunties.

This post has been edited by Ramjade: Oct 21 2015, 03:34 PM

I thought I saw 4% offered by CIMB but now I can't find it anymore.

Anyone got any idea?

Is efd. Just refer to cimbclicks page

apa susah?

http://www.cimbclicks.com.my/eFD.html

i just went to branch and ask for it. they noticed my name not in list, then go in and check. after awhile come out with my pen

Yes, I changed to 4.6% 2 years already.

Lost 2 day interest (Monday & Tuesday).
But the gain of 0.05% (4.6% - 4.55%) can cover the
loss of 2 days interest, after deduct the loss, still have
profit left.

But the most important issue is to shorten the tenure,
2 years instead of 5 years.

But who knows OPR will drop later..?

Just take it as a gamble since nobody knows the future,
if OPR goes up, you make less; if OPR goes down, you make more.
Anyway put in FD will not lose money.

I think you maintain your 5 years 4.55%..?

no, i just changed to same as you 4.6%, without fresh fund added, approved by branch manager.

in 2 years time, we shall discuss this again haha..

Oh..I did not add in any fresh fund either.
Am Bank withdrew the old 4.55% cert, and replaced a new FD
cert with 4.6%.

The staff from Raja Chulan has double confirmed that Am Bank
pays interest for Sunday, hopefully what she said was right.

Sure, we will talk about our Am Bank FDs in 2 years later..

Hey guys, can anyone recommend a FD package for 1 year placement with the following requirements:

1) PIDM protected
2) No CASA
3) Preferably no need to open savings account but not a must

I have done my research, seems that only UOB fulfills all of the above?

Ambank 4.2% for 12 months has this term in the T&C:

- Interest / Profit earned will be credited to the Eligible Customer’s designated Conventional or Islamic Current Account or Savings Account (CASA/CASA-i) maintained with the Bank.

Does that mean that it has the CASA bullcrap too?

This post has been edited by JustForFun: Oct 21 2015, 07:44 PM

No. Is not the crappy stuff where you need to deposit xx% into CASA. CASA here is for them to credit interest into. I think it just cost rm20 to open a normal basic account? Of course why opt for basic savings when you can use Truesavers to earn an additional 2.8% on the interest of the FD?