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 Fixed Deposit Rates In Malaysia V. No.10, Please Read Post #1 & #2

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SUSthrowaway123123
post Nov 22 2015, 04:02 PM

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Hi guys
these promotional FD requires us to apply in person? for example, i dont see the RHB's promotional rate if I were to do FD placement online.
SUSthrowaway123123
post Nov 27 2015, 06:23 PM

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QUOTE(Ah SiAnG @ Nov 22 2015, 04:26 PM)
depends on the promotion, most of them require placement over the counter.

read the terms and conditions for the respective FD promo
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Thanks
Regarding fresh fund.. I can just withdraw the money beforehand then use the money to open FD in the same bank right?
Can't they do the transfer over the counter? I dont feel like bringing cash around..
SUSthrowaway123123
post Nov 27 2015, 10:54 PM

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QUOTE(cybpsych @ Nov 27 2015, 07:01 PM)
diff bank, diff definition of fund 'fresheness'

think it this way: take out money from left pocket, then physically put into right pocket.

usually transfer between 'pockets' is not fresh although on the same 'pant' biggrin.gifD

as usual, always ask Ask ASK .
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I see..
Do you have any personal experience on transferring between pockets in the same pant? Hehe
SUSthrowaway123123
post Nov 28 2015, 01:40 AM

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QUOTE(Ramjade @ Nov 27 2015, 11:09 PM)
Withdraw in cash. You have 3 options
a) come back few hours later
b) come back few hours later and go to different counter
c) go to another branch
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I see..thanks
that kinda dangerous period when you were holding quite some cash around..haha
SUSthrowaway123123
post Nov 28 2015, 12:32 PM

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QUOTE(Ramjade @ Nov 28 2015, 01:54 AM)
Wear like poor people, Japanese slippers, oldest shirts and pants you got. Ride a kapcai. Bring a old bag. No one will bother you. Those who wear "blink-blink" are those eye catching people. tongue.gif

Another way is withdraw to your account, then IBFT (make use of the free IBFT) to another bank, bring back banker's cheque from the other bank.
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No need dress like poor people, memang poor deswai hunting all these ciput FD interest laugh.gif
Haiz, I really want to avoid the banker's cheque lor.. Guess there's really no way around it if wanna be safe.
Bank always wins huh shakehead.gif
SUSthrowaway123123
post Nov 30 2015, 06:08 PM

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QUOTE(Ramjade @ Nov 29 2015, 09:13 AM)
Too many promo. Can't keep track on all of them. rclxub.gif
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Lets wait for the Maybank 5.5% info
Currently undecided betweem OCBC and the upcoming MBB one lol..
SUSthrowaway123123
post Nov 30 2015, 07:32 PM

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QUOTE(Vincent9696 @ Nov 30 2015, 07:16 PM)
Maybe tomorrow can get their 5.5 info... Hehe
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Keep us posted bro..hehe

QUOTE(Ramjade @ Nov 30 2015, 06:19 PM)
Put 1 month eFD first. Don't waste money by letting it sit and not generating returns.
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No la..at most wait 1 week only..
SUSthrowaway123123
post Dec 3 2015, 05:22 PM

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QUOTE(Ramjade @ Dec 3 2015, 04:20 PM)
It depends you are vip customer or not. Non vip customer is about Rm5+/BC. You asked for 2 BC, you pay for 2 BC.
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Noob question, if I want to purchase banker's cheque to put it as FD in another bank..what details to put in the cheque (i.e. recipient etc)?
I know this is a really stupid question..haha

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