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 Fixed Deposit Rates In Malaysia V. No.10, Please Read Post #1 & #2

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Ramjade
post Nov 29 2015, 08:38 AM

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QUOTE(yygo @ Nov 29 2015, 08:36 AM)
laugh.gif exactly. be happy brows.gif
your choices ambank (if >50 years), bank rakyat (no pidm), cimb.
*
Which cimb gives monthly interest? hmm.gif

This post has been edited by Ramjade: Nov 29 2015, 08:39 AM
yygo
post Nov 29 2015, 08:59 AM

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QUOTE(Ramjade @ Nov 29 2015, 08:38 AM)
Which cimb gives monthly interest?  hmm.gif
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hnws, cimb islamic current promo 4.3% gives out monthly interest. for your pocket money. laugh.gif

use it for daily makan, save for asnb brows.gif

how come did not know? hmm.gif

This post has been edited by yygo: Nov 29 2015, 09:00 AM
Ramjade
post Nov 29 2015, 09:13 AM

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QUOTE(yygo @ Nov 29 2015, 08:59 AM)
hnws, cimb islamic current promo 4.3% gives out monthly interest. for your pocket money. laugh.gif

use it for daily makan, save for asnb brows.gif

how come did not know? hmm.gif
*
Too many promo. Can't keep track on all of them. rclxub.gif

This post has been edited by Ramjade: Nov 29 2015, 09:14 AM
yygo
post Nov 29 2015, 10:10 AM

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QUOTE(Ramjade @ Nov 29 2015, 09:13 AM)
Too many promo. Can't keep track on all of them. rclxub.gif
*
laugh.gif ok, at least tun/hnws did not say the wrong thing. brows.gif
wil-i-am
post Nov 29 2015, 11:26 AM

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QUOTE(yygo @ Nov 29 2015, 08:59 AM)
hnws, cimb islamic current promo 4.3% gives out monthly interest. for your pocket money. laugh.gif

use it for daily makan, save for asnb brows.gif

how come did not know? hmm.gif
*
I tot int is paid upon completion of tenure for CIMB
yygo
post Nov 29 2015, 11:52 AM

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QUOTE(wil-i-am @ Nov 29 2015, 11:26 AM)
I tot int is paid upon completion of tenure for CIMB
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no, cimb conventional not paying monthly interest.
ask for islamic one paying monthly.

This post has been edited by yygo: Nov 29 2015, 12:02 PM
s@ni
post Nov 29 2015, 12:40 PM

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QUOTE(yygo @ Nov 29 2015, 08:36 AM)
laugh.gif exactly. be happy brows.gif
your choices ambank (if >50 years), bank rakyat (no pidm), cimb.
*
QUOTE(yygo @ Nov 29 2015, 08:59 AM)
hnws, cimb islamic current promo 4.3% gives out monthly interest. for your pocket money. laugh.gif

use it for daily makan, save for asnb brows.gif

how come did not know? hmm.gif
*
QUOTE(yygo @ Nov 29 2015, 11:52 AM)
no, cimb conventional not paying monthly interest.
ask for islamic one paying monthly.
*
I'm not yet 30..so ambank and cimb? bank rakyat no no because no pidm..

will check and revert back here Tqvm bro
Ramjade
post Nov 29 2015, 01:00 PM

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QUOTE(s@ni @ Nov 29 2015, 12:40 PM)
I'm not yet 30..so ambank and cimb? bank rakyat no no because no pidm..

will check and revert back here Tqvm bro
*
Ambank will give you half yearly interest.
bbgoat
post Nov 29 2015, 01:58 PM

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QUOTE(wil-i-am @ Nov 29 2015, 11:26 AM)
I tot int is paid upon completion of tenure for CIMB
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For current CIMB Unfixed FD I got 12 mth 4.35%. The Islamic one they paid monthly interest. Conventional one no monthly interest. So one has to specify during placing to go for the Islamic FD. The CIMB RM also did not know about this until I asked ! biggrin.gif
wil-i-am
post Nov 29 2015, 05:49 PM

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QUOTE(yygo @ Nov 29 2015, 11:52 AM)
no, cimb conventional not paying monthly interest.
ask for islamic one paying monthly.
*
QUOTE(bbgoat @ Nov 29 2015, 01:58 PM)
For current CIMB Unfixed FD I got 12 mth 4.35%. The Islamic one they paid monthly interest. Conventional one no monthly interest. So one has to specify during placing to go for the Islamic FD. The CIMB RM also did not know about this until I asked ! biggrin.gif
*
Thanks for the reminder as their T&C straight mention no
bbgoat
post Nov 29 2015, 06:39 PM

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QUOTE(wil-i-am @ Nov 29 2015, 05:49 PM)
Thanks for the reminder as their T&C straight mention no
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I did see their T & C. But it is for conventional only. Not for Islamic FD. Anyway I placed the Islamic FD on 3rd Nov. I cancelled the CIMB conventional FD placed on 2nd Nov (which did not pay monthly interest) 3 days later and moved to OCBC for 4.5% interest. drool.gif So next week can confirm if I received the interest. biggrin.gif

