Those with cimb preferred cam make full use of it if they didn't know.

slander, slander, my boy. speak with facts and figure, black and white. not even sure there is such offer or it exist now?

My first FD with SCB is maturing soon. Any idea what is the charge for banker's cheque (from FD upliftment)? Is the BC charge for SCB the same if I plan to combine with some fund from SA? Thank you

No need dress like poor people, memang poor deswai hunting all these ciput FD interest
Haiz, I really want to avoid the banker's cheque lor.. Guess there's really no way around it if wanna be safe.
Bank always wins huh

withdraw with cash first, complete the transaction.

then take another q number for FD placement, using the cash.

If you meet the same worker how? Will it be approved? If not approve, then what's the next step?

For Affin Bank Basic Saving Account, is it required to maintain a minimum balance of RM 20.00, without incurring any penalty fee?

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For Affin Fixed Deposit with effective interest rate of 4.6 % per annum for 15-month tenure, is interest being paid at the end of tenure?

Is it true that they do not really implement the practice of giving interest after 6 months, 12 months and finally 15 months?

This post has been edited by kart: Nov 28 2015, 05:15 PM

Some banks dun treat tis as fresh fund

Not if it is different worker or different branch

if not approve and big amount, how? go outside, look suspiciously and hopefully have body guards.

I wud reckon different branch is 100% can

Actually I did ask a HL worker before if I withdraw cash, and put as fresh fund in the spot can or not? They told me no. Said something about system will know. Although I have no idea how the system will know.

Thanks for your input on one month FD.

I have reported that HL is lose on fresh fund. My FD matured and auto renewed to board rate on 18 Nov. a few days later, Went back to hL to withdraw. Was offered to renew it to new promote rate by justing adding a few hundred dollars.

Mine was about 4 years back. They never even said anything about adding few dollars. Anyway I gave up HL (walking distance to my house) for affin bank (10 minutes drive) when I discovered this forum. Cannot tahan with their extremely low rates.

rhb also loose. can add hundreds to matured fd and get fd promo rate.

tun junior account at that time 4 years ago?

Haha, RHB hve this kind of practice , but they dont gv interest upon maturity in public holiday , i got a FD expired at 4th june which is public holiday , thinking how to react for it...

haha, what can you do? that is a separate issue. nothing except sulk about it. hahaha

Jz waiting for weekday only transfer out...swt

Dear sifoos, im new with FD.

looking to get additional income every month by using FD.. after several days of research, I came to conclusion that there are several type of FD.

however im interested with the following, or I would say nearest to my criteria:

-monthly interest paid
-fix interest
-islamic based
-around rm50k deposit (sorry, small money only.. )
-less hassle.. (auto credit interest.. possible?)
-currently I have maybank and public saving accs..

interested in maybank FD 12months..but. I read it, it's not guaranteed

exactly. be happy

your choices ambank (if >50 years), bank rakyat (no pidm), cimb.