2 weeks ago

K thanks. I will call them on tomorrow.

Great to know can earn Dividend on daily basis
Btw, wat makes u open n close a/c within short period?

Closed it when I found out it's not covered by PIDM but when I discovered can earn daily dividend I opened another GIA account with a smaller amount at another Maybank branch

U r so funny
Anyway, u have make the right choice

I sure hope so. I opted for interest to be added to principal. Checked my account yestereday, got compound interest

This post has been edited by starry: Dec 6 2015, 08:35 PM

did not know the gia-i even pay daily interest on early termination.
looking forward to the 6% payout on 11th month.

no more talk of maybank effective 5.5%?

I was pleasantly surprised when the bank teller gave me the principal + interest. I asked the bank teller, "Huh, 5 days also can get 4% interest?", he replied, "Never mind la, I give you full interest."

Yup, I'm waiting anxiously for the effective 5.5% hehe

This post has been edited by starry: Dec 6 2015, 08:48 PM

I have been awaiting 5.50% since tis Tue
Btw, my neck start to grow longer as day pass by

Please share with us ur finding，thanks

Hi everyone. Just got back from vacation .. so need help with latest best deal.

Any better deals than the OCBC 4.5% for 12 mths tenure so far?

affin 15 month 4.6%

Ok thanks. No progress or new deals then since I was away.

away for how long?

This post has been edited by yygo: Dec 7 2015, 02:12 PM

Apologise if this question has been asked before.

Do you guys transfer out ur FD money to another bank and back to the original bank to consider as fresh funds?

My PBB FD is going to mature soon, thinking to get the year end promo, however fresh funds only, so means I have to transfer the money out to other bank then back to PBB again to qualify the year end promo.

Is there any other better way to qualify as 'fresh funds'?

Thank you.

Uplift, take another number and requeue

Sometimes that cannot be considered as fresh guns. Just ask the bank if I IBFT some money into my Pbb account, does not count as fresh funds.

If not, just IBFT to bank A > buy BC from bank B > bring back BC to PBB. That one I can assure you will be counted as fresh funds.

Better check as different Banks having their own definition of 'fresh funds'

I was told by PBB, the funds in my account will not consider fresh funds, so IBT from other acc or bank will not work.

The only way is what Ramjade said, TT to another bank, issue a BC again.
Like that, I would rather ask PBB issue me BC from my FD withdrawal, i go other bank for their FD, since the rate is almost the same for most bank now.