This post has been edited by bbgoat: Nov 29 2015, 06:56 PM
bbgoat
post Nov 29 2015, 06:55 PM

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Please see CIMB Unfixed FD T & C, clause 7, 8 & 13

http://www.cimbbank.com.my/content/dam/cim...osit-Q4-TnC.pdf

It is for conventional FD. There is Islamic one also which they told me pay monthly interest. biggrin.gif

This post has been edited by bbgoat: Nov 29 2015, 07:04 PM
TSAh SiAnG
post Nov 29 2015, 07:44 PM

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QUOTE(bbgoat @ Nov 29 2015, 06:55 PM)
Please see CIMB Unfixed FD T & C, clause 7, 8 & 13

http://www.cimbbank.com.my/content/dam/cim...osit-Q4-TnC.pdf

It is for conventional FD. There is Islamic one also which they told me pay monthly interest. biggrin.gif
*
This is the Terms and Conditions for CIMB Islamic Year End Unfixed Deposit Campaign whereby Clause 14 mentions that All terms and conditions governing the operation of the Eligible Customer’s FRIA-i account shall continue to apply.

There are several types of Term Deposit Accounts-i / Fixed Return Income Account-i (FRIA-i) and one of them it mentions that profit is paid on a monthly basis.

This post has been edited by Ah SiAnG: Nov 29 2015, 08:00 PM
wil-i-am
post Nov 29 2015, 08:36 PM

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QUOTE(Ah SiAnG @ Nov 29 2015, 07:44 PM)
This is the Terms and Conditions for CIMB Islamic Year End Unfixed Deposit Campaign whereby Clause 14 mentions that All terms and conditions governing the operation of the Eligible Customer’s FRIA-i account shall continue to apply.

There are several types of Term Deposit Accounts-i / Fixed Return Income Account-i (FRIA-i) and one of them it mentions that profit is paid on a monthly basis.
*
Can v specify FRIA-i Why Wait?
TSAh SiAnG
post Nov 29 2015, 08:50 PM

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QUOTE(wil-i-am @ Nov 29 2015, 08:36 PM)
Can v specify FRIA-i Why Wait?
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I also want this package but never tried to request before tongue.gif

can't help you man
bbgoat
post Nov 29 2015, 09:32 PM

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QUOTE(Ah SiAnG @ Nov 29 2015, 07:44 PM)
This is the Terms and Conditions for CIMB Islamic Year End Unfixed Deposit Campaign whereby Clause 14 mentions that All terms and conditions governing the operation of the Eligible Customer’s FRIA-i account shall continue to apply.

There are several types of Term Deposit Accounts-i / Fixed Return Income Account-i (FRIA-i) and one of them it mentions that profit is paid on a monthly basis.
*
QUOTE(wil-i-am @ Nov 29 2015, 08:36 PM)
Can v specify FRIA-i Why Wait?
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Good, thanks ! notworthy.gif

Looks like I missed out on the "Fixed Return Income Account-i (FRIA-i) – Why Wait" !! The CIMB RM did not explain this to me. shakehead.gif

Should have collected the profits at that time ! tongue.gif Last year MBB also has this profit paid upfront, I then used it to put in another FD ! The same can be done for this CIMB's promo. Well, it is over already. tongue.gif
wil-i-am
post Nov 29 2015, 11:11 PM

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QUOTE(Ah SiAnG @ Nov 29 2015, 08:50 PM)
I also want this package but never tried to request before  tongue.gif

can't help you man
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Perhaps I shld ask them next week brows.gif
bbgoat
post Nov 30 2015, 09:09 AM

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QUOTE(wil-i-am @ Nov 29 2015, 11:11 PM)
Perhaps I shld ask them next week  brows.gif
*
So now you benefit from no need to WAIT !! Before that you are non-believer on monthly interest ! thumbup.gif

By the way, while we are here still talking about FD interest, our captain GenX is collecting spirits, GenX Spirits !

https://creditcardsmalaysia.wordpress.com/2...g-genx-spirits/

This post has been edited by bbgoat: Nov 30 2015, 10:09 AM
wil-i-am
post Nov 30 2015, 12:05 PM

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QUOTE(bbgoat @ Nov 30 2015, 09:09 AM)
So now you benefit from no need to WAIT !! Before that you are non-believer on monthly interest ! thumbup.gif

By the way, while we are here still talking about FD interest, our captain GenX is collecting spirits, GenX Spirits !

https://creditcardsmalaysia.wordpress.com/2...g-genx-spirits/
*
My mind is constantly changing to keep abreast with FD stuff
AidanCheah
post Nov 30 2015, 03:37 PM

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QUOTE(Ramjade @ Nov 29 2015, 09:13 AM)
Too many promo. Can't keep track on all of them. rclxub.gif
*
haha, me too. rclxub.gif

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