for your information, to enjoy the promo rate of 4% p.a. for this e-smartsavers, you are required to open the account on or before 30.9.2015.

Thanks
Regarding fresh fund.. I can just withdraw the money beforehand then use the money to open FD in the same bank right?
Can't they do the transfer over the counter? I dont feel like bringing cash around..

each bank do have their own policy, you just have to check with the bank on it.

diff bank, diff definition of fund 'fresheness'

think it this way: take out money from left pocket, then physically put into right pocket.

usually transfer between 'pockets' is not fresh although on the same 'pant' D

as usual, always ask Ask ASK .

I see..
Do you have any personal experience on transferring between pockets in the same pant? Hehe

guys i received sms from CIMB.

4.30% p.a for 12 months unfixed deposit with min 10 k fresh fund.

what is this unfixed ?

Withdraw in cash. You have 3 options
a) come back few hours later
b) come back few hours later and go to different counter
c) go to another branch

This post has been edited by Ramjade: Nov 27 2015, 11:11 PM

Read page 1

I see..thanks
that kinda dangerous period when you were holding quite some cash around..haha

Wear like poor people, Japanese slippers, oldest shirts and pants you got. Ride a kapcai. Bring a old bag. No one will bother you. Those who wear "blink-blink" are those eye catching people.

Another way is withdraw to your account, then IBFT (make use of the free IBFT) to another bank, bring back banker's cheque from the other bank.

This post has been edited by Ramjade: Nov 28 2015, 01:56 AM

Thanks...this means this option is not availbe to me. Has to find other one month high FD rate or saving account. Currently I have truesaver from Ambank...but the rate is not high enough compare to one FD rate

Highest is maybank Islamic efd 3.25% (needs min rm5k)
Second one is ambank Islamic efd 3.15% (needs min rm1k)

Read page 1

unfixed, can terminate fd if needed, every 1k amount from the fd.

also for cimb, there are forumer geting 4.35%.

This post has been edited by yygo: Nov 28 2015, 08:58 AM

dun show your iphone! those wearing like that one are the big buaya with tons of $$.

abang adik working at 2 or 3 am. counting all the $$ collected in the day, put into fd or trusaver?

You can opt for Affin Bank 1 month for 4.05%p.a. or HongLeong Bank/Mach 1 month for 3.4%p.a. refer to post #1 & 2 for more info

Edit: just realised that you are looking for eFD, then the closest will be the 1 month eFD as suggested by Ramjade.

This post has been edited by Ah SiAnG: Nov 28 2015, 09:50 AM

Isn't cimb offer 3.7% efd 1 month for preferred customer?

source?

From people here who scold me about cimb preferred last time

what is the purpose of saying then?

i believe most of us here only believe black and white

This post has been edited by Ah SiAnG: Nov 28 2015, 11:18 AM