Wat is the min sum n is there any T&C?

You don't need to wait a few days. After the money appear in Bank B, you can straight transfer back to bank A. Make use of the free IBFT (instant transfer) available until 31st Dec.

After 3 months, tutup account and bring your money elsewhere.

Cool.. 
I just came back from Am Bank

A bad news..
According to Am Bank, these 2 FD promo are no more available... 
AM Bank does not have any new FD promo now..

So I think the best so far are:
(1) Affin 15 months at 4.6% - valid until end of Dec
(2) OCBC 12 months at 4.5% - valid until end of Dec
(3) UOB 12 months at 4.4% - valid until end of Dec
(4) RHB 15 months at 4.4% - valid until March 2016
(5) Public Bank 12 months at 4.3% - valid until end of Dec

Received one SMS from BR yesterday:
Istimewa 4.3% p.a. Akaun Deposit-i Berjangka, 12 bln.
Berpeluang menangi hadiah menarik!

BR is out at this moment.. 

Not sure anyone share this.

If you have no need for the SA, you can close it. Make sure to ask for BSA to prevent getting charge for atm card.

Not sure anyone share this.

Hi I'm keen to take up a FD account. This will be my first ever.

Would like to confirm, the HSBC Advance FD requires me to open a HSBC Advance Account together with the FD right? Which means two accounts instead of just the FD account which would be the norm for the other banks is that correct?

Interest is given on every day during the FD tenure including non-working day.
Your 3 month FD placement which is supposedly due on 27 Feb 16 (Sat, non working day) is move to the next business day 29 Feb 16 on purpose.

This is to allow customers is they should to close their FD immediately without any loss of interest.

This actually means they pay interest on non working days AFTER FD matured. They moved the maturity date from Feb 27 to Feb 29. This is the practice of banks that pay the interest after FD matured to working day. 
I was in Affin last Monday to place the 4.6% FD. I asked about the minimum balance, the staff said depends on the type of SA we have. BSA, senior etc. 

Not really sure myself but this is what I understand.
From http://www.hsbc.com.my/1/2/hsbcadvance/overview, it says there's a RM10 monthly fee if TRB isn't met which is a minimum of 30k in the account.

From Maybank website on information on GIA FD offering
GIA FD T&C
GIA FD Product Disclosure

Some questions to those who have this type of FD
Can this GIA FD be uplift via online?
If uplift early, say, after 1 month and 5 days into the tenure, will you still get 1 month and 5 days interest (or hibah) of 4% assuming that 4% is the given rate.

TIA

Not able to uplift online.
Only entitle for 4%pa pro-rated. 5 day is not count.

Great to know can earn Dividend on daily basis
Btw, wat makes u open n close a/c within short period?

U r so funny 
Anyway, u have make the right choice 

did not know the gia-i even pay daily interest on early termination.
looking forward to the 6% payout on 11th month.

no more talk of maybank effective 5.5%?