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 Fixed Deposit Rates In Malaysia V. No.10, Please Read Post #1 & #2

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dEviLs
post Oct 9 2015, 09:35 AM

Three Suns~
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QUOTE(bbgoat @ Oct 8 2015, 08:14 PM)
Have mentioned on Monday that the limit has been changed to 50k. TS has added this in page 1 (post 2 I think).  biggrin.gif
No, I have changed mine to >10k. Same procedure as @Human Nature said. Just need to key in OTP.  biggrin.gif
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off topic bro. your ocbc RM intro the pre-ipo fund to you ? hmm.gif
dEviLs
post Oct 9 2015, 06:43 PM

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QUOTE(bbgoat @ Oct 9 2015, 06:08 PM)
Which pre-ipo fund ?  hmm.gif

Several months ago, the leng lui talked to me about UT linked to a Las Vegas stock. Linked to the performance of the stock something like that. Since then she knows I am not interested in UT so never asked me again.  cry.gif

So have not seen the leng lui RM for 2 or 3 months. @gsc some more say no leng lui in OCBC Penang PB center.  tongue.gif He very high std as I saw several leng lui's in there.  biggrin.gif
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some special situation fund..the first launch five years ago got 100% return hmm.gif
launched this Monday and this morning she told me 140mil of 150mil already taken up shocking.gif
dEviLs
post Oct 20 2015, 02:06 PM

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just collected the 28'' trolley bag from ocbc on previous ringgit deal biggrin.gif
dEviLs
post Oct 21 2015, 11:45 AM

Three Suns~
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QUOTE(cutepet @ Oct 21 2015, 11:27 AM)
OCBC ringgit plus Hugo boss pen,  until now haven't received.

Anyone receive?
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i think someone got in already..mentioned few pages back
i got my 28'' trolley bag yesterday
dEviLs
post Oct 22 2015, 03:28 PM

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QUOTE(cklimm @ Oct 22 2015, 02:55 PM)
Dia orang kaya, CIMB preffered  brows.gif
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what preferred? shakehead.gif
CIMB private ok icon_idea.gif
dEviLs
post Oct 23 2015, 12:14 PM

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QUOTE(value_investor @ Oct 23 2015, 10:03 AM)
Another reason why i like to keep liquidity, imagine few months ago if i locked my FD for 1-year now i wouldn't enjoy rate from 3.7% to 4% ... also maybe next month crisis hits and suddenly other banks offer 5%??? Then i can swiftly move my money. Besides when i auto-renewed monthly, interest is compounded monthly!
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i think to partly address ur liquidity concern you may still place a long term FD but spread the maturity
for me I make sure there will be at least one FD (10-12m tenure) maturing every other month. in between i might also have funds maturing from shorter term FD..that way at least the potential opportunity loss is lower
dEviLs
post Oct 23 2015, 12:28 PM

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QUOTE(Ramjade @ Oct 23 2015, 12:16 PM)
For me sentimental value is useless. My loyalty is to my bank account. tongue.gif Will the bank give you reward you for your loyalty  if you put FD with them (lower interest, 1 year) compare to another bank which able to give high interest? I dont think so. Until a bank rewards it's customer for being loyal, I will not change my stand.

Btw, I shared my principles with my friend, he agreed whole heartily with me. He agreed that his loyalty is also to his bank account not the bank.
That's new. I think might implement what you just said. Thanks. I always assumed better to put all FD together in one date so easier to uplift. No need to go to bank always. Thanks for the tips
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It's also something that I have learnt from the taikor here biggrin.gif
dEviLs
post Oct 26 2015, 02:35 PM

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just got back from UOB to withdraw a matured FD, was told to add 10k to enjoy the 4.2% one-year promo rate
dEviLs
post Nov 3 2015, 11:02 AM

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QUOTE(cklimm @ Nov 3 2015, 12:24 AM)
Behold: the best of HL
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wah they give a clock as gift ? dont they know its pantang to some chinese tongue.gif
dEviLs
post Nov 12 2015, 12:32 PM

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just received sms from UOB - 12m@4.25%

